Cumberland County, North Carolina Property Taxes
Property Taxes in Cumberland County, North Carolina
Median Cumberland County effective property tax rate: 1.55%, significantly higher than the national median of 1.02%.
Median Cumberland County home value: $116,108
Median annual Cumberland County tax bill: $1,757, lower than the national median property tax bill of $2,400.
How are property taxes in Cumberland County calculated?
Property taxes in Cumberland County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Why are Cumberland County property taxes important to understand?
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Cumberland County or another part of Cumberland County, knowing local tax details benefits homeowners and investors.
How do Cumberland County property taxes compare with the state?
Cumberland County’s median property tax rate of 1.55% is higher than the North Carolina median rate of 0.81%, while the median annual tax bill of $1,757 is lower than the state median by $643.
Last Updated April 13, 2026
Cumberland County, North Carolina Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.55%
Estimate Property Tax Bill
$1,800
$1,670
How Does the Cumberland County Property Tax Calculator Work?
Use this Cumberland County property tax calculator to estimate your annual property tax bill. Enter your property’s assessed value and our calculator applies Cumberland County’s median effective tax rate of 1.55% to generate your estimate.
Enter your property’s estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Cumberland County’s median effective tax rate is higher than North Carolina’s 0.81% median tax rate, and the median property tax bill is $1,757, which is $643 lower than the state median bill of $2,400. Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Cumberland County.
Property Tax Rates Across Cumberland County, North Carolina
What Are Effective Property Tax Rates Across Cumberland County?
Local government entities set tax rates, which vary widely across Cumberland County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Cumberland County's effective property tax rate to other counties in North Carolina or the U.S. median of 1.02%.
Cumberland County's median effective rate stands at 1.55%, which is higher than the national median of 1.02%. Within Cumberland County, the highest rate is found in Spring Lake at 1.77%, while Hope Mills has the lowest at 1.13%.
These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cumberland County Tax Rate
1.55%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective North Carolina Tax Rate
0.81%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Cumberland County, North Carolina
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Autryville | 0.92% | 1.07% | 1.24% | 1.41% | 1.67% |
| Dunn | 0.69% | 0.99% | 1.15% | 1.31% | 1.56% |
| Eastover | 0.88% | 1.05% | 1.16% | 1.31% | 1.60% |
| Falcon | 0.92% | 1.16% | 1.29% | 1.51% | 1.72% |
| Fayetteville | 1.01% | 1.22% | 1.63% | 1.81% | 2.02% |
| Fort Liberty | 1.12% | 1.19% | 1.27% | 1.77% | 2.22% |
| Garland | 1.00% | 1.07% | 1.14% | 1.20% | 1.31% |
| Godwin | 0.68% | 1.01% | 1.19% | 1.35% | 1.59% |
| Hope Mills | 0.91% | 1.03% | 1.13% | 1.62% | 1.86% |
| Linden | 0.85% | 1.01% | 1.13% | 1.28% | 1.57% |
| Parkton | 0.94% | 1.04% | 1.25% | 1.60% | 1.77% |
| Roseboro | 0.90% | 1.08% | 1.23% | 1.41% | 1.75% |
| Saint Pauls | 0.78% | 1.05% | 1.15% | 1.28% | 1.45% |
| Spring Lake | 0.95% | 1.09% | 1.77% | 1.97% | 2.75% |
| Stedman | 0.91% | 1.06% | 1.20% | 1.32% | 1.59% |
| Wade | 0.74% | 1.00% | 1.15% | 1.34% | 1.64% |
| White Oak | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Cumberland County, North Carolina
When examining property taxes in Cumberland County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cumberland County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Cumberland County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median tax bill in Cumberland County is $1,757, compared with the national median property tax bill of $2,400 and the national median property tax rate of 1.02%. Tax bills range from $1,217 at the 25th percentile to $2,397 at the 75th percentile, and Fayetteville has the highest median tax bill at $1,815.
Property Tax Assessment Values Across Cumberland County, North Carolina
Source: Ownwell
$61,026
$105,799
$150,572
Median Cumberland County Market Value
$116,108
Median North Carolina Market Value
$221,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Cumberland County, North Carolina
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Autryville | $15,102 | $42,575 | $82,235 | $137,943 | $233,805 |
| Dunn | $30,042 | $53,100 | $100,676 | $158,136 | $243,394 |
| Eastover | $24,980 | $77,215 | $127,312 | $203,377 | $314,116 |
| Falcon | $39,313 | $56,230 | $86,205 | $145,600 | $222,805 |
| Fayetteville | $56,608 | $83,776 | $115,335 | $169,900 | $253,059 |
| Fort Liberty | $16,800 | $18,014 | $47,623 | $65,944 | $87,581 |
| Garland | $46,349 | $70,808 | $80,898 | $121,377 | $166,728 |
| Godwin | $33,278 | $59,035 | $98,428 | $161,948 | $248,301 |
| Hope Mills | $59,280 | $93,626 | $133,082 | $188,684 | $252,058 |
| Linden | $31,938 | $70,323 | $144,665 | $226,350 | $288,325 |
| Parkton | $16,561 | $60,142 | $138,876 | $192,916 | $241,887 |
| Roseboro | $17,137 | $47,658 | $81,726 | $128,617 | $201,781 |
| Saint Pauls | $27,630 | $57,227 | $102,516 | $160,458 | $211,733 |
| Spring Lake | $32,909 | $65,970 | $85,871 | $101,788 | $126,367 |
| Stedman | $34,384 | $61,640 | $118,312 | $183,062 | $235,781 |
| Wade | $27,583 | $62,508 | $120,002 | $217,432 | $284,857 |
| White Oak | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Cumberland County, North Carolina
How are property tax bills calculated in Cumberland County, North Carolina?
Property tax bills are based on a home’s assessed value, which is then multiplied by the local tax rate. That assessed value is tied to the market value of the property, so homes with higher values generally face higher tax bills. In Cumberland County, the median home price is $116,108, and property tax bills vary widely depending on location, home value, and any exemptions that may apply.
What factors affect the amount homeowners pay? The biggest drivers are the assessed value of the home and the tax rate set by local governments. The county’s tax burden is reflected in a median bill of $1,815, which is below the national median property tax bill of $2,400. Bills can range from $752 in Fort Liberty to $1,815 in Fayetteville, with many homeowners falling between $1,217 and $2,397. For homeowners, this means property taxes can be a significant recurring cost that changes with market conditions and local assessments.
Median Cumberland County Tax Bill
$1,757
Median North Carolina Tax Bill
$1,813
Median United States Tax Bill
$2,400
Property Tax Bills Across Cumberland County, North Carolina
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Autryville | $257 | $523 | $975 | $1,617 | $2,445 |
| Dunn | $350 | $633 | $1,138 | $1,555 | $2,500 |
| Eastover | $350 | $849 | $1,465 | $2,157 | $3,249 |
| Falcon | $485 | $783 | $1,183 | $1,711 | $2,474 |
| Fayetteville | $819 | $1,314 | $1,815 | $2,470 | $3,390 |
| Fort Liberty | $299 | $375 | $752 | $796 | $999 |
| Garland | $599 | $813 | $918 | $1,292 | $1,864 |
| Godwin | $411 | $699 | $1,105 | $1,700 | $2,454 |
| Hope Mills | $657 | $1,140 | $1,712 | $2,250 | $2,711 |
| Linden | $424 | $801 | $1,604 | $2,343 | $2,927 |
| Parkton | $264 | $709 | $1,395 | $2,761 | $3,380 |
| Roseboro | $259 | $542 | $990 | $1,542 | $2,196 |
| Saint Pauls | $361 | $670 | $1,060 | $1,724 | $2,239 |
| Spring Lake | $618 | $830 | $1,352 | $1,768 | $2,152 |
| Stedman | $427 | $755 | $1,366 | $2,016 | $2,448 |
| Wade | $347 | $724 | $1,294 | $2,223 | $2,824 |
| White Oak | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 20 |
Links | |
|---|---|
| Cumberland Tax Assessor | |
| Website | taxpwa.co.cumberland.nc.us |