Property Taxes in Belmont, North Carolina
Median Belmont, North Carolina effective property tax rate: 1.62%, significantly higher than the national median of 1.02%, and higher than the North Carolina state median of 0.81%.
Median Belmont, North Carolina home value: $191,940
Median annual Belmont, North Carolina tax bill: $3,311, $911 higher than the national median property tax bill of $2,400.
How are property taxes in Gaston calculated?
Property taxes in Belmont, North Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Belmont's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Belmont, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Belmont Property Tax Calculator Work?
Use this Belmont property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Belmont's median effective tax rate of 1.62% — based on actual property records in Gaston County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Belmont's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Belmont's median effective tax rate is higher than North Carolina's 0.81% median rate, and the median property tax bill is $3,311, which is $911 higher than the state median bill.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Belmont.
About Belmont Property Taxes
About Property Taxes in Belmont, Gaston, North Carolina
Belmont’s median effective property tax rate of 1.62% is lower than the North Carolina state median of 0.81% and higher than the national median of 1.02%. This rate reflects the Gaston County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Belmont. Homeowners in the 28012 ZIP code carry a median effective rate of 1.62%, while those in the lowest ZIP code also pay 1.62%. This spread reflects how school district boundaries and local assessment districts are drawn across Gaston County. Understanding which part of Belmont you live in can make a meaningful difference to your annual tax bill.
Belmont homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 4, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Belmont, Gaston County, North Carolina
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Belmont's effective property tax rate to other cities in North Carolina and the median property tax rates in North Carolina and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Belmont Tax Rate
1.62%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Gaston County Tax Rate
1.64%
Median Effective North Carolina Tax Rate
0.81%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Belmont, Gaston County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28012 | 1.06% | 1.28% | 1.62% | 1.77% | 2.08% |
Source: Ownwell
Property Tax Assessment Values Across Belmont, Gaston County, North Carolina
When examining property taxes in Belmont, North Carolina, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. Gaston County estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Gaston County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For Belmont, the median home price is $191,940, with a median tax bill of $3,311. The $2,150 to $4,885 range shows how bills can vary, and the $6,402 mark reflects the higher end.
Property Tax Assessment Values Across Belmont, Gaston County, North Carolina
Source: Ownwell
$48,800
$154,335
$259,870
Median Belmont Market Value
$191,940
Median Gaston County Market Value
$129,535
Median North Carolina Market Value
$221,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Belmont, Gaston County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28012 | $60,000 | $118,522 | $191,940 | $296,692 | $410,409 |
Source: Ownwell
Property Tax Bills Across Belmont, Gaston County, North Carolina
Property tax bills in Belmont are based on the assessed value of a home and the local tax rate set by Gaston County and other taxing authorities. When a property's market value changes, the assessed value can change too, which can raise or lower the bill. For a home with a median home price of $191,940, the tax bill reflects how that value is taxed rather than the price paid for the home.
What homeowners owe also depends on exemptions, local levies, and whether the property’s assessed value is aligned with current market conditions. In Belmont, the median property tax bill is $3,311, which is higher than the national median property tax bill of $2,400 and above the national median property tax rate of 1.02%. Bills can vary widely, with the 25th percentile at $2,150 and the 75th percentile at $4,885.
For homeowners, this means property taxes can be a significant ongoing cost, especially when assessed values rise faster than expected.
Median Belmont Tax Bill
$3,311
Median Gaston County Tax Bill
$2,180
Median North Carolina Tax Bill
$1,813
Median United States Tax Bill
$3,209
Property Tax Bills Across Belmont, Gaston County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28012 | $1,265 | $2,150 | $3,311 | $4,885 | $6,402 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 25 |
Links | |
|---|---|
| Gaston Tax Assessor | |
| Website | gastonnc.devnetwedge.com |