Belmont, Gaston County, North Carolina Property Taxes
Median Belmont, NC effective property tax rate: 1.64%, significantly higher than the national median of 1.02%, but lower than the North Carolina state median of 0.82%.
Median Belmont, NC home value: $195,410
Median annual Belmont, NC tax bill: $3,272, $872 higher than the national median property tax bill of $2,400.
How are property taxes in Gaston calculated?
Property taxes in Belmont, NC are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Belmont’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Belmont, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Belmont, Gaston County, North Carolina Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.64%
Estimate Property Tax Bill
$3,205
$2,974
Property Tax Rates Across Belmont, Gaston County, North Carolina
Local government entities in North Carolina determine property tax rates, which can differ significantly across various regions. This variation is due to each county's annual budget requirements for providing essential services. By dividing this budget by the total assessed value of all taxable properties within the county, the property tax rate is established. Though there are legislative measures and votes that influence these rates and budgets, this is the core process that takes place every year.
In Belmont, located in Gaston County, the effective property tax rate is 1.64%. This rate is notably higher than the national median property tax rate of 1.02%. Despite being higher than the national average, Belmont’s rate is consistent with the highest and lowest rates within its own zip code, indicating a uniformity in property tax assessment within the area. This comparison highlights the importance of understanding local tax rates, as they can significantly impact property owners. By staying informed, property owners can better manage and potentially reduce their tax liabilities.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Belmont Tax Rate
1.64%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Gaston County Tax Rate
1.65%
Median Effective North Carolina Tax Rate
0.82%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Belmont, Gaston County, North Carolina
Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
28012 | 1.03% | 1.25% | 1.64% | 1.79% | 2.07% |
Source: Ownwell
Property Tax Assessment Values Across Belmont, Gaston County, North Carolina
When examining property taxes in Belmont, NC, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Gaston County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Gaston County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Belmont. For example, the median home price in Belmont is $195,410, with tax bills ranging significantly across the county. Zip code 28012 has the highest median home price at $195,410.
Property Tax Assessment Values Across Belmont, Gaston County, North Carolina
Source: Ownwell

$48,800
$154,335
$259,870
Median Belmont Market Value
$195,410
Median Gaston County Market Value
$132,190
Median North Carolina Market Value
$197,136
Median United States Market Value
$235,294
Property Tax Assessment Values Across Belmont, Gaston County, North Carolina
Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
28012 | $71,865 | $124,858 | $195,410 | $299,645 | $414,570 |
Source: Ownwell
Property Tax Bills Across Belmont, Gaston County, North Carolina
Median Belmont Tax Bill
$3,272
Median Gaston County Tax Bill
$2,130
Median North Carolina Tax Bill
$1,615
Median United States Tax Bill
$2,400
Property Tax Bills Across Belmont, Gaston County, North Carolina
Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
28012 | $1,243 | $2,108 | $3,272 | $4,892 | $6,316 |
Source: Ownwell