Lincolnton, Gaston County, North Carolina Property Taxes

Name: Property Tax Bills Across Lincolnton, Gaston County, North Carolina
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Lincolnton, NC effective property tax rate: 1.14%, significantly higher than the national median of 1.02%, but lower than the North Carolina state median of 0.82%.
Median Lincolnton, NC home value: $93,220
Median annual Lincolnton, NC tax bill: $1,183, $1,217 lower than the national median property tax bill of $2,400.

How are property taxes in Gaston calculated?

Property taxes in Lincolnton, NC are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Lincolnton’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Lincolnton, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Lincolnton, Gaston County, North Carolina Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.14%

Estimate Property Tax Bill

$1,063

$986

Ownwell’s Lincolnton Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Lincolnton with just two data points.

By entering your property's estimated assessed value, our calculator applies Lincolnton’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations.

This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Gaston County.

For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Lincolnton, Gaston County, North Carolina

Local government entities are responsible for setting tax rates, which can vary significantly within a state. Each year, counties estimate the budget needed to provide essential services and divide this by the total value of all taxable property in their jurisdiction. This calculation determines the property tax rate. While votes and laws are involved in setting these rates and budgets, this is the basic annual process. In Lincolnton, located in Gaston County, the effective property tax rate is 1.14%, which aligns with the highest and lowest rates in the area. When compared to the median property tax rate in North Carolina and the national median of 1.02%, Lincolnton's rate is slightly higher. Despite this, the tax rate reflects the community's commitment to maintaining quality public services. Understanding these rates helps property owners make informed decisions and highlights the importance of appealing property tax assessments when necessary.

Property Tax Rates Across Lincolnton, Gaston County, North Carolina

Source: Ownwell

1.14%

1.59%

2.05%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Lincolnton Tax Rate

1.14%

Median Effective Gaston County Tax Rate

1.65%

Median Effective North Carolina Tax Rate

0.82%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Lincolnton, Gaston County, North Carolina

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
28092	0.85%	0.97%	1.14%	1.25%	1.42%

Source: Ownwell

Property Tax Assessment Values Across Lincolnton, Gaston County, North Carolina

When examining property taxes in Lincolnton, NC, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Gaston County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Gaston County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Lincolnton. For example, the median home price in Lincolnton is $93,220, with tax bills ranging significantly across the county. Zip code 28092 has the highest median home price at $93,220.

Property Tax Assessment Values Across Lincolnton, Gaston County, North Carolina

Source: Ownwell

$48,800

$154,335

$259,870

Median Lincolnton Market Value

$93,220

Median Gaston County Market Value

$132,190

Median North Carolina Market Value

$197,136

Median United States Market Value

$235,294

Property Tax Assessment Values Across Lincolnton, Gaston County, North Carolina

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
28092	$16,998	$45,580	$93,220	$175,950	$236,484

Source: Ownwell

Property Tax Bills Across Lincolnton, Gaston County, North Carolina

In Lincolnton, property tax bills are calculated based on the assessed value of a home, which is determined by the local tax assessor. This value is then multiplied by the tax rate set by Gaston County. With a median home price of $93,220, homeowners in Lincolnton face varying tax bills. The 25th percentile tax bill is $505, while the 75th percentile reaches $2,102, and the 90th percentile can be as high as $2,773. These figures highlight the potential financial burden on homeowners compared to the national median property tax bill of $2,400.

Factors such as property location, improvements, and market trends can influence assessments and ultimately, the tax bill. Ownwell can assist homeowners in Lincolnton by identifying potential savings through property tax appeals and exemptions. By analyzing property data and ensuring accurate assessments, Ownwell helps homeowners reduce their tax burden and keep more money in their pockets. With expert guidance, homeowners can navigate the complexities of property taxes and secure substantial savings.

Property Tax Bills Across Lincolnton, Gaston County, North Carolina

Source: Ownwell

$1,016

$2,714

$4,411

Median Lincolnton Tax Bill

$1,183

Median Gaston County Tax Bill

$2,130

Median North Carolina Tax Bill

$1,615

Median United States Tax Bill

$2,400

Property Tax Bills Across Lincolnton, Gaston County, North Carolina

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
28092	$180	$505	$1,183	$2,102	$2,773

Source: Ownwell