Property Taxes in Lowell, North Carolina
Median Lowell, North Carolina effective property tax rate: 1.84%, significantly lower than the national median of 1.02%, and higher than the North Carolina state median of 0.81%.
Median Lowell, North Carolina home value: $121,720
Median annual Lowell, North Carolina tax bill: $2,403, $3 higher than the national median property tax bill of $2,400.
How are property taxes in Gaston calculated?
Property taxes in Lowell, North Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Lowell's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Lowell, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Lowell Property Tax Calculator Work?
Use this Lowell property tax calculator to estimate your annual property tax bill. Enter your property’s assessed value and our calculator applies Lowell’s median effective tax rate of 1.84% — based on actual property records in Gaston County — to generate your estimate.
Enter your property’s estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home’s market value. Our calculator applies Lowell’s median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Lowell: rates range from 2403.00 in 28098 to 2403.00 in 28098, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Lowell.
About Lowell Property Taxes
About Property Taxes in Lowell, Gaston, North Carolina
Lowell's median effective property tax rate of 1.84% is lower than the North Carolina state median of 0.81% and higher than the national median of 1.02%. This rate reflects the Gaston County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Lowell. Homeowners in the 28098 ZIP code carry a median effective rate of 1.84%, while those in 28098 pay 1.84%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Gaston County. Understanding which part of Lowell you live in can make a meaningful difference to your annual tax bill.
Lowell homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 4, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Lowell, Gaston County, North Carolina
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Lowell's effective property tax rate to other cities in North Carolina and the median property tax rates in North Carolina and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Lowell Tax Rate
1.84%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Gaston County Tax Rate
1.64%
Median Effective North Carolina Tax Rate
0.81%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Lowell, Gaston County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28098 | 1.19% | 1.65% | 1.84% | 2.12% | 2.38% |
Source: Ownwell
Property Tax Assessment Values Across Lowell, Gaston County, North Carolina
When examining property taxes in Lowell, North Carolina, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Gaston County tax office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Gaston County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the season.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Lowell.
For example, the median home price in Lowell is $121,720, with tax bills ranging significantly across the county. 28098 has the highest median home price at $121,720.
Property Tax Assessment Values Across Lowell, Gaston County, North Carolina
Source: Ownwell
$48,800
$154,335
$259,870
Median Lowell Market Value
$121,720
Median Gaston County Market Value
$129,535
Median North Carolina Market Value
$221,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Lowell, Gaston County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28098 | $47,870 | $77,280 | $121,720 | $175,340 | $221,160 |
Source: Ownwell
Property Tax Bills Across Lowell, Gaston County, North Carolina
Lowell property tax bills are calculated by applying local tax rates to a home’s assessed value, which is based on the market value of the property. The assessed value is the starting point for the bill, and the final amount depends on the tax rates set by local governments and other taxing authorities.
For homeowners in Lowell, the size of the bill can vary widely because property values and tax rates are not the same for every home. With a median home price of $121,720, the typical tax burden is shaped by both the home’s value and the local levy structure. The 25th percentile tax bill is $1,484, while the 75th percentile is $3,158 and the 90th percentile reaches $3,838.
The median tax bill in ZIP code 28098 is $2,403, which is very close to the national median property tax bill of $2,400. That means some homeowners pay about average, while others face bills that are much higher depending on how their property is assessed.
Median Lowell Tax Bill
$2,403
Median Gaston County Tax Bill
$2,180
Median North Carolina Tax Bill
$1,813
Median United States Tax Bill
$3,209
Property Tax Bills Across Lowell, Gaston County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28098 | $871 | $1,484 | $2,403 | $3,158 | $3,838 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 25 |
Links | |
|---|---|
| Gaston Tax Assessor | |
| Website | gastonnc.devnetwedge.com |