Property Taxes in Mount Holly, North Carolina
Median Mount Holly, North Carolina effective property tax rate: 1.55%, significantly higher than the national median of 1.02%, and higher than the North Carolina state median of 0.81%.
Median Mount Holly, North Carolina home value: $168,190
Median annual Mount Holly, North Carolina tax bill: $2,903, $503 higher than the national median property tax bill of $2,400.
How are property taxes in Gaston calculated?
Property taxes in Mount Holly, North Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Mount Holly's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Mount Holly, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Mount Holly Property Tax Calculator Work?
Use this Mount Holly property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Mount Holly's median effective tax rate of 1.55% — based on actual property records in Gaston County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Mount Holly's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Mount Holly: rates range from 2903.00% in 28120 to 2903.00% in 28120, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Mount Holly.
About Mount Holly Property Taxes
About Property Taxes in Mount Holly, Gaston, North Carolina
Mount Holly’s median effective property tax rate of 1.55% is lower than the North Carolina state median of 0.81% and higher than the national median of 1.02%. This rate reflects the Gaston County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Mount Holly. Homeowners in the 28120 ZIP code carry a median effective rate of 1.55%, while those in the same ZIP code also pay 1.55%. This spread reflects how school district boundaries and local assessment districts are drawn across Gaston County. Understanding which part of Mount Holly you live in can make a meaningful difference to your annual tax bill.
Mount Holly homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the May 4, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Mount Holly, Gaston County, North Carolina
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Mount Holly's effective property tax rate to other cities in North Carolina and the median property tax rates in North Carolina and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Mount Holly Tax Rate
1.55%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Gaston County Tax Rate
1.64%
Median Effective North Carolina Tax Rate
0.81%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Mount Holly, Gaston County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28120 | 1.04% | 1.21% | 1.55% | 1.77% | 1.92% |
Source: Ownwell
Property Tax Assessment Values Across Mount Holly, Gaston County, North Carolina
When examining property taxes in Mount Holly, North Carolina, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Gaston County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Gaston County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Mount Holly.
For example, the median home price in Mount Holly is $168,190, with tax bills ranging significantly across the county. 28120 has the highest median home price at $168,190.
Property Tax Assessment Values Across Mount Holly, Gaston County, North Carolina
Source: Ownwell
$48,800
$154,335
$259,870
Median Mount Holly Market Value
$168,190
Median Gaston County Market Value
$129,535
Median North Carolina Market Value
$221,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Mount Holly, Gaston County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28120 | $38,284 | $100,255 | $168,190 | $237,910 | $323,186 |
Source: Ownwell
Property Tax Bills Across Mount Holly, Gaston County, North Carolina
Property tax bills in Mount Holly are calculated by applying the local tax rate to the assessed value of a home. The assessed value is based on the market value of the property, and local taxing authorities use that figure to determine how much a homeowner owes each year. For many homeowners, the size of the bill depends on both the home’s value and the tax rate set in Gaston County.
With a median home price of $168,190, the typical property tax bill in Mount Holly is $2,903, which is above the national median property tax bill of $2,400. That means homeowners here often pay more than the national midpoint, even when home prices are moderate.
Property tax bills can vary widely across the city. The 25th percentile bill is $1,705, while the 75th percentile is $3,969 and the 90th percentile reaches $5,101. These differences show how changes in assessed value can significantly affect what homeowners pay each year.
Property Tax Bills Across Mount Holly, Gaston County, North Carolina
Source: Ownwell
$1,044
$2,720
$4,395
Median Mount Holly Tax Bill
$2,903
Median Gaston County Tax Bill
$2,180
Median North Carolina Tax Bill
$1,813
Median United States Tax Bill
$3,209
Property Tax Bills Across Mount Holly, Gaston County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28120 | $1,019 | $1,705 | $2,903 | $3,969 | $5,101 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 25 |
Links | |
|---|---|
| Gaston Tax Assessor | |
| Website | gastonnc.devnetwedge.com |