Property Taxes in Almond, North Carolina
Median Almond, North Carolina effective property tax rate: 0.59%, significantly lower than the national median of 1.02%, and lower than the North Carolina state median of 0.81%.
Median Almond, North Carolina home value: $126,945
Median annual Almond, North Carolina tax bill: $772, lower than the national median property tax bill of $2,400.
How are property taxes in Graham calculated?
Property taxes in Almond, North Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Almond's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Almond, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Almond Property Tax Calculator Work?
Use this Almond property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Almond's median effective tax rate of 0.59% — based on actual property records in Graham County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Almond's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Almond: rates range from 772 in 28702 to 772 in 28702, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Almond.
About Almond Property Taxes
About Property Taxes in Almond, Graham, North Carolina
Almond's median effective property tax rate of 0.59% is lower than the North Carolina state median of 0.81% and lower than the national median of 1.02%. This rate reflects the Graham County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Almond. Homeowners in the 28702 ZIP code carry a median effective rate of 0.59%, while those in the same ZIP code pay 0.59%. This spread reflects how school district boundaries and local assessment districts are drawn across Graham County. Understanding which part of Almond you live in can make a meaningful difference to your annual tax bill.
Almond homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the July 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Almond, Graham County, North Carolina
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Almond's effective property tax rate to other cities in North Carolina and the median property tax rates in North Carolina and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Almond Tax Rate
0.59%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Graham County Tax Rate
0.59%
Median Effective North Carolina Tax Rate
0.81%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Almond, Graham County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28702 | 0.59% | 0.59% | 0.59% | 0.59% | 0.60% |
Source: Ownwell
Property Tax Assessment Values Across Almond, Graham County, North Carolina
When examining property taxes in Almond, North Carolina, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Graham County tax office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Graham County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of April.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Almond.
For example, the median home price in Almond is $126,945, with tax bills ranging significantly across the county. 28702 has the highest median home price at $126,945.
Property Tax Assessment Values Across Almond, Graham County, North Carolina
Source: Ownwell
$121,740
$299,270
$476,800
Median Almond Market Value
$126,945
Median Graham County Market Value
$124,445
Median North Carolina Market Value
$221,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Almond, Graham County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28702 | $27,875 | $59,440 | $126,945 | $219,350 | $334,195 |
Source: Ownwell
Property Tax Bills Across Almond, Graham County, North Carolina
Property tax bills in Almond are based on the assessed value of a home, not the market price alone. Local tax rates are applied to that assessed value to determine the annual bill, so two homes with similar market values can still owe different amounts if their assessments or tax rates differ.
For homeowners, the size of the bill depends on several factors, including the home’s assessed value, local tax rates, and any exemptions that may reduce taxable value. With a median home price of $126,945, property taxes can vary widely across the city. The 25th percentile tax bill is $368, while the 75th percentile reaches $1,285 and the 90th percentile climbs to $2,042.
These differences matter because property taxes directly affect monthly housing costs and long-term affordability. In Almond, understanding how the bill is calculated can help homeowners better anticipate what they owe and see whether their assessment reflects the true value of their property.
Median Almond Tax Bill
$772
Median Graham County Tax Bill
$771
Median North Carolina Tax Bill
$1,813
Median United States Tax Bill
$3,209
Property Tax Bills Across Almond, Graham County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28702 | $190 | $368 | $772 | $1,285 | $2,042 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | July 1 |
Links | |
|---|---|
| Graham Tax Assessor | |
| Website | bttaxpayerportal.com |