Spring Lake, Harnett County, North Carolina Property Taxes

Name: Property Tax Bills Across Spring Lake, Harnett County, North Carolina
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Spring Lake, NC effective property tax rate: 0.74%, significantly lower than the national median of 1.02%, but lower than the NC state median of 0.82%.
Median Spring Lake, NC home value: $224,285
Median annual Spring Lake, NC tax bill: $1,603, $797 lower than the national median property tax bill of $2,400.

How are property taxes in Harnett calculated?

Property taxes in Spring Lake, NC are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Spring Lake’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Spring Lake, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Spring Lake, Harnett County, North Carolina Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.74%

Estimate Property Tax Bill

$1,665

$1,545

Ownwell’s Spring Lake Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Spring Lake with just two data points. By entering your property's estimated assessed value, our calculator applies Spring Lake’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Harnett County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Spring Lake, Harnett County, North Carolina

Local government entities have the authority to set tax rates, which can vary significantly within a state. This is because each county annually estimates its budgetary needs to provide essential services and then divides this amount by the total value of all taxable property within its jurisdiction. This calculation determines the property tax rate. Though votes and laws play a role in setting these rates and budgets, this is the basic process followed each year.

In Spring Lake, located in Harnett County, the effective property tax rate is 0.74%, which aligns with the highest and lowest median tax rates in the area. This rate is lower than the national median property tax rate of 1.02%. As a result, property owners in Spring Lake benefit from a relatively lower tax burden compared to the national average. This can be a significant advantage for homeowners, potentially leading to more affordable living expenses and increased disposable income. By understanding these rates, property owners can make informed financial decisions and possibly explore opportunities for appealing their property tax assessments.

Property Tax Rates Across Spring Lake, Harnett County, North Carolina

Source: Ownwell

0.70%

0.98%

1.26%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Spring Lake Tax Rate

0.74%

Median Effective Harnett County Tax Rate

0.75%

Median Effective North Carolina Tax Rate

0.81%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Spring Lake, Harnett County, North Carolina

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
28390	0.63%	0.73%	0.74%	0.76%	0.80%

Source: Ownwell

Property Tax Assessment Values Across Spring Lake, Harnett County, North Carolina

When examining property taxes in Spring Lake, NC, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Harnett County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Harnett County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Spring Lake. For example, the median home price in Spring Lake is $224,285, with tax bills ranging significantly across the county. Zip code 28390 has the highest median home price at $224,285.

Property Tax Assessment Values Across Spring Lake, Harnett County, North Carolina

Source: Ownwell

$125,112

$210,538

$295,963

Median Spring Lake Market Value

$224,937

Median Harnett County Market Value

$203,443

Median North Carolina Market Value

$221,500

Median United States Market Value

$235,294

Property Tax Assessment Values Across Spring Lake, Harnett County, North Carolina

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
28390	$69,840	$135,256	$224,937	$290,513	$346,010

Source: Ownwell

Property Tax Bills Across Spring Lake, Harnett County, North Carolina

In Spring Lake, NC, property tax bills are calculated based on the assessed value of a home, which is determined by the Harnett County tax assessor. This assessed value is then multiplied by the local tax rate to calculate the property tax bill. In Spring Lake, the median property tax bill is approximately $1,603, which is lower than the national median of $2,400. Homeowners in the area typically see tax bills ranging from $1,003 at the 25th percentile to $2,454 at the 90th percentile. These figures highlight the potential for variability in tax bills, influenced by factors such as property size, location, and improvements. For homeowners looking to reduce their property tax burden, Ownwell offers services to appeal and potentially lower assessed values, ensuring a fair tax bill. By leveraging expertise in local property tax regulations, Ownwell helps homeowners navigate the complexities of tax assessments, offering a chance to save significantly on their annual property tax expenses.

Property Tax Bills Across Spring Lake, Harnett County, North Carolina

Source: Ownwell

$1,132

$1,591

$2,050

Median Spring Lake Tax Bill

$1,615

Median Harnett County Tax Bill

$1,606

Median North Carolina Tax Bill

$1,813

Median United States Tax Bill

$2,400

Property Tax Bills Across Spring Lake, Harnett County, North Carolina

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
28390	$559	$1,019	$1,615	$2,077	$2,466

Source: Ownwell