Zirconia, Henderson County, North Carolina Property Taxes
Median Zirconia, NC effective property tax rate: 0.46%, significantly lower than the national median of 1.02%, but lower than the North Carolina state median of 0.82%.
Median Zirconia, NC home value: $244,950
Median annual Zirconia, NC tax bill: $1,076, $1,324 lower than the national median property tax bill of $2,400.
How are property taxes in Henderson County calculated?
Property taxes in Zirconia, NC are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Zirconia’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Zirconia, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Zirconia, Henderson County, North Carolina Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.46%
Estimate Property Tax Bill
$1,127
$1,046
Property Tax Rates Across Zirconia, Henderson County, North Carolina
Local government entities are responsible for setting tax rates, which can vary significantly within a state. This variation occurs because each county annually estimates the budget needed to provide essential services and divides it by the total value of all taxable property within its jurisdiction. This calculation determines the property tax rate. Although votes and laws play a role in setting these rates and budgets, this is the fundamental process followed each year.
In Zirconia, located in Henderson County, North Carolina, the effective property tax rate is notably lower than the national median of 1.02%. This positions Zirconia favorably compared to other cities across the state and the country. The state's median property tax rate is also below the national average, reflecting the generally lower property tax environment in North Carolina. This can be appealing to homeowners looking for more affordable property tax rates, as it suggests potential savings compared to other regions. By understanding how these rates are determined and how they compare, homeowners can make more informed decisions about their property investments in Zirconia and beyond.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Zirconia Tax Rate
0.46%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Henderson County Tax Rate
0.44%
Median Effective North Carolina Tax Rate
0.82%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Zirconia, Henderson County, North Carolina
Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
28790 | 0.34% | 0.42% | 0.46% | 0.49% | 0.57% |
28791 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Zirconia, Henderson County, North Carolina
When examining property taxes in Zirconia, NC, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Henderson County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Henderson County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Zirconia.
For example, the median home price in Zirconia is $244,950, with tax bills ranging significantly across the county. Zip code 28790 has the highest median home price at $245,000.
Property Tax Assessment Values Across Zirconia, Henderson County, North Carolina
Source: Ownwell

$10,000
$189,000
$368,000
Median Zirconia Market Value
$244,950
Median Henderson County Market Value
$308,800
Median North Carolina Market Value
$197,136
Median United States Market Value
$235,294
Property Tax Assessment Values Across Zirconia, Henderson County, North Carolina
Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
28790 | $60,600 | $146,950 | $245,000 | $424,950 | $695,000 |
28791 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Zirconia, Henderson County, North Carolina
Median Zirconia Tax Bill
$1,076
Median Henderson County Tax Bill
$1,336
Median North Carolina Tax Bill
$1,615
Median United States Tax Bill
$2,400
Property Tax Bills Across Zirconia, Henderson County, North Carolina
Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
28790 | $244 | $588 | $1,077 | $1,914 | $3,134 |
28791 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell