Property Taxes in Concord, North Carolina
Median Concord, North Carolina effective property tax rate: 0.76%, significantly lower than the national median of 1.02%, and lower than the North Carolina state median of 0.81%.
Median Concord, North Carolina home value: $437,050
Median annual Concord, North Carolina tax bill: $3,340, $940 higher than the national median property tax bill of $2,400.
How are property taxes in Mecklenburg calculated?
Property taxes in Concord, North Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Concord's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Concord, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Concord Property Tax Calculator Work?
Use this Concord property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Concord's median effective tax rate of 0.76% — based on actual property records in Mecklenburg County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Concord's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Concord: rates range from $3,340 in 28027 to $3,340 in 28027, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Concord.
About Concord Property Taxes
About Property Taxes in Concord, Mecklenburg, North Carolina
Concord’s median effective property tax rate of 0.76% is lower than the North Carolina state median of 0.81% and lower than the national median of 1.02%. This rate reflects the Mecklenburg County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Concord. Homeowners in the 28027 ZIP code carry a median effective rate of 0.76%, while those in the lowest ZIP also pay 0.76%. Understanding which part of Concord you live in can still make a meaningful difference to your annual tax bill.
Concord homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 4, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Concord, Mecklenburg County, North Carolina
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Concord's effective property tax rate to other cities in North Carolina and the median property tax rates in North Carolina and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Concord Tax Rate
0.76%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Mecklenburg County Tax Rate
0.79%
Median Effective North Carolina Tax Rate
0.81%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Concord, Mecklenburg County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28027 | 0.70% | 0.75% | 0.76% | 0.76% | 0.76% |
Source: Ownwell
Property Tax Assessment Values Across Concord, Mecklenburg County, North Carolina
When examining property taxes in Concord, North Carolina, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Mecklenburg County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Mecklenburg County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Concord.
For example, the median home price in Concord is $437,050, with tax bills ranging significantly across the county. 28027 has the highest median home price at $437,050.
Property Tax Assessment Values Across Concord, Mecklenburg County, North Carolina
Source: Ownwell
$18,000
$651,275
$1,284,550
Median Concord Market Value
$437,050
Median Mecklenburg County Market Value
$362,800
Median North Carolina Market Value
$221,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Concord, Mecklenburg County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28027 | $208,240 | $414,775 | $437,050 | $492,175 | $512,140 |
Source: Ownwell
Property Tax Bills Across Concord, Mecklenburg County, North Carolina
Property tax bills in Concord are calculated from the assessed value of a home and the local tax rate set by Mecklenburg County and other taxing authorities. When a property’s market value rises, the assessed value can increase too, which may lead to a higher bill. For homeowners, that means taxes can change even if the home itself has not been improved.
With a median home price of $437,050, Concord homeowners often face bills that are above the national median property tax bill of $2,400. The local median tax bill is $3,340, and bills commonly range from $3,240 at the 25th percentile to $3,576 at the 75th percentile. At the 90th percentile, the bill reaches $3,704.
These taxes help fund local services, but they also affect monthly housing costs and long-term affordability. For many homeowners, understanding how the assessed value and tax rate work together is key to knowing why a property tax bill is what it is.
Property Tax Bills Across Concord, Mecklenburg County, North Carolina
Source: Ownwell
$265
$5,082
$9,898
Median Concord Tax Bill
$3,340
Median Mecklenburg County Tax Bill
$2,842
Median North Carolina Tax Bill
$1,813
Median United States Tax Bill
$3,209
Property Tax Bills Across Concord, Mecklenburg County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28027 | $2,838 | $3,240 | $3,340 | $3,576 | $3,704 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 4 |
Links | |
|---|---|
| Mecklenburg Tax Assessor | |
| Website | polaris3g.mecklenburgcountync.gov |