Property Taxes in Chinquapin, North Carolina
Median Chinquapin, North Carolina effective property tax rate: 0.65%, significantly lower than the national median of 1.02%, and lower than the North Carolina state median of 0.81%.
Median Chinquapin, North Carolina home value: $174,111
Median annual Chinquapin, North Carolina tax bill: $1,107, $1,293 lower than the national median property tax bill of $2,400.
How are property taxes in Onslow calculated?
Property taxes in Chinquapin, North Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Chinquapin's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Chinquapin, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Chinquapin Property Tax Calculator Work?
Use this Chinquapin property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Chinquapin's median effective tax rate of 0.65% — based on actual property records in Onslow County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Chinquapin's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Chinquapin: rates range from 0.65% in 28521 to 0.65% in 28521, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Chinquapin.
About Chinquapin Property Taxes
About Property Taxes in Chinquapin, Onslow, North Carolina
Chinquapin’s median effective property tax rate of 0.65% is lower than the North Carolina state median of 0.81% and lower than the national median of 1.02%. This rate reflects the Onslow County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Chinquapin. Homeowners in the 28521 ZIP code carry a median effective rate of 0.65%, while those in the 28521 pay 0.65%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Onslow County. Understanding which part of Chinquapin you live in can make a meaningful difference to your annual tax bill.
Chinquapin homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 4, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Chinquapin, Onslow County, North Carolina
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Chinquapin's effective property tax rate to other cities in North Carolina and the median property tax rates in North Carolina and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Chinquapin Tax Rate
0.65%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Onslow County Tax Rate
0.66%
Median Effective North Carolina Tax Rate
0.81%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Chinquapin, Onslow County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28521 | 0.65% | 0.65% | 0.65% | 0.66% | 0.66% |
Source: Ownwell
Property Tax Assessment Values Across Chinquapin, Onslow County, North Carolina
When examining property taxes in Chinquapin, North Carolina, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Onslow County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices in Onslow County are sent in the spring each year and typically reach your mailbox by the middle of the month. Each property owner receives a notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Chinquapin is $174,111, with a median tax bill of $1,107. The highest median home price is in 28521 at $174,111.
Property Tax Assessment Values Across Chinquapin, Onslow County, North Carolina
Source: Ownwell
$91,858
$330,342
$568,826
Median Chinquapin Market Value
$174,111
Median Onslow County Market Value
$188,238
Median North Carolina Market Value
$221,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Chinquapin, Onslow County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28521 | $70,862 | $111,276 | $174,111 | $195,918 | $261,503 |
Source: Ownwell
Property Tax Bills Across Chinquapin, Onslow County, North Carolina
Property tax bills in Chinquapin are calculated by applying the local tax rate to a home’s assessed market value. The assessed value is based on the property’s worth for tax purposes, which can change when market conditions shift or when a home is reassessed. For homeowners, this means a higher market value can lead to a higher tax bill, while a lower assessed value can reduce what is owed.
In Chinquapin, the median home price is $174,111, and tax bills vary across households. The 25th percentile tax bill is $718, the 75th percentile is $1,283, and the 90th percentile is $1,680. The median tax bill in ZIP code 28521 is $1,107. These amounts show how property taxes can differ even within the same area, depending on a home’s assessed value and the local rate.
Compared with the national median property tax bill of $2,400, Chinquapin homeowners often pay less, but taxes still have a direct impact on annual housing costs.
Median Chinquapin Tax Bill
$1,107
Median Onslow County Tax Bill
$1,395
Median North Carolina Tax Bill
$1,813
Median United States Tax Bill
$3,209
Property Tax Bills Across Chinquapin, Onslow County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28521 | $464 | $718 | $1,107 | $1,283 | $1,680 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 1 |
Links | |
|---|---|
| Onslow Tax Assessor | |
| Website | property.onslowcountync.gov |