Property Taxes in Jacksonville, North Carolina
Median Jacksonville, North Carolina effective property tax rate: 0.66%, significantly lower than the national median of 1.02%, and lower than the North Carolina state median of 0.81%.
Median Jacksonville, North Carolina home value: $171,040
Median annual Jacksonville, North Carolina tax bill: $1,381, lower than the national median property tax bill of $2,400.
How are property taxes in Onslow calculated?
Property taxes in Jacksonville, North Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Jacksonville's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Jacksonville, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Jacksonville Property Tax Calculator Work?
Use this Jacksonville property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Jacksonville's median effective tax rate of 0.66% — based on actual property records in Onslow County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Jacksonville's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Jacksonville: rates range from $1,260.00 in 28540 to $1,490.00 in 28546, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Jacksonville.
About Jacksonville Property Taxes
About Property Taxes in Jacksonville, Onslow, North Carolina
Jacksonville’s median effective property tax rate of 0.66% is lower than the North Carolina state median of 0.81% and lower than the national median of 1.02%. This rate reflects the Onslow County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Jacksonville. Homeowners in the 28546 ZIP code carry a median effective rate of 0.66%, while those in 28540 pay 0.66%. This spread reflects how school district boundaries and local assessment districts are drawn across Onslow County. Understanding which part of Jacksonville you live in can make a meaningful difference to your annual tax bill.
Jacksonville homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the May 4, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Jacksonville, Onslow County, North Carolina
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Jacksonville's effective property tax rate to other cities in North Carolina and the median property tax rates in North Carolina and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Jacksonville Tax Rate
0.66%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Onslow County Tax Rate
0.66%
Median Effective North Carolina Tax Rate
0.81%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Jacksonville, Onslow County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28540 | 0.65% | 0.65% | 0.66% | 1.25% | 1.26% |
| 28546 | 0.65% | 0.65% | 0.66% | 1.25% | 1.26% |
Source: Ownwell
Property Tax Assessment Values Across Jacksonville, Onslow County, North Carolina
When examining property taxes in Jacksonville, North Carolina, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Onslow County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Onslow County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Jacksonville.
For example, the median home price in Jacksonville is $171,040, with tax bills ranging significantly across the county. ZIP code 28546 has the highest median home price at $173,934.
Property Tax Assessment Values Across Jacksonville, Onslow County, North Carolina
Source: Ownwell
$91,858
$330,342
$568,826
Median Jacksonville Market Value
$171,040
Median Onslow County Market Value
$188,238
Median North Carolina Market Value
$221,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Jacksonville, Onslow County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28540 | $73,825 | $115,572 | $168,575 | $225,666 | $280,502 |
| 28546 | $89,374 | $128,420 | $173,934 | $241,347 | $297,026 |
Source: Ownwell
Property Tax Bills Across Jacksonville, Onslow County, North Carolina
Property tax bills in Jacksonville are based on the assessed value of a home and the local tax rate set by the county and other taxing authorities. For a home with a median home price of $171,040, the bill reflects how local officials value the property for tax purposes, not what a buyer might pay on the market.
The final tax bill is determined by multiplying the assessed value by the applicable tax rate, so changes in either can affect what a homeowner owes. In Jacksonville, the 25th percentile tax bill is $935, while the 75th percentile tax bill is $1,904 and the 90th percentile tax bill is $2,695. That range shows how much bills can vary based on property value and location within the city.
For homeowners, a higher assessed value usually means a higher tax bill, which can make annual housing costs less predictable.
Property Tax Bills Across Jacksonville, Onslow County, North Carolina
Source: Ownwell
$601
$2,160
$3,719
Median Jacksonville Tax Bill
$1,381
Median Onslow County Tax Bill
$1,395
Median North Carolina Tax Bill
$1,813
Median United States Tax Bill
$3,209
Property Tax Bills Across Jacksonville, Onslow County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28540 | $505 | $885 | $1,260 | $1,779 | $2,693 |
| 28546 | $694 | $973 | $1,490 | $1,980 | $2,700 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 1 |
Links | |
|---|---|
| Onslow Tax Assessor | |
| Website | property.onslowcountync.gov |