Stella, Onslow County, North Carolina Property Taxes

Name: Property Tax Bills Across Stella, Onslow County, North Carolina
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Stella, NC effective property tax rate: 0.65%, significantly lower than the national median of 1.02%, but lower than the North Carolina state median of 0.82%.
Median Stella, NC home value: $260,888
Median annual Stella, NC tax bill: $1,624, $776 lower than the national median property tax bill of $2,400.

How are property taxes in Onslow County calculated?

Property taxes in Stella, NC are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Stella’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Stella, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Stella, Onslow County, North Carolina Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.65%

Estimate Property Tax Bill

$1,696

$1,574

Ownwell’s Stella Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Stella with just two data points. By entering your property's estimated assessed value, our calculator applies Stella’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Onslow County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Stella, Onslow County, North Carolina

Local government entities set tax rates, and these can vary significantly within a state. Each county estimates its required budget to provide essential services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While votes and laws play a role in setting tax rates and budgets, this is essentially the annual process. In Stella, located in Onslow County, North Carolina, the effective property tax rate is 0.65%. This rate is considerably lower than the national median property tax rate of 1.02%. Comparatively, Stella’s tax rate aligns with the lowest and highest median tax rates in North Carolina, reflecting a consistent approach across the state. With the national median property tax bill at $2,400, Stella offers an appealing contrast for property owners looking for lower tax obligations. This favorable tax environment can be an attractive factor for prospective homeowners and investors, highlighting Stella as a competitive choice within the state.

Property Tax Rates Across Stella, Onslow County, North Carolina

Source: Ownwell

0.65%

0.87%

1.08%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Stella Tax Rate

0.65%

Median Effective Onslow County Tax Rate

0.66%

Median Effective North Carolina Tax Rate

0.82%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Stella, Onslow County, North Carolina

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
28582	0.56%	0.65%	0.65%	0.66%	0.66%

Source: Ownwell

Property Tax Assessment Values Across Stella, Onslow County, North Carolina

When examining property taxes in Stella, NC, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Onslow County Assessor estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Onslow County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Stella.

For example, the median home price in Stella is $260,888, with tax bills ranging significantly across the county. Zip code 28582 has the highest median home price at $260,888.

Property Tax Assessment Values Across Stella, Onslow County, North Carolina

Source: Ownwell

$90,896

$331,440

$571,984

Median Stella Market Value

$260,888

Median Onslow County Market Value

$189,006

Median North Carolina Market Value

$197,136

Median United States Market Value

$235,294

Property Tax Assessment Values Across Stella, Onslow County, North Carolina

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
28582	$127,541	$199,671	$260,888	$334,163	$421,223

Source: Ownwell

Property Tax Bills Across Stella, Onslow County, North Carolina

In Stella, located in Onslow County, NC, property tax bills are calculated based on the assessed value of a home, which is determined by the county's tax assessor. This assessed value is then multiplied by the local tax rate to determine the annual tax bill. With a median home price of $260,888, homeowners in Stella face tax bills that vary significantly. The 25th percentile tax bill is $1,261, while the 75th percentile reaches $2,069, and the 90th percentile climbs to $2,651. These figures highlight the impact of property taxes on homeowners, potentially affecting their financial planning and budgeting. Compared to the national median property tax bill of $2,400, Stella's tax bills can be relatively lower or higher depending on the property's assessed value. Ownwell can assist homeowners by providing property tax appeal services, aiming to reduce the assessed value and, subsequently, the tax bill. By leveraging expertise in property tax laws and local market conditions, Ownwell helps homeowners potentially save on their property tax expenses.

Property Tax Bills Across Stella, Onslow County, North Carolina

Source: Ownwell

$594

$2,164

$3,734

Median Stella Tax Bill

$1,624

Median Onslow County Tax Bill

$1,414

Median North Carolina Tax Bill

$1,615

Median United States Tax Bill

$2,400

Property Tax Bills Across Stella, Onslow County, North Carolina

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
28582	$763	$1,261	$1,624	$2,069	$2,651

Source: Ownwell