Swansboro, Onslow County, North Carolina Property Taxes
Median Swansboro, NC effective property tax rate: 1.00%, slightly lower than the national median of 1.02%, but higher than the North Carolina state median of 0.82%.
Median Swansboro, NC home value: $261,354
Median annual Swansboro, NC tax bill: $2,312, $88 lower than the national median property tax bill of $2,400.
How are property taxes in Onslow County calculated?
Property taxes in Swansboro, NC are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Swansboro’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Swansboro, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Swansboro, Onslow County, North Carolina Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1%
Estimate Property Tax Bill
$2,614
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Property Tax Rates Across Swansboro, Onslow County, North Carolina
Local government entities determine tax rates, leading to significant variations within North Carolina. Each county, including Onslow, calculates its annual budget needs and divides this by the total value of all taxable property in its area, resulting in the property tax rate. Despite the involvement of votes and laws, this is essentially the yearly process.
Swansboro, located in Onslow County, offers an interesting comparison for property tax rates. The effective property tax rate here aligns closely with North Carolina's median rate of 1.00%, which is slightly below the national median of 1.02%. This slight difference can impact homeowners' annual tax bills, making Swansboro a potentially attractive location for those looking to optimize their property tax expenses. Understanding these rates is crucial for homeowners aiming to manage their financial obligations effectively.
By comparing Swansboro's rates with other cities in North Carolina and the national average, homeowners can make informed decisions about where to buy or invest. With property taxes being a significant consideration, Swansboro presents a compelling case for those seeking a balanced approach to property ownership costs.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Swansboro Tax Rate
1.00%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Onslow County Tax Rate
0.66%
Median Effective North Carolina Tax Rate
0.82%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Swansboro, Onslow County, North Carolina
Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
28584 | 0.65% | 0.66% | 1.00% | 1.01% | 1.01% |
Source: Ownwell
Property Tax Assessment Values Across Swansboro, Onslow County, North Carolina
When examining property taxes in Swansboro, NC, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Onslow County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Onslow County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Swansboro. For example, the median home price in Swansboro is $261,354, with tax bills ranging significantly across the county. Zip code 28584 has the highest median home price at $261,354.
Property Tax Assessment Values Across Swansboro, Onslow County, North Carolina
Source: Ownwell

$90,896
$331,440
$571,984
Median Swansboro Market Value
$261,354
Median Onslow County Market Value
$189,006
Median North Carolina Market Value
$197,136
Median United States Market Value
$235,294
Property Tax Assessment Values Across Swansboro, Onslow County, North Carolina
Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
28584 | $105,485 | $171,171 | $261,354 | $347,286 | $451,579 |
Source: Ownwell
Property Tax Bills Across Swansboro, Onslow County, North Carolina
Median Swansboro Tax Bill
$2,312
Median Onslow County Tax Bill
$1,414
Median North Carolina Tax Bill
$1,615
Median United States Tax Bill
$2,400
Property Tax Bills Across Swansboro, Onslow County, North Carolina
Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
28584 | $845 | $1,475 | $2,312 | $3,150 | $3,794 |
Source: Ownwell