Property Taxes in Arapahoe, North Carolina
Median Arapahoe, North Carolina effective property tax rate: 0.70%, significantly lower than the national median of 1.02%, and lower than the North Carolina state median of 0.81%.
Median Arapahoe, North Carolina home value: $185,199
Median annual Arapahoe, North Carolina tax bill: $1,365, lower than the national median property tax bill of $2,400.
How are property taxes in Pamlico County calculated?
Property taxes in Arapahoe, North Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Arapahoe's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Arapahoe, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Arapahoe Property Tax Calculator Work?
Use this Arapahoe property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Arapahoe's median effective tax rate of 0.70% — based on actual property records in Pamlico County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Arapahoe's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Arapahoe: rates range from 0.70% in 28510 to 0.70% in 28510, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Arapahoe.
About Arapahoe Property Taxes
About Property Taxes in Arapahoe, Pamlico, North Carolina
Arapahoe’s median effective property tax rate of 0.70% is lower than the North Carolina state median of 0.81% and lower than the national median of 1.02%. This rate reflects the Pamlico County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Arapahoe. Homeowners in the 28510 ZIP code carry a median effective rate of 0.70%, and those in the same ZIP code also see the same median tax bill of $1,365. This reflects how local assessment districts are drawn across Pamlico County and why location can still matter when taxes are based on assessed value.
Arapahoe homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 11, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Arapahoe, Pamlico County, North Carolina
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Arapahoe's effective property tax rate to other cities in North Carolina and the median property tax rates in North Carolina and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Arapahoe Tax Rate
0.70%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Pamlico County Tax Rate
0.71%
Median Effective North Carolina Tax Rate
0.81%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Arapahoe, Pamlico County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28510 | 0.68% | 0.69% | 0.70% | 0.80% | 0.81% |
Source: Ownwell
Property Tax Assessment Values Across Arapahoe, Pamlico County, North Carolina
When examining property taxes in Arapahoe, North Carolina, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Pamlico County tax assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Pamlico County, assessment notices are sent in March each year. They'll typically reach your mailbox by the middle of March.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Arapahoe is $185,199, with tax bills ranging significantly across the county. ZIP code 28510 has the highest median home price at $185,199.
Property Tax Assessment Values Across Arapahoe, Pamlico County, North Carolina
Source: Ownwell
$53,718
$140,313
$226,908
Median Arapahoe Market Value
$185,199
Median Pamlico County Market Value
$147,817
Median North Carolina Market Value
$221,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Arapahoe, Pamlico County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28510 | $66,966 | $110,984 | $185,199 | $291,629 | $403,085 |
Source: Ownwell
Property Tax Bills Across Arapahoe, Pamlico County, North Carolina
Arapahoe property tax bills are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. For homeowners in Pamlico County, the median home price is $185,199, and that value helps shape the tax bill a property owner may receive. The amount due can vary widely depending on the home’s assessed value, local taxing jurisdictions, and any exemptions or appeals that may reduce the taxable amount.
Property tax bills in Arapahoe can have a meaningful impact on household budgets. The 25th percentile tax bill is $796, while the 75th percentile tax bill is $2,154 and the 90th percentile tax bill is $3,074. The median tax bill is $1,365, which is below the national median property tax bill of $2,400 and below the national median property tax rate of 1.02%. For homeowners, understanding how assessed value affects taxes can be the difference between an accurate bill and paying more than necessary.
Median Arapahoe Tax Bill
$1,365
Median Pamlico County Tax Bill
$1,091
Median North Carolina Tax Bill
$1,813
Median United States Tax Bill
$3,209
Property Tax Bills Across Arapahoe, Pamlico County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28510 | $419 | $796 | $1,365 | $2,154 | $3,074 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 11 |
Links | |
|---|---|
| Pamlico Tax Assessor | |
| Website | webapp.agdmaps.com |