Property Taxes in Bayboro, North Carolina
Median Bayboro, North Carolina effective property tax rate: 0.71%, significantly lower than the national median of 1.02%, and lower than the North Carolina state median of 0.81%.
Median Bayboro, North Carolina home value: $88,559
Median annual Bayboro, North Carolina tax bill: $711, $1,689 lower than the national median property tax bill of $2,400.
How are property taxes in Pamlico calculated?
Property taxes in Bayboro, North Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Bayboro's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Bayboro, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Bayboro Property Tax Calculator Work?
Use this Bayboro property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Bayboro's median effective tax rate of 0.71% — based on actual property records in Pamlico County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Bayboro's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Bayboro: rates range from 0.71% in 28515 to 0.71% in 28515, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Bayboro.
About Bayboro Property Taxes
About Property Taxes in Bayboro, Pamlico, North Carolina
Bayboro’s median effective property tax rate of 0.71% is lower than the North Carolina state median of 0.81% and lower than the national median of 1.02%. This rate reflects the Pamlico County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Bayboro. Homeowners in the 28515 ZIP code carry a median effective rate of 0.71%, while those in the lowest ZIP also pay 0.71%. This spread reflects how school district boundaries and local assessment districts are drawn across Pamlico County. Understanding which part of Bayboro you live in can make a meaningful difference to your annual tax bill.
Bayboro homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 11, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Bayboro, Pamlico County, North Carolina
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Bayboro's effective property tax rate to other cities in North Carolina and the median property tax rates in North Carolina and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Bayboro Tax Rate
0.71%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Pamlico County Tax Rate
0.71%
Median Effective North Carolina Tax Rate
0.81%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Bayboro, Pamlico County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28515 | 0.66% | 0.69% | 0.71% | 0.97% | 1.25% |
Source: Ownwell
Property Tax Assessment Values Across Bayboro, Pamlico County, North Carolina
When examining property taxes in Bayboro, North Carolina, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Pamlico County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Pamlico County, assessment notices are sent in March each year. They'll typically reach your mailbox by the middle of March.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Bayboro.
For example, the median home price in Bayboro is $88,559, with tax bills ranging significantly across the county. 28515 has the highest median home price at $88,559.
Property Tax Assessment Values Across Bayboro, Pamlico County, North Carolina
Source: Ownwell
$53,718
$140,313
$226,908
Median Bayboro Market Value
$88,559
Median Pamlico County Market Value
$147,817
Median North Carolina Market Value
$221,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Bayboro, Pamlico County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28515 | $27,602 | $52,425 | $88,559 | $139,228 | $249,263 |
Source: Ownwell
Property Tax Bills Across Bayboro, Pamlico County, North Carolina
Property tax bills in Bayboro are based on the assessed value of a home and the local tax rate set by Pamlico County and other taxing authorities. For a home with a median home price of $88,559, the bill reflects how the property is valued for tax purposes rather than what a homeowner originally paid for it. Local budgets, school funding, and county services all influence the rate used to calculate the final amount.
Homeowners in Bayboro may see very different bills depending on their property’s assessed value and any exemptions they qualify for. The 25th percentile tax bill is $411, while the 75th percentile is $1,102 and the 90th percentile is $1,876. The median tax bill is $711, which is well below the national median property tax bill of $2,400 and below the national median property tax rate of 1.02%. This means property taxes can be a manageable expense for many homeowners, but changes in assessed value can still affect monthly budgets and long-term housing costs.
Median Bayboro Tax Bill
$711
Median Pamlico County Tax Bill
$1,091
Median North Carolina Tax Bill
$1,813
Median United States Tax Bill
$3,209
Property Tax Bills Across Bayboro, Pamlico County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28515 | $215 | $411 | $711 | $1,102 | $1,876 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 11 |
Links | |
|---|---|
| Pamlico Tax Assessor | |
| Website | webapp.agdmaps.com |