Property Taxes in Ellerbe, North Carolina
Median Ellerbe, North Carolina effective property tax rate: 0.87%, lower than the national median of 1.02%, and higher than the North Carolina state median of 0.81%.
Median Ellerbe, North Carolina home value: $107,129
Median annual Ellerbe, North Carolina tax bill: $906, lower than the national median property tax bill of $2,400.
How are property taxes in Richmond calculated?
Property taxes in Ellerbe, North Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Ellerbe's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Ellerbe, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Ellerbe Property Tax Calculator Work?
Use this Ellerbe property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Ellerbe's median effective tax rate of 0.87% — based on actual property records in Richmond County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Ellerbe's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Ellerbe: rates range from 0.87% in 28338 to 0.87% in 28338, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Ellerbe.
About Ellerbe Property Taxes
About Property Taxes in Ellerbe, Richmond, North Carolina
Ellerbe's median effective property tax rate of 0.87% is lower than the North Carolina state median of 0.81% and lower than the national median of 1.02%. This rate reflects the Richmond County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Ellerbe. Homeowners in the 28338 ZIP code carry a median effective rate of 0.87%, while those in the same ZIP code pay 0.87%. This spread reflects how school district boundaries and local assessment districts are drawn across Richmond County. Understanding which part of Ellerbe you live in can make a meaningful difference to your annual tax bill.
Ellerbe homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the May 4, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Ellerbe, Richmond County, North Carolina
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Ellerbe's effective property tax rate to other cities in North Carolina and the median property tax rates in North Carolina and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Ellerbe Tax Rate
0.87%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Richmond County Tax Rate
0.91%
Median Effective North Carolina Tax Rate
0.81%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Ellerbe, Richmond County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28338 | 0.56% | 0.78% | 0.87% | 0.99% | 1.16% |
Source: Ownwell
Property Tax Assessment Values Across Ellerbe, Richmond County, North Carolina
When examining property taxes in Ellerbe, North Carolina, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Richmond County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Richmond County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Ellerbe.
For example, the median home price in Ellerbe is $107,129, with tax bills ranging significantly across the county. 28338 has the highest median home price at $107,129.
Property Tax Assessment Values Across Ellerbe, Richmond County, North Carolina
Source: Ownwell
$42,682
$89,714
$136,746
Median Ellerbe Market Value
$107,129
Median Richmond County Market Value
$89,022
Median North Carolina Market Value
$221,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Ellerbe, Richmond County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28338 | $17,434 | $53,419 | $107,129 | $177,811 | $266,156 |
Source: Ownwell
Property Tax Bills Across Ellerbe, Richmond County, North Carolina
How are property tax bills calculated in Ellerbe, Richmond County, North Carolina?
Property tax bills in Ellerbe are based on the assessed value of a home and the local tax rate set by the county and other taxing authorities. When a property is reassessed, its market value is used to determine the taxable value, which directly affects the amount a homeowner owes. A higher assessed value usually leads to a higher tax bill, while a lower assessed value can reduce it.
What factors affect the amount homeowners pay?
Home size, location, and market conditions all play a role in the assessed value. In Ellerbe, the median home price is $107,129, and the median property tax bill is $906.00 in ZIP code 28338. Bills can vary widely, with the 25th percentile at $473 and the 75th percentile at $1,455. For homeowners, even small changes in assessed value can have a noticeable impact on annual property taxes.
Median Ellerbe Tax Bill
$906
Median Richmond County Tax Bill
$813
Median North Carolina Tax Bill
$1,813
Median United States Tax Bill
$3,209
Property Tax Bills Across Ellerbe, Richmond County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28338 | $159 | $473 | $906 | $1,455 | $2,145 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 4 |
Links | |
|---|---|
| Richmond Tax Assessor | |
| Website | gis3.richmondnc.com |