Almond, Swain County, North Carolina Property Taxes

Name: Property Tax Bills Across Almond, Swain County, North Carolina
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Almond, NC effective property tax rate: 0.41%, significantly lower than the national median of 1.02%, but lower than the North Carolina state median of 0.82%.
Median Almond, NC home value: $274,570
Median annual Almond, NC tax bill: $1,103, $1,297 lower than the national median property tax bill of $2,400.

How are property taxes in Swain County calculated?

Property taxes in Almond, NC are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption. Understanding Almond’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Almond, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Almond, Swain County, North Carolina Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.47%

Estimate Property Tax Bill

$1,338

$1,241

Ownwell’s Almond Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Almond with just two data points. By entering your property's estimated assessed value, our calculator applies Almond’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by Swain County — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Swain County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Almond, Swain County, North Carolina

Local government entities set tax rates, which can vary widely within a state. Annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Almond’s effective property tax rate to other cities in North Carolina and the median property tax rates in North Carolina and the U.S.

Almond, located in Swain County, has a median property tax rate of 0.41%. This rate stands out when compared to the national median property tax rate of 1.02%. The relatively low property tax rate in Almond is indicative of the region's approach to budgeting and taxation. For residents, this means a lower property tax bill compared to the national median, which can be a significant financial advantage. Understanding these differences can help property owners make informed decisions about their investments and financial planning.

Property Tax Rates Across Almond, Swain County, North Carolina

Source: Ownwell

0.41%

0.45%

0.49%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Almond Tax Rate

0.47%

Median Effective Swain County Tax Rate

0.49%

Median Effective North Carolina Tax Rate

0.81%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Almond, Swain County, North Carolina

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
28702	0.43%	0.44%	0.47%	0.50%	0.54%

Source: Ownwell

Property Tax Assessment Values Across Almond, Swain County, North Carolina

When examining property taxes in Almond, North Carolina, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Swain County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. In Swain County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Almond. For example, the median home price in Almond is $274,570, with tax bills ranging significantly across the county. Zip code 28702 has the highest median home price at $274,570.

Property Tax Assessment Values Across Almond, Swain County, North Carolina

Source: Ownwell

$120,930

$272,748

$424,565

Median Almond Market Value

$284,580

Median Swain County Market Value

$146,700

Median North Carolina Market Value

$221,500

Median United States Market Value

$235,294

Property Tax Assessment Values Across Almond, Swain County, North Carolina

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
28702	$82,124	$165,210	$284,580	$430,030	$557,770

Source: Ownwell

Property Tax Bills Across Almond, Swain County, North Carolina

In Almond, located in Swain County, NC, property tax bills are determined based on the assessed value of a home. The assessed value is a percentage of the home's market value, which is reviewed periodically by local tax authorities. Homeowners in Almond face a median property tax bill of $1,103, which is notably lower than the national median property tax bill of $2,400. The tax burden varies, with the 25th percentile paying around $595, while the 75th percentile faces a bill of approximately $1,573. At the upper end, the 90th percentile sees bills reaching up to $2,112. These taxes contribute to local services such as schools, infrastructure, and public safety, impacting homeowners' finances. Ownwell can assist homeowners by identifying opportunities for tax appeals and exemptions, potentially lowering their tax bills. By leveraging local expertise and a deep understanding of property tax laws, Ownwell helps ensure that homeowners pay only their fair share, providing significant savings and financial relief.

Property Tax Bills Across Almond, Swain County, North Carolina

Source: Ownwell

$573

$1,214

$1,854

Median Almond Tax Bill

$1,302

Median Swain County Tax Bill

$738

Median North Carolina Tax Bill

$1,813

Median United States Tax Bill

$2,400

Property Tax Bills Across Almond, Swain County, North Carolina

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
28702	$474	$792	$1,302	$1,978	$2,401

Source: Ownwell