Property Taxes in Cedar Mountain, North Carolina
Median Cedar Mountain, North Carolina effective property tax rate: 0.66%, significantly lower than the national median of 1.02%, and lower than the North Carolina state median of 0.81%.
Median Cedar Mountain, North Carolina home value: $182,350
Median annual Cedar Mountain, North Carolina tax bill: $1,173, lower than the national median property tax bill of $2,400.
How are property taxes in Transylvania calculated?
Property taxes in Cedar Mountain, North Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Cedar Mountain's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Cedar Mountain, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Cedar Mountain Property Tax Calculator Work?
Use this Cedar Mountain property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Cedar Mountain's median effective tax rate of 0.66% — based on actual property records in Transylvania County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Cedar Mountain's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Cedar Mountain: rates range from 0.66% in 28718 to 0.66% in 28718, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Cedar Mountain.
About Cedar Mountain Property Taxes
About Property Taxes in Cedar Mountain, Transylvania, North Carolina
Cedar Mountain's median effective property tax rate of 0.66% is lower than the North Carolina state median of 0.81% and lower than the national median of 1.02%. This rate reflects the Transylvania County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Cedar Mountain. Homeowners in the 28718 ZIP code carry a median effective rate of 0.66%, while those in the lowest ZIP also pay 0.66%. Understanding which part of Cedar Mountain you live in can make a meaningful difference to your annual tax bill.
Cedar Mountain homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 4, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Cedar Mountain, Transylvania County, North Carolina
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Cedar Mountain's effective property tax rate to other cities in North Carolina and the median property tax rates in North Carolina and the U.S.
Property Tax Rates Across Cedar Mountain, Transylvania County, North Carolina
Source: Ownwell
0.66%
0.66%
0.66%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cedar Mountain Tax Rate
0.66%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Transylvania County Tax Rate
0.66%
Median Effective North Carolina Tax Rate
0.81%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Cedar Mountain, Transylvania County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28718 | 0.60% | 0.66% | 0.66% | 0.66% | 0.66% |
Source: Ownwell
Property Tax Assessment Values Across Cedar Mountain, Transylvania County, North Carolina
When examining property taxes in Cedar Mountain, North Carolina, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Transylvania County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in the spring each year and typically reach your mailbox by the middle of the month. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Cedar Mountain is $182,350, with a median tax bill of $1,173. The highest median home price is in zip code 28718 at $182,350.
Property Tax Assessment Values Across Cedar Mountain, Transylvania County, North Carolina
Source: Ownwell
$117,560
$190,445
$263,330
Median Cedar Mountain Market Value
$182,350
Median Transylvania County Market Value
$220,620
Median North Carolina Market Value
$221,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Cedar Mountain, Transylvania County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28718 | $84,402 | $125,540 | $182,350 | $290,600 | $499,924 |
Source: Ownwell
Property Tax Bills Across Cedar Mountain, Transylvania County, North Carolina
Property tax bills in Cedar Mountain are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. For homeowners, this means the bill can change when property values rise or when local tax rates are adjusted. In Transylvania County, the median home price is $182,350, which helps explain why tax bills can vary from one property to another.
A homeowner’s final bill depends on the assessed value, any exemptions or appeals, and the tax rate set by local governments. In Cedar Mountain, the 25th percentile tax bill is $790, while the 75th percentile is $1,874 and the 90th percentile is $3,076. The median tax bill in ZIP code 28718 is $1,173, which is below the national median property tax bill of $2,400 and below the national median property tax rate of 1.02%.
Property Tax Bills Across Cedar Mountain, Transylvania County, North Carolina
Source: Ownwell
$773
$1,236
$1,698
Median Cedar Mountain Tax Bill
$1,173
Median Transylvania County Tax Bill
$1,401
Median North Carolina Tax Bill
$1,813
Median United States Tax Bill
$3,209
Property Tax Bills Across Cedar Mountain, Transylvania County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28718 | $458 | $790 | $1,173 | $1,874 | $3,076 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 4 |
Links | |
|---|---|
| Transylvania Tax Assessor | |
| Website | tax.transylvaniacounty.org |