Property Taxes in Waxhaw, North Carolina
Median Waxhaw, North Carolina effective property tax rate: 0.64%, significantly lower than the national median of 1.02%, and lower than the North Carolina state median of 0.81%.
Median Waxhaw, North Carolina home value: $426,900
Median annual Waxhaw, North Carolina tax bill: $3,164, $764 higher than the national median property tax bill of $2,400.
How are property taxes in Union calculated?
Property taxes in Waxhaw, North Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Waxhaw’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Waxhaw, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Waxhaw Property Tax Calculator Work?
Use this Waxhaw property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Waxhaw's median effective tax rate of 0.64% — based on actual property records in Union County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Waxhaw's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Waxhaw: rates range from 3164.00 in 28173 to 3164.00 in 28173, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Waxhaw.
About Waxhaw Property Taxes
About Property Taxes in Waxhaw, Union, North Carolina
Waxhaw’s median effective property tax rate of 0.64% is lower than the North Carolina state median of 0.81% and lower than the national median of 1.02%. This rate reflects the Union County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Waxhaw. Homeowners in the 28173 ZIP code carry a median effective rate of 0.64%, while those in the lowest ZIP also pay 0.64%. This spread shows how school district boundaries and local assessment districts are drawn across Union County. Understanding which part of Waxhaw you live in can make a meaningful difference to your annual tax bill.
Waxhaw homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 4, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Waxhaw, Union County, North Carolina
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Waxhaw's effective property tax rate to other cities in North Carolina and the median property tax rates in North Carolina and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Waxhaw Tax Rate
0.64%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Union County Tax Rate
0.72%
Median Effective North Carolina Tax Rate
0.81%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Waxhaw, Union County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28173 | 0.63% | 0.64% | 0.64% | 1.03% | 1.03% |
Source: Ownwell
Property Tax Assessment Values Across Waxhaw, Union County, North Carolina
When examining property taxes in Waxhaw, North Carolina, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Union County tax assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Union County, assessment notices are sent in March each year. They'll typically reach your mailbox by the middle of March.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For Waxhaw homeowners, the median home price is $426,900, and the median tax bill is $3,164, compared with the national median property tax rate of 1.02% and national median property tax bill of $2,400. Zip code 28173 has the highest median home price at $426,900.
Property Tax Assessment Values Across Waxhaw, Union County, North Carolina
Source: Ownwell
$109,100
$268,000
$426,900
Median Waxhaw Market Value
$426,900
Median Union County Market Value
$277,400
Median North Carolina Market Value
$221,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Waxhaw, Union County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28173 | $186,210 | $300,400 | $426,900 | $561,200 | $851,950 |
Source: Ownwell
Property Tax Bills Across Waxhaw, Union County, North Carolina
Waxhaw property tax bills are based on the assessed value of a home and the local tax rate set by Union County and other taxing authorities. When a home’s market value rises, the assessed value can increase too, which often leads to a higher tax bill. For homeowners, this means property taxes are tied directly to how much the home is worth, not just the purchase price.
With a median home price of $426,900, Waxhaw homeowners typically see bills that reflect a higher-value market. The median property tax bill is $3,164, which is above the national median property tax bill of $2,400. Bills can vary widely, with the 25th percentile at $2,254, the 75th percentile at $4,656, and the 90th percentile at $5,982.
These differences show how location, home value, and local tax rates combine to shape what homeowners pay each year.
Median Waxhaw Tax Bill
$3,164
Median Union County Tax Bill
$2,239
Median North Carolina Tax Bill
$1,813
Median United States Tax Bill
$3,209
Property Tax Bills Across Waxhaw, Union County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28173 | $1,308 | $2,254 | $3,164 | $4,656 | $5,982 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 4 |
Links | |
|---|---|
| Union Tax Assessor | |
| Website | property.spatialest.com |