Fargo, Cass County, North Dakota Property Taxes

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Property Taxes in Fargo, North Dakota

Median Fargo, North Dakota effective property tax rate: 1.34%, significantly higher than the national median of 1.02%, and higher than the North Dakota state median of 1.20%.
Median Fargo, North Dakota home value: $270,500
Median annual Fargo, North Dakota tax bill: $3,669, higher than the national median property tax bill of $2,400.

How are property taxes in Cass calculated?

Property taxes in Fargo, North Dakota are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Fargo's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Fargo, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Fargo, Cass County, North Dakota Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.34%

Estimate Property Tax Bill

$3,625

$3,364

How Does the Fargo Property Tax Calculator Work?

Use this Fargo property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Fargo's median effective tax rate of 1.34% — based on actual property records in Cass County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Fargo's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Fargo: rates range from $3,001.00 in 58103 to $5,226.00 in 58104, primarily due to differences in school district levies and local assessment districts.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Fargo.

About Fargo Property Taxes

About Property Taxes in Fargo, Cass, North Dakota

Fargo’s median effective property tax rate of 1.34% is higher than the North Dakota state median of 1.20% and higher than the national median of 1.02%. This rate reflects the Cass County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Fargo. Homeowners in the 58104 ZIP code carry a median effective rate of 1.42%, while those in 58103 pay 1.28%. This spread — 0.14 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Cass County. Understanding which part of Fargo you live in can make a meaningful difference to your annual tax bill.

Fargo homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the April 13, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Fargo, Cass County, North Dakota

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Fargo's effective property tax rate to other cities in North Dakota and the median property tax rates in North Dakota and the U.S.

Property Tax Rates Across Fargo, Cass County, North Dakota

Source: Ownwell

0.67%

1.05%

1.43%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Fargo Tax Rate

1.34%

Median Effective Cass County Tax Rate

1.31%

Median Effective North Dakota Tax Rate

1.20%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Fargo, Cass County, North Dakota

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
58102	0.90%	1.20%	1.32%	1.46%	1.62%
58103	0.92%	1.16%	1.28%	1.39%	1.52%
58104	1.15%	1.25%	1.42%	1.75%	1.96%

Source: Ownwell

Property Tax Assessment Values Across Fargo, Cass County, North Dakota

When examining property taxes in Fargo, North Dakota, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cass County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Cass County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median home price in Fargo is $270,500, with tax bills ranging significantly across the county. 58104 has the highest median home price at $351,900 and the highest median tax bill at $5,226.

Property Tax Assessment Values Across Fargo, Cass County, North Dakota

Source: Ownwell

$40,900

$236,450

$432,000

Median Fargo Market Value

$270,500

Median Cass County Market Value

$265,500

Median North Dakota Market Value

$244,000

Median United States Market Value

$235,294

Property Tax Assessment Values Across Fargo, Cass County, North Dakota

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
58102	$113,450	$182,875	$236,250	$312,900	$420,300
58103	$125,910	$183,000	$233,900	$294,800	$370,400
58104	$231,200	$268,700	$351,900	$447,450	$583,990

Source: Ownwell

Property Tax Bills Across Fargo, Cass County, North Dakota

Property tax bills in Fargo are based on the assessed value of a home and the local tax rate set for Cass County and other taxing jurisdictions. The assessed value is compared with the market value of the property, and that figure is used to calculate the bill. Homeowners in Fargo pay a median property tax bill of $5,226, which is well above the national median property tax bill of $2,400 and reflects the area’s higher tax burden.

Several factors affect the final amount, including the home’s assessed value, the tax rate, and any exemptions or local levies that apply. Bills can vary widely across the city, with the lowest median tax bill at $3,001 in ZIP code 58103 and the highest median tax bill at $5,226 in ZIP code 58104. For homeowners, this means property taxes can have a significant impact on annual housing costs, especially when assessed values rise faster than expected.

Property Tax Bills Across Fargo, Cass County, North Dakota

Source: Ownwell

$421

$2,824

$5,226

Median Fargo Tax Bill

$3,669

Median Cass County Tax Bill

$3,530

Median North Dakota Tax Bill

$2,769

Median United States Tax Bill

$2,400

Property Tax Bills Across Fargo, Cass County, North Dakota

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
58102	$1,044	$2,319	$3,184	$4,133	$5,401
58103	$954	$2,109	$3,001	$3,962	$5,071
58104	$2,848	$3,761	$5,226	$7,185	$9,733

Source: Ownwell

Don't miss the deadline to appeal!

Dates
Appeal Deadline	April 15

Links
Cass Tax Assessor
Website	proptax.casscountynd.gov

Frequently Asked Property Tax Questions in Fargo, North Dakota

How are property taxes calculated in Fargo, North Dakota?

Property taxes in Fargo, North Dakota are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Fargo, North Dakota?

To appeal your property taxes in Fargo, North Dakota, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Fargo, North Dakota?

Common property tax exemptions in Fargo, North Dakota include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Fargo, North Dakota?

Property tax deadlines in Fargo, North Dakota vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Fargo, North Dakota?

Ownwell provides professional property tax appeal services in Fargo, North Dakota. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.