Upham, Mchenry County, North Dakota Property Taxes
Property Taxes in Upham, North Dakota
Median Upham, North Dakota effective property tax rate: 0.01%, significantly lower than the national median of 1.02%, and lower than the North Dakota state median of 1.20%.
Median Upham, North Dakota home value: $136,300
Median annual Upham, North Dakota tax bill: $13, lower than the national median property tax bill of $2,400.
How are property taxes in McHenry calculated?
Property taxes in Upham, North Dakota are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Upham's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Upham, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Upham, Mchenry County, North Dakota Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.01%
Estimate Property Tax Bill
$14
$13
How Does the Upham Property Tax Calculator Work?
Use this Upham property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Upham's median effective tax rate of 0.01% — based on actual property records in McHenry County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment process uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Upham's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Upham: rates range from 0.01% in 58779 to 0.01% in 58779, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Upham.
About Upham Property Taxes
About Property Taxes in Upham, McHenry, North Dakota
Upham's median effective property tax rate of 0.01% is lower than the North Dakota state median of 1.20% and lower than the national median of 1.02%. This rate reflects the McHenry County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Upham. Homeowners in the city face a median tax bill of $13, compared with the national median property tax bill of $2,400. This difference highlights how assessed values and local levies shape what homeowners pay.
Upham homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the April 13, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Upham, Mchenry County, North Dakota
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Upham's effective property tax rate to other cities in North Dakota and the median property tax rates in North Dakota and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Upham Tax Rate
0.01%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Mchenry County Tax Rate
0.01%
Median Effective North Dakota Tax Rate
1.20%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Upham, Mchenry County, North Dakota
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 58789 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Upham, Mchenry County, North Dakota
When examining property taxes in Upham, North Dakota, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The McHenry County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In McHenry County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Upham.
For example, the median home price in Upham is $136,300, with tax bills ranging significantly across the county. The median tax bill is $13, compared with the national median property tax bill of $2,400.
Property Tax Assessment Values Across Upham, Mchenry County, North Dakota
Source: Ownwell
$∞
$NaN
-$∞
Median Upham Market Value
$136,300
Median Mchenry County Market Value
$75,750
Median North Dakota Market Value
$244,000
Median United States Market Value
$235,294
Property Tax Assessment Values Across Upham, Mchenry County, North Dakota
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 58789 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Upham, Mchenry County, North Dakota
How Are Property Tax Bills Calculated in Upham?
Property tax bills in Upham are based on the assessed value of a home and the local tax rate set for McHenry County. The assessed value is the starting point for the bill, and local taxing authorities use it to determine how much a homeowner owes each year. For many homeowners, the amount can vary depending on changes in the market value of the property, local budgets, and any exemptions that may apply.
With a median home price of $136,300, Upham’s property tax bills are relatively low compared with the national median property tax bill of $2,400. The 25th percentile tax bill is $5, the 75th percentile is $16, and the 90th percentile is $18, showing that many homeowners in the city pay modest amounts. Even so, property taxes still affect monthly housing costs and can influence long-term affordability for homeowners.
Median Upham Tax Bill
$13
Median Mchenry County Tax Bill
$8
Median North Dakota Tax Bill
$2,769
Median United States Tax Bill
$2,400
Property Tax Bills Across Upham, Mchenry County, North Dakota
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 58789 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 13 |
Links | |
|---|---|
| McHenry Tax Assessor | |
| Website | portico.mygisonline.com |