Springfield, Champaign County, Ohio Property Taxes

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Property Taxes in Springfield, Ohio

Median Springfield, Ohio effective property tax rate: 1.21%, significantly higher than the national median of 1.02%, and lower than the Ohio state median of 1.60%.
Median Springfield, Ohio home value: $205,250
Median annual Springfield, Ohio tax bill: $2,405, $5 higher than the national median property tax bill of $2,400.

How are property taxes in Champaign calculated?

Property taxes in Springfield, Ohio are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Springfield's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Springfield, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Springfield, Champaign County, Ohio Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.21%

Estimate Property Tax Bill

$2,484

$2,305

How Does the Springfield Property Tax Calculator Work?

Use this Springfield property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Springfield's median effective tax rate of 1.21% — based on actual property records in Champaign County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Springfield's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Springfield's property tax rate is lower than Ohio's 1.60% state median rate, but the median tax bill of $2405 is $5 higher than the state median tax bill. Your bill may vary by ZIP code within Springfield, with the highest and lowest median tax bill both at $2405 in 45502.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Springfield.

About Springfield Property Taxes

About Property Taxes in Springfield, Champaign, Ohio

Springfield’s median effective property tax rate of 1.21% is lower than the Ohio state median of 1.60% and higher than the national median of 1.02%. This rate reflects the Champaign County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Springfield. Homeowners in the 45502 ZIP code carry a median effective rate of 1.21%, while those in the same ZIP code also pay 1.21%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Champaign County. Understanding which part of Springfield you live in can make a meaningful difference to your annual tax bill.

Springfield homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the March 31, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Springfield, Champaign County, Ohio

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Springfield's effective property tax rate to other cities in Ohio and the median property tax rates in Ohio and the U.S.

Property Tax Rates Across Springfield, Champaign County, Ohio

Source: Ownwell

1.21%

1.38%

1.55%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Springfield Tax Rate

1.21%

Median Effective Champaign County Tax Rate

1.35%

Median Effective Ohio Tax Rate

1.60%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Springfield, Champaign County, Ohio

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
45502	0.86%	1.07%	1.21%	1.24%	1.46%

Source: Ownwell

Property Tax Assessment Values Across Springfield, Champaign County, Ohio

When examining property taxes in Springfield, Ohio, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Champaign County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Champaign County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Springfield.

For example, the median home price in Springfield is $205,250, with tax bills ranging significantly across the county. 45502 has the highest median home price at $205,250.

Property Tax Assessment Values Across Springfield, Champaign County, Ohio

Source: Ownwell

$76,205

$236,108

$396,010

Median Springfield Market Value

$205,250

Median Champaign County Market Value

$146,080

Median Ohio Market Value

$168,370

Median United States Market Value

$235,294

Property Tax Assessment Values Across Springfield, Champaign County, Ohio

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
45502	$96,320	$160,460	$205,250	$252,545	$308,040

Source: Ownwell

Property Tax Bills Across Springfield, Champaign County, Ohio

Property tax bills in Springfield are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. For homeowners, that means the bill depends on both what the home is worth and the tax rates set by local governments and school districts.

With a median home price of $205,250, property taxes can vary widely from one household to another. The 25th percentile tax bill is $1,747, while the 75th percentile is $3,090, showing how differences in assessed value and local levies affect the final amount. The highest and lowest median tax bill in the city is $2,405 in ZIP code 45502.

Compared with the national median property tax rate of 1.02% and the national median property tax bill of $2,400, Springfield homeowners may see bills that are close to the national norm, but individual costs still depend on local assessments and exemptions.

Property Tax Bills Across Springfield, Champaign County, Ohio

Source: Ownwell

$953

$2,598

$4,242

Median Springfield Tax Bill

$2,405

Median Champaign County Tax Bill

$1,957

Median Ohio Tax Bill

$2,789

Median United States Tax Bill

$2,400

Property Tax Bills Across Springfield, Champaign County, Ohio

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
45502	$1,050	$1,747	$2,405	$3,090	$3,747

Source: Ownwell

Don't miss the deadline to appeal!

Dates
Appeal Deadline	March 31

Links
Champaign Tax Assessor
Website	auditor.co.champaign.oh.us

Frequently Asked Property Tax Questions in Springfield, Ohio

How are property taxes calculated in Springfield, Ohio?

Property taxes in Springfield, Ohio are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Springfield, Ohio?

To appeal your property taxes in Springfield, Ohio, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Springfield, Ohio?

Common property tax exemptions in Springfield, Ohio include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Springfield, Ohio?

Property tax deadlines in Springfield, Ohio vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Springfield, Ohio?

Ownwell provides professional property tax appeal services in Springfield, Ohio. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.