Union City, Montgomery County, Ohio Property Taxes

Name: Property Tax Bills Across Union City, Montgomery County, Ohio
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Union City, OH effective property tax rate: 2.75%, significantly higher than the national median of 1.02%, but lower than the Ohio state median of 1.80%.
Median Union City, OH home value: $50,775
Median annual Union City, OH tax bill: $1,394, $1,006 lower than the national median property tax bill of $2,400.

How are property taxes in Montgomery calculated?

Property taxes in Union City, OH are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Union City’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Union City, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Union City, Montgomery County, Ohio Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

2.75%

Estimate Property Tax Bill

$1,396

$1,296

Ownwell’s Union City Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Union City with just two data points. By entering your property's estimated assessed value, our calculator applies Union City’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Montgomery County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Union City, Montgomery County, Ohio

Local government entities determine property tax rates, which can vary significantly throughout a state. Each year, counties estimate their required budget to provide essential services and divide this figure by the total value of all taxable properties within their jurisdiction. This calculation results in the property tax rate. While the process involves votes and legislation, this is the core of how rates are set annually.

In Union City, located in 39113 County, Ohio, the effective property tax rate is a reflection of this process. Comparing Union City's rate to other cities in Ohio and the national median offers insight into how property taxes can vary. Ohio's median property tax rate is 1.52%, which is higher than the national median of 1.02%. Union City’s rate is significantly higher than both the state and national medians, highlighting the variability in property tax rates across different regions. This underscores the importance of understanding local property tax rates and how they impact overall tax bills.

Property Tax Rates Across Union City, Montgomery County, Ohio

Source: Ownwell

1.27%

2.33%

3.39%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Union City Tax Rate

2.75%

Median Effective Montgomery County Tax Rate

2.62%

Median Effective Ohio Tax Rate

1.80%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Union City, Montgomery County, Ohio

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
45390	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Union City, Montgomery County, Ohio

When examining property taxes in Union City, Ohio, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Montgomery County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Montgomery County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Union City. For example, the median home price in Union City is $50,775, with tax bills ranging significantly across the county.

Property Tax Assessment Values Across Union City, Montgomery County, Ohio

Source: Ownwell

$4,930

$124,385

$243,840

Median Union City Market Value

$50,775

Median Montgomery County Market Value

$98,910

Median Ohio Market Value

$133,400

Median United States Market Value

$235,294

Property Tax Assessment Values Across Union City, Montgomery County, Ohio

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
45390	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Union City, Montgomery County, Ohio

In Union City, Montgomery County, OH, property tax bills are calculated based on the assessed value of a home, which is typically a percentage of the market value. With a median home price of $50,775, homeowners might expect tax bills to vary significantly. The 25th percentile tax bill is $1,269, while the 75th percentile reaches $1,518, and the 90th percentile is $1,593. These figures highlight the potential for variation in tax obligations. Compared to the national median property tax bill of $2,400 and a median tax rate of 1.02%, Union City's rates can be quite burdensome for some homeowners. Several factors influence the tax bill, including property location, home improvements, and local tax rates. This can impact homeowners by increasing their annual financial obligations, potentially stretching budgets. Ownwell offers a solution by providing property tax appeal services, helping homeowners potentially reduce their tax bills. By analyzing property assessments and identifying discrepancies, Ownwell can assist in lowering the assessed value, thus reducing the overall tax burden.

Property Tax Bills Across Union City, Montgomery County, Ohio

Source: Ownwell

$140

$3,884

$7,628

Median Union City Tax Bill

$1,394

Median Montgomery County Tax Bill

$2,435

Median Ohio Tax Bill

$2,396

Median United States Tax Bill

$2,400

Property Tax Bills Across Union City, Montgomery County, Ohio

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
45390	N/A	N/A	N/A	N/A	N/A

Source: Ownwell