Oak Harbor, Ottawa County, Ohio Property Taxes
Median OAK HARBOR, OH effective property tax rate: 1.47%, significantly higher than the national median of 1.02%, but lower than the Ohio state median of 1.80%. Median OAK HARBOR, OH home value: $111,290. Median annual OAK HARBOR, OH tax bill: $1,751, $649 lower than the national median property tax bill of $2,400.
How are property taxes in Ottawa calculated?
Property taxes in OAK HARBOR, OH are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding OAK HARBOR’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in OAK HARBOR, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Oak Harbor, Ottawa County, Ohio Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.47%
Estimate Property Tax Bill
$1,636
$1,518
Property Tax Rates Across Oak Harbor, Ottawa County, Ohio
Local government entities are responsible for setting tax rates, which can vary significantly within a state. Each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
In OAK HARBOR, located in Ottawa County, Ohio, the effective property tax rate is 1.47%, which is higher than the national median of 1.02%. This rate is also indicative of the median rate across Ohio, showing that OAK HARBOR aligns with the state's overall tax landscape. This rate stands out when compared to the national median property tax bill of $2400, suggesting a potentially higher financial commitment for property owners in OAK HARBOR.
Understanding these figures can help property owners better anticipate their tax obligations and make informed decisions about appealing property taxes or seeking exemptions.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Oak Harbor Tax Rate
1.47%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Ottawa County Tax Rate
1.28%
Median Effective Ohio Tax Rate
1.80%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Oak Harbor, Ottawa County, Ohio
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 43449 | 1.26% | 1.41% | 1.47% | 1.73% | 1.80% |
Source: Ownwell
Property Tax Assessment Values Across Oak Harbor, Ottawa County, Ohio
When examining property taxes in Oak Harbor, Ohio, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Ottawa County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Ottawa County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Oak Harbor. For example, the median home price in Oak Harbor is $111,290, with tax bills ranging significantly across the county. Zip code 43449 has the highest median home price at $111,290.
Property Tax Assessment Values Across Oak Harbor, Ottawa County, Ohio
Source: Ownwell
$66,170
$167,215
$268,260
Median Oak Harbor Market Value
$111,290
Median Ottawa County Market Value
$131,980
Median Ohio Market Value
$133,400
Median United States Market Value
$235,294
Property Tax Assessment Values Across Oak Harbor, Ottawa County, Ohio
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 43449 | $15,440 | $66,050 | $111,290 | $172,480 | $251,986 |
Source: Ownwell
Property Tax Bills Across Oak Harbor, Ottawa County, Ohio
Median Oak Harbor Tax Bill
$1,751
Median Ottawa County Tax Bill
$1,848
Median Ohio Tax Bill
$2,396
Median United States Tax Bill
$2,400
Property Tax Bills Across Oak Harbor, Ottawa County, Ohio
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 43449 | $223 | $958 | $1,751 | $2,607 | $3,625 |
Source: Ownwell