Putnam County, Ohio Property Taxes

Name: Property Tax Bills Across Putnam County, Ohio
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Putnam County effective property tax rate: 1.30%, significantly higher than the national median of 1.02%.
Median Putnam County home value: $132,830
Median annual Putnam County tax bill: $1,712, $688 lower than the national median property tax bill of $2,400.

How are property taxes in Putnam County calculated?

Property taxes in Putnam County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Ottawa or another part of Putnam County, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Putnam County, Ohio Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.3%

Estimate Property Tax Bill

$1,727

$1,602

Ownwell’s Putnam County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Putnam County with just two data points. By entering your property's estimated assessed value, our calculator applies Putnam County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Putnam County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Putnam County, Ohio

Local government entities set tax rates, which can vary widely within a state. Each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. This process involves votes and laws in setting tax rates and budgets, but essentially, this is how it works annually. In Putnam County, Ohio, the effective property tax rate is 1.30%, which is higher than the national median property tax rate of 1.02%. When compared to other counties in Ohio, Putnam County's rate is notably higher than the lowest median tax rate of 1.18% found in Delphos but lower than the highest median tax rate of 1.83% in Gilboa. The national median property tax bill is $2400, providing a benchmark for comparison. Understanding these rates can help property owners make informed decisions about property tax appeals and exemptions.

Property Tax Rates Across Putnam County, Ohio

Source: Ownwell

1.18%

1.50%

1.83%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Putnam County Tax Rate

1.30%

Median Effective Ohio Tax Rate

1.80%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Putnam County, Ohio

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Bluffton	1.08%	1.30%	1.31%	1.31%	1.31%
Cloverdale	0.98%	1.22%	1.35%	1.46%	1.50%
Columbus Grove	1.00%	1.22%	1.34%	1.40%	1.43%
Continental	0.91%	1.26%	1.40%	1.72%	1.75%
Delphos	0.83%	1.16%	1.18%	1.24%	1.25%
Fort Jennings	0.97%	1.16%	1.18%	1.25%	1.37%
Gilboa	1.00%	1.33%	1.83%	1.85%	1.87%
Kalida	1.13%	1.26%	1.27%	1.28%	1.30%
Leipsic	1.00%	1.20%	1.38%	1.42%	1.46%
Miller City	0.92%	1.32%	1.33%	1.36%	1.37%
New Bavaria	1.13%	1.27%	1.27%	1.27%	1.30%
Ottawa	1.05%	1.21%	1.28%	1.31%	1.35%
Ottoville	1.17%	1.37%	1.38%	1.39%	1.41%
Pandora	1.02%	1.30%	1.31%	1.32%	1.34%
Vaughnsville	1.29%	1.31%	1.34%	1.37%	1.42%
Belmore	N/A	N/A	N/A	N/A	N/A
Defiance	N/A	N/A	N/A	N/A	N/A
Deshler	N/A	N/A	N/A	N/A	N/A
Dupont	N/A	N/A	N/A	N/A	N/A
Glandorf	N/A	N/A	N/A	N/A	N/A
Grover Hill	N/A	N/A	N/A	N/A	N/A
Lima	N/A	N/A	N/A	N/A	N/A
Mc Comb	N/A	N/A	N/A	N/A	N/A
Mount Cory	N/A	N/A	N/A	N/A	N/A
Oakwood	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Putnam County, Ohio

When examining property taxes in Putnam County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Putnam County Auditor estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Putnam County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Putnam County. For example, the median tax bill in Putnam County is $1,629, with tax bills ranging significantly across the county. Bluffton has the highest median home price at $193,400.

Property Tax Assessment Values Across Putnam County, Ohio

Source: Ownwell

$74,140

$133,770

$193,400

Median Putnam County Market Value

$132,830

Median Ohio Market Value

$133,400

Median United States Market Value

$235,294

Property Tax Assessment Values Across Putnam County, Ohio

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Bluffton	$130,750	$141,210	$193,400	$231,070	$344,916
Cloverdale	$15,349	$70,498	$134,870	$210,765	$315,672
Columbus Grove	$41,118	$78,668	$121,870	$181,730	$269,090
Continental	$17,540	$58,068	$94,285	$152,598	$253,073
Delphos	$71,580	$141,740	$192,340	$274,045	$401,140
Fort Jennings	$58,942	$108,915	$156,540	$217,042	$316,063
Gilboa	$24,340	$50,030	$79,020	$114,860	$149,200
Kalida	$71,200	$103,485	$157,170	$238,555	$375,032
Leipsic	$22,670	$61,792	$109,590	$178,915	$302,715
Miller City	$2,338	$41,572	$74,140	$99,015	$124,784
New Bavaria	$82,482	$103,440	$135,740	$169,122	$185,021
Ottawa	$68,000	$107,170	$158,080	$232,510	$345,564
Ottoville	$51,703	$82,275	$112,685	$159,620	$246,023
Pandora	$53,116	$83,992	$116,985	$174,148	$275,667
Vaughnsville	$14,260	$51,030	$74,540	$88,430	$125,488
Belmore	N/A	N/A	N/A	N/A	N/A
Defiance	N/A	N/A	N/A	N/A	N/A
Deshler	N/A	N/A	N/A	N/A	N/A
Dupont	N/A	N/A	N/A	N/A	N/A
Glandorf	N/A	N/A	N/A	N/A	N/A
Grover Hill	N/A	N/A	N/A	N/A	N/A
Lima	N/A	N/A	N/A	N/A	N/A
Mc Comb	N/A	N/A	N/A	N/A	N/A
Mount Cory	N/A	N/A	N/A	N/A	N/A
Oakwood	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Putnam County, Ohio

In Putnam County, OH, property tax bills are calculated based on the assessed value of a home, which differs from its market value. The assessed value is a percentage of the market value, determined by the county's appraisal office. The median home price in Putnam County is $132,830, and homeowners face varying tax bills depending on their property's assessed value and the local tax rate. The median property tax bill in the county is lower than the national median, offering some relief to homeowners. However, tax bills can vary significantly, from the 25th percentile at $1,129 to the 90th percentile at $3,647. Homeowners in Bluffton experience the highest median tax bill at $2,534, while those in Miller City enjoy the lowest at $989. Factors such as local government budgets and school funding needs influence tax rates, impacting homeowners' financial responsibilities. Understanding these elements is crucial for homeowners to anticipate their property tax obligations and manage their finances effectively.

Property Tax Bills Across Putnam County, Ohio

Source: Ownwell

$989

$1,762

$2,534

Median Putnam County Tax Bill

$1,712

Median Ohio Tax Bill

$2,396

Median United States Tax Bill

$2,400

Property Tax Bills Across Putnam County, Ohio

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Bluffton	$1,545	$1,761	$2,534	$3,098	$4,253
Cloverdale	$350	$1,048	$1,797	$2,602	$3,602
Columbus Grove	$657	$1,087	$1,601	$2,319	$3,194
Continental	$332	$883	$1,381	$2,012	$2,976
Delphos	$1,313	$1,748	$2,271	$2,888	$3,897
Fort Jennings	$872	$1,324	$1,905	$2,586	$3,514
Gilboa	$268	$892	$1,391	$1,750	$2,381
Kalida	$926	$1,293	$1,962	$3,012	$4,738
Leipsic	$411	$888	$1,510	$2,328	$3,427
Miller City	$196	$663	$989	$1,308	$1,752
New Bavaria	$1,028	$1,325	$1,727	$1,963	$2,344
Ottawa	$919	$1,365	$1,994	$2,892	$4,131
Ottoville	$862	$1,140	$1,550	$2,212	$3,327
Pandora	$778	$1,101	$1,534	$2,215	$3,287
Vaughnsville	$342	$723	$997	$1,165	$1,489
Belmore	N/A	N/A	N/A	N/A	N/A
Defiance	N/A	N/A	N/A	N/A	N/A
Deshler	N/A	N/A	N/A	N/A	N/A
Dupont	N/A	N/A	N/A	N/A	N/A
Glandorf	N/A	N/A	N/A	N/A	N/A
Grover Hill	N/A	N/A	N/A	N/A	N/A
Lima	N/A	N/A	N/A	N/A	N/A
Mc Comb	N/A	N/A	N/A	N/A	N/A
Mount Cory	N/A	N/A	N/A	N/A	N/A
Oakwood	N/A	N/A	N/A	N/A	N/A

Source: Ownwell