In tax year 2026, the median Oklahoma homeowner paid $1,339 in property taxes, a median effective rate of 0.90% of market value, compared with 1.27% nationally. Rates range from 0.48% in Cimarron County to 1.11% in Grady County, because each county, city, and school district sets its own tax rate.
- Median Oklahoma effective property tax rate: 0.90%
- Median Oklahoma home value: $160,842
- Median Oklahoma property tax bill: $1,339
- Highest median bill: Cleveland County $2,277
- Lowest median bill: Tillman County $300
Last Updated October 26, 2026
How Property Taxes Work in Oklahoma
In Oklahoma, your county assessor estimates your home's value, and property is taxed at 11% to 13.5% of fair cash value. Your bill is that assessed value, minus any exemptions, multiplied by the combined tax rate of every local government that covers your property, usually your county, city, school district, and any special districts.
The Oklahoma Tax Commission, Ad Valorem Division oversees property tax administration in Oklahoma and publishes guidance on assessments, exemptions, and appeals.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Oklahoma Effective Property Tax Rate
0.90%
Median Oklahoma Home Value
$160,842
Median Oklahoma Tax Bill
$1,339
Every property tax bill comes from three inputs:
Assessed Value
A local assessor or appraisal district estimates your home's market value. Many states then apply an assessment ratio. For example, Georgia taxes homes at 40% of market value, while Texas uses 100%. Some states, like California, cap how fast assessed values can rise for homestead properties.
Exemptions
Homestead, senior, veteran, and disability exemptions reduce the taxable value of qualifying homes, usually for a primary residence only.
Tax Rates
Each taxing authority that covers your property, typically a county, city, school district, and sometimes special districts, sets its own rate. Rates are usually expressed as millage (dollars per $1,000 of taxable value) or as a rate per $100 of value.
Your bill is your taxable value (assessed value minus exemptions) multiplied by the combined tax rate.
What is the Median Effective Property Tax Rate?
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments. Because states and counties assess property differently, the effective rate is the clearest way to compare bills across Oklahoma.
Counties With the Highest and Lowest Property Taxes
Five Highest Median Property Tax Bills
| Rank | County | Median Tax Bill |
|---|---|---|
| 1. | Cleveland County | $2,277 |
| 2. | Canadian County | $2,222 |
| 3. | McClain County | $2,076 |
| 4. | Tulsa County | $1,970 |
| 5. | Oklahoma County | $1,885 |
Five Lowest Median Property Tax Bills
| Rank | County | Median Tax Bill |
|---|---|---|
| 73. | Hughes County | $369 |
| 74. | Harmon County | $337 |
| 75. | Greer County | $336 |
| 76. | Cimarron County | $335 |
| 77. | Tillman County | $300 |
0 of 77 Oklahoma counties have a median effective rate above the national 1.27%. Grady County has the highest median effective rate at 1.11%, and Cimarron County has the lowest at 0.48%.
Property Tax Rates and Bills by County
| Rank | County | Median Effective Tax Rate | Median Home Value | Median Tax Bill | 25th % Bill | 75th % Bill | 90th % Bill |
|---|---|---|---|---|---|---|---|
| 1 | Cleveland County | 1.04% | $221,414 | $2,277 | $1,485 | $3,302 | $4,700 |
| 2 | Canadian County | 0.95% | $241,307 | $2,222 | $1,413 | $3,099 | $4,199 |
| 3 | McClain County | 0.90% | $244,276 | $2,076 | $933 | $3,325 | $4,802 |
| 4 | Tulsa County | 1.04% | $200,476 | $1,970 | $1,146 | $3,115 | $4,884 |
| 5 | Oklahoma County | 0.93% | $206,500 | $1,885 | $1,041 | $3,043 | $4,759 |
| 6 | Wagoner County | 0.84% | $235,756 | $1,876 | $865 | $2,780 | $3,916 |
| 7 | Rogers County | 0.84% | $222,936 | $1,767 | $999 | $2,690 | $4,150 |
| 8 | Payne County | 0.90% | $206,810 | $1,760 | $911 | $2,744 | $3,887 |
| 9 | Logan County | 0.92% | $195,858 | $1,595 | $610 | $3,125 | $4,599 |
| 10 | Grady County | 1.11% | $124,146 | $1,302 | $614 | $2,520 | $3,827 |
| 11 | Washington County | 1.11% | $124,610 | $1,255 | $630 | $2,214 | $3,535 |
| 12 | Creek County | 0.88% | $146,146 | $1,212 | $592 | $2,147 | $3,364 |
| 13 | Kingfisher County | 0.71% | $178,041 | $1,177 | $690 | $2,012 | $3,234 |
| 14 | Delaware County | 0.68% | $170,902 | $1,116 | $491 | $2,276 | $4,190 |
| 15 | Mayes County | 0.66% | $176,457 | $1,108 | $613 | $1,924 | $3,024 |
| 16 | Comanche County | 1.09% | $112,992 | $1,051 | $581 | $1,809 | $2,786 |
| 17 | Custer County | 0.95% | $117,674 | $1,038 | $503 | $1,822 | $2,928 |
| 18 | Carter County | 0.77% | $140,735 | $1,030 | $502 | $1,970 | $3,117 |
| 19 | Garfield County | 1.11% | $101,254 | $1,005 | $501 | $1,872 | $3,137 |
| 20 | Bryan County | 0.76% | $137,179 | $963 | $484 | $1,751 | $2,652 |
| 21 | Osage County | 1.01% | $105,596 | $948 | $353 | $1,901 | $3,123 |
| 22 | Pontotoc County | 0.85% | $123,761 | $915 | $458 | $1,768 | $2,775 |
| 23 | Love County | 0.89% | $95,390 | $853 | $457 | $1,597 | $2,655 |
| 24 | Pottawatomie County | 0.81% | $115,683 | $815 | $426 | $1,571 | $2,544 |
| 25 | Beckham County | 0.93% | $96,762 | $812 | $335 | $1,613 | $2,595 |
| 26 | Cherokee County | 0.78% | $109,758 | $784 | $418 | $1,403 | $2,202 |
| 27 | Major County | 0.75% | $108,174 | $781 | $385 | $1,378 | $2,185 |
| 28 | Noble County | 1.05% | $82,625 | $754 | $317 | $1,445 | $2,380 |
| 29 | Texas County | 0.65% | $124,800 | $742 | $424 | $1,258 | $1,860 |
| 30 | Marshall County | 0.57% | $140,231 | $731 | $382 | $1,504 | $2,627 |
| 31 | Muskogee County | 0.83% | $94,932 | $721 | $326 | $1,405 | $2,265 |
| 32 | Pawnee County | 0.89% | $86,053 | $714 | $374 | $1,282 | $2,192 |
| 33 | Woodward County | 0.69% | $108,351 | $713 | $380 | $1,210 | $2,067 |
| 34 | Lincoln County | 0.94% | $74,991 | $698 | $351 | $1,349 | $2,244 |
| 35 | Stephens County | 0.77% | $96,396 | $689 | $328 | $1,285 | $2,084 |
| 36 | McIntosh County | 0.70% | $101,279 | $653 | $321 | $1,241 | $2,040 |
| 37 | Atoka County | 0.61% | $108,821 | $630 | $319 | $1,178 | $2,094 |
| 37 | Ottawa County | 0.84% | $85,348 | $630 | $325 | $1,093 | $1,754 |
| 39 | Beaver County | 0.74% | $88,838 | $616 | $353 | $1,046 | $1,546 |
| 40 | Sequoyah County | 0.69% | $94,675 | $614 | $321 | $1,110 | $1,812 |
| 41 | Woods County | 0.59% | $105,111 | $604 | $327 | $1,073 | $1,753 |
| 42 | Nowata County | 0.62% | $103,469 | $602 | $311 | $1,160 | $2,053 |
| 43 | Craig County | 0.78% | $83,904 | $597 | $310 | $1,159 | $1,889 |
| 43 | Pittsburg County | 0.66% | $98,653 | $597 | $294 | $1,155 | $2,059 |
| 45 | Garvin County | 0.60% | $104,139 | $593 | $339 | $1,074 | $1,839 |
| 46 | Kay County | 0.71% | $82,331 | $591 | $312 | $1,111 | $1,852 |
| 47 | Johnston County | 0.63% | $99,845 | $572 | $300 | $1,048 | $1,858 |
| 48 | Cotton County | 0.85% | $75,665 | $565 | $320 | $1,006 | $1,714 |
| 49 | Ellis County | 0.72% | $82,441 | $555 | $300 | $1,044 | $1,791 |
| 50 | Murray County | 0.68% | $95,420 | $553 | $267 | $1,167 | $2,115 |
| 51 | Le Flore County | 0.70% | $88,350 | $549 | $282 | $1,046 | $1,757 |
| 52 | Roger Mills County | 0.62% | $90,022 | $544 | $267 | $1,023 | $1,646 |
| 53 | Okmulgee County | 0.92% | $65,720 | $540 | $277 | $1,102 | $1,962 |
| 54 | Jackson County | 0.88% | $68,665 | $528 | $276 | $1,290 | $2,375 |
| 55 | Dewey County | 0.67% | $86,846 | $523 | $265 | $976 | $1,563 |
| 56 | McCurtain County | 0.78% | $72,299 | $492 | $217 | $1,368 | $4,736 |
| 57 | Grant County | 0.54% | $100,004 | $491 | $228 | $906 | $1,565 |
| 58 | Seminole County | 0.70% | $73,099 | $486 | $248 | $956 | $1,721 |
| 59 | Alfalfa County | 0.83% | $58,627 | $475 | $224 | $1,042 | $1,857 |
| 60 | Blaine County | 0.60% | $84,192 | $474 | $245 | $893 | $1,541 |
| 61 | Latimer County | 0.83% | $64,148 | $470 | $266 | $857 | $1,543 |
| 62 | Okfuskee County | 0.59% | $82,098 | $464 | $258 | $849 | $1,485 |
| 63 | Coal County | 0.58% | $79,294 | $451 | $225 | $877 | $1,578 |
| 64 | Adair County | 0.61% | $80,489 | $449 | $261 | $818 | $1,476 |
| 65 | Pushmataha County | 0.52% | $91,918 | $446 | $240 | $788 | $1,326 |
| 66 | Washita County | 0.62% | $71,298 | $440 | $233 | $833 | $1,501 |
| 67 | Haskell County | 0.62% | $76,276 | $428 | $215 | $810 | $1,472 |
| 68 | Harper County | 0.69% | $64,038 | $424 | $248 | $746 | $1,207 |
| 69 | Choctaw County | 0.51% | $89,561 | $418 | $228 | $760 | $1,353 |
| 70 | Caddo County | 0.60% | $67,925 | $384 | $178 | $797 | $1,392 |
| 70 | Jefferson County | 0.86% | $49,565 | $384 | $196 | $752 | $1,498 |
| 72 | Kiowa County | 0.82% | $50,293 | $383 | $189 | $724 | $1,255 |
| 73 | Hughes County | 0.62% | $60,933 | $369 | $185 | $737 | $1,302 |
| 74 | Harmon County | 1.02% | $36,024 | $337 | $150 | $689 | $1,347 |
| 75 | Greer County | 0.78% | $46,750 | $336 | $195 | $653 | $1,121 |
| 76 | Cimarron County | 0.48% | $70,278 | $335 | $186 | $610 | $1,005 |
| 77 | Tillman County | 0.91% | $35,000 | $300 | $154 | $619 | $1,114 |
Source: Ownwell
How Ownwell Can Help in Oklahoma
The below services are dependent on where you live in the United States. Not all products or services are available to every property owner or homeowner.
Appeal packet
Ownwell's appeal packet gives you the evidence and filing guidance you need to protest your assessment yourself.
Exemption filing
Ownwell checks whether you're missing any property tax exemptions and helps you apply for the ones you qualify for.
Bill reduction
Ownwell can also help lower your other recurring household bills.