Oregon City, Clackamas County, Oregon Property Taxes
Property Taxes in Oregon City, Oregon
Median Oregon City, Oregon effective property tax rate: 0.89%, lower than the national median of 1.02%, and slightly higher than the Oregon state median of 0.87%.
Median Oregon City, Oregon home value: $557,495
Median annual Oregon City, Oregon tax bill: $4,873, higher than the national median property tax bill of $2,400.
How are property taxes in Clackamas calculated?
Property taxes in Oregon City, Oregon are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Oregon City's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Oregon City, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Oregon City, Clackamas County, Oregon Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.89%
Estimate Property Tax Bill
$4,962
$4,604
How Does the Oregon City Property Tax Calculator Work?
Use this Oregon City property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Oregon City's median effective tax rate of 0.89% — based on actual property records in Clackamas County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Oregon City's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Oregon City: rates range from 0.89% in 97045 to 0.89% in 97045, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Oregon City.
About Oregon City Property Taxes
About Property Taxes in Oregon City, Clackamas, Oregon
Oregon City's median effective property tax rate of 0.89% is lower than the Oregon state median of 0.87% and higher than the national median of 1.02%. This rate reflects the Clackamas County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Oregon City. Homeowners in the 97045 ZIP code carry a median effective rate of 0.89%, while those in the same ZIP also pay 0.89%. This spread reflects how school district boundaries and local assessment districts are drawn across Clackamas County. Understanding which part of Oregon City you live in can make a meaningful difference to your annual tax bill.
Oregon City homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the December 31, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Oregon City, Clackamas County, Oregon
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Oregon City’s effective property tax rate to other cities in Oregon and the median property tax rates in Oregon and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Oregon City Tax Rate
0.89%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Clackamas County Tax Rate
0.96%
Median Effective Oregon Tax Rate
0.87%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Oregon City, Clackamas County, Oregon
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 97045 | 0.62% | 0.74% | 0.89% | 1.01% | 1.07% |
Source: Ownwell
Property Tax Assessment Values Across Oregon City, Clackamas County, Oregon
When examining property taxes in Oregon City, Oregon, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Clackamas County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Clackamas County, assessment notices are sent in October each year. They'll typically reach your mailbox by the middle of October.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For Oregon City, the median home price is $557,495, and the median tax bill is $4,873, compared with the national median property tax rate of 1.02% and a national median property tax bill of $2,400. The highest median home price is in 97045 at $557,495.
Property Tax Assessment Values Across Oregon City, Clackamas County, Oregon
Source: Ownwell
$366,069
$727,664
$1,089,258
Median Oregon City Market Value
$557,495
Median Clackamas County Market Value
$563,664
Median Oregon Market Value
$450,850
Median United States Market Value
$235,294
Property Tax Assessment Values Across Oregon City, Clackamas County, Oregon
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 97045 | $310,428 | $440,230 | $557,495 | $714,446 | $969,418 |
Source: Ownwell
Property Tax Bills Across Oregon City, Clackamas County, Oregon
Property tax bills in Oregon City are based on the assessed value of a home, not its market price alone. Local taxing authorities apply the tax rate to that assessed value to determine the annual bill, and the result can vary depending on location and any local levies. For homeowners, this means two similar homes can receive different tax bills if their assessed values or tax districts differ.
With a median home price of $557,495, property taxes can be a major part of homeownership costs. The median tax bill is $4,873 in ZIP code 97045, which is well above the national median property tax bill of $2,400 and the national median property tax rate of 1.02%. Bills also vary widely across the area, with the 25th percentile at $3,704 and the 75th percentile at $6,304.
For many homeowners, higher assessed values can mean higher annual taxes, making it important to understand how the bill is calculated and whether the assessment reflects the home’s true taxable value.
Median Oregon City Tax Bill
$4,873
Median Clackamas County Tax Bill
$5,187
Median Oregon Tax Bill
$3,806
Median United States Tax Bill
$2,400
Property Tax Bills Across Oregon City, Clackamas County, Oregon
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 97045 | $2,379 | $3,704 | $4,873 | $6,304 | $7,820 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | December 31 |
Links | |
|---|---|
| Clackamas Tax Assessor | |
| Website | ascendweb.clackamas.us |