Deschutes County, Oregon Property Taxes

Name: Property Tax Bills Across Deschutes County, Oregon
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Deschutes County effective property tax rate: 0.59%, significantly lower than the national median of 1.02%.
Median Deschutes County home value: $646,345
Median annual Deschutes County tax bill: $3,746, $1,346 higher than the national median property tax bill of $2,400.

How are property taxes in Deschutes County calculated?

Property taxes in Deschutes County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Bend or another part of Deschutes County, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Deschutes County, Oregon Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.59%

Estimate Property Tax Bill

$3,813

$3,539

Ownwell’s Deschutes County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Deschutes County with just two data points. By entering your property's estimated assessed value, our calculator applies Deschutes County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Deschutes County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Deschutes County, Oregon

Local government entities set tax rates, which can vary widely within a state. This is because each county annually estimates its required budget for services and divides that by the total value of all taxable property within its jurisdiction. This calculation determines the property tax rate. While votes and laws play roles in setting tax rates and budgets, this is the annual process in a nutshell. Deschutes County's effective property tax rate stands at 0.59%, which is significantly lower than the national median of 1.02%. Within Oregon, Deschutes County's rate is in the mid-range, with Redmond having the highest rate at 0.72% and Terrebonne the lowest at 0.51%. This comparison highlights the variance in property tax rates across different regions. The median property tax bill in Deschutes County is also notably lower than the national median of $2,400, reflecting the region's lower tax rate. Understanding these differences can help property owners make informed decisions and potentially save on taxes.

Property Tax Rates Across Deschutes County, Oregon

Source: Ownwell

0.51%

0.62%

0.72%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Deschutes County Tax Rate

0.59%

Median Effective Oregon Tax Rate

0.86%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Deschutes County, Oregon

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Bend	0.39%	0.48%	0.56%	0.63%	0.71%
La Pine	0.37%	0.48%	0.59%	0.67%	0.72%
Redmond	0.54%	0.64%	0.72%	0.79%	0.88%
Sisters	0.39%	0.53%	0.63%	0.74%	0.85%
Sunriver	0.33%	0.35%	0.58%	0.71%	1.33%
Terrebonne	0.28%	0.41%	0.51%	0.62%	0.68%
Brothers	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Deschutes County, Oregon

When examining property taxes in Deschutes County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Deschutes County Assessor's Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Deschutes County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Deschutes County. For example, the median tax bill in Deschutes County is $4,736, with tax bills ranging significantly across the county. Sisters has the highest median home price at $792,590.

Property Tax Assessment Values Across Deschutes County, Oregon

Source: Ownwell

$382,825

$692,340

$1,001,855

Median Deschutes County Market Value

$646,345

Median Oregon Market Value

$438,140

Median United States Market Value

$235,294

Property Tax Assessment Values Across Deschutes County, Oregon

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Bend	$447,198	$560,740	$722,870	$1,000,100	$1,405,490
La Pine	$171,472	$266,572	$382,825	$526,585	$737,227
Redmond	$346,401	$412,980	$506,235	$636,278	$856,946
Sisters	$467,865	$584,425	$792,590	$1,111,035	$1,544,642
Sunriver	$292,010	$292,040	$649,760	$968,820	$1,260,496
Terrebonne	$273,954	$430,475	$595,680	$838,660	$1,298,546
Brothers	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Deschutes County, Oregon

In Deschutes County, OR, property tax bills are calculated based on the assessed value of a home, which is determined by the county assessor. This value is influenced by factors such as the size, location, and condition of the property. The county's property tax rate is applied to this assessed value to determine the annual tax bill. The median home price in Deschutes County is $646,345, which contributes to a median property tax bill that often surpasses the national median of $2,400. Homeowners in Deschutes County can expect a tax bill ranging from the 25th percentile at $2,756 to the 75th percentile at $5,272, with the 90th percentile reaching $7,609. The city of Sisters has the highest median tax bill in the county at $4,736, while La Pine has the lowest at $2,154. These tax bills can significantly impact homeowners, influencing their financial planning and potentially affecting property affordability in the region.

Property Tax Bills Across Deschutes County, Oregon

Source: Ownwell

$2,154

$3,729

$5,304

Median Deschutes County Tax Bill

$3,746

Median Oregon Tax Bill

$3,628

Median United States Tax Bill

$2,400

Property Tax Bills Across Deschutes County, Oregon

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Bend	$2,132	$2,945	$3,982	$5,648	$8,127
La Pine	$791	$1,463	$2,154	$2,912	$3,720
Redmond	$2,291	$2,910	$3,629	$4,614	$6,171
Sisters	$2,289	$3,325	$4,736	$7,085	$9,470
Sunriver	$955	$1,021	$3,886	$6,142	$8,670
Terrebonne	$1,084	$1,871	$2,983	$4,399	$6,314
Brothers	N/A	N/A	N/A	N/A	N/A

Source: Ownwell