Cave Junction, Josephine County, Oregon Property Taxes
Property Taxes in Cave Junction, Oregon
Median Cave Junction, Oregon effective property tax rate: 0.63%, significantly lower than the national median of 1.02%, and lower than the Oregon state median of 0.87%.
Median Cave Junction, Oregon home value: $193,140
Median annual Cave Junction, Oregon tax bill: $1,224, lower than the national median property tax bill of $2,400.
How are property taxes in Josephine calculated?
Property taxes in Cave Junction, Oregon are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Cave Junction's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Cave Junction, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Cave Junction, Josephine County, Oregon Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.63%
Estimate Property Tax Bill
$1,217
$1,129
How Does the Cave Junction Property Tax Calculator Work?
Use this Cave Junction property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Cave Junction's median effective tax rate of 0.63% — based on actual property records in Josephine County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Cave Junction's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Cave Junction: rates range from 0.63% in 97523 to 0.63% in 97523, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Cave Junction.
About Cave Junction Property Taxes
About Property Taxes in Cave Junction, Josephine, Oregon
Cave Junction’s median effective property tax rate of 0.63% is lower than the Oregon state median of 0.87% and lower than the national median of 1.02%. This rate reflects the Josephine County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Cave Junction. Homeowners in the 97523 ZIP code carry a median effective rate of 0.63%, while those in 97523 pay 0.63%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Josephine County. Understanding which part of Cave Junction you live in can make a meaningful difference to your annual tax bill.
Cave Junction homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before December 31, 2025.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Cave Junction, Josephine County, Oregon
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Cave Junction's effective property tax rate to other cities in Oregon and the median property tax rates in Oregon and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cave Junction Tax Rate
0.63%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Josephine County Tax Rate
0.57%
Median Effective Oregon Tax Rate
0.87%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Cave Junction, Josephine County, Oregon
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 97523 | 0.37% | 0.52% | 0.63% | 0.77% | 0.92% |
Source: Ownwell
Property Tax Assessment Values Across Cave Junction, Josephine County, Oregon
When examining property taxes in Cave Junction, Oregon, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. Josephine County estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in the spring each year and typically reach your mailbox by the middle of October. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Cave Junction is $193,140, with tax bills ranging from $427 at the 25th percentile to $2,704 at the 90th percentile. The median tax bill is $1,224, which is below the national median property tax bill of $2,400 and below the national median property tax rate of 1.02%.
Property Tax Assessment Values Across Cave Junction, Josephine County, Oregon
Source: Ownwell
$134,020
$269,378
$404,735
Median Cave Junction Market Value
$193,140
Median Josephine County Market Value
$337,940
Median Oregon Market Value
$450,850
Median United States Market Value
$235,294
Property Tax Assessment Values Across Cave Junction, Josephine County, Oregon
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 97523 | $7,760 | $61,085 | $193,140 | $298,748 | $383,475 |
Source: Ownwell
Property Tax Bills Across Cave Junction, Josephine County, Oregon
Property tax bills in Cave Junction are based on the assessed value of a home, which is then multiplied by the local tax rate. For homeowners in Josephine County, the median home price is $193,140, and that value helps shape the tax bill each year. Local taxing districts, exemptions, and any voter-approved levies can also affect the final amount, so two homes with similar market values may still have different bills.
The typical property tax bill in Cave Junction is $1,224, which is below the national median property tax bill of $2,400. Bills can vary widely: the 25th percentile is $427, while the 75th percentile is $1,956 and the 90th percentile is $2,704. That range shows how much location and assessed value can influence what homeowners owe. For many homeowners, understanding how the bill is calculated is important because even small changes in assessed value or tax rates can increase annual housing costs.
Median Cave Junction Tax Bill
$1,224
Median Josephine County Tax Bill
$1,969
Median Oregon Tax Bill
$3,806
Median United States Tax Bill
$2,400
Property Tax Bills Across Cave Junction, Josephine County, Oregon
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 97523 | $27 | $427 | $1,224 | $1,956 | $2,704 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | December 31 |
Links | |
|---|---|
| Josephine Tax Assessor | |
| Website | jcpa.josephinecounty.gov |