Eugene, Lane County, Oregon Property Taxes
Property Taxes in Eugene, Oregon
Median Eugene, Oregon effective property tax rate: 0.95%, significantly lower than the national median of 1.02%, and higher than the Oregon state median of 0.87%.
Median Eugene, Oregon home value: $446,152
Median annual Eugene, Oregon tax bill: $4,179, $1,779 higher than the national median property tax bill of $2,400.
How are property taxes in Lane calculated?
Property taxes in Eugene, Oregon are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Eugene's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Eugene, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Eugene, Lane County, Oregon Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.95%
Estimate Property Tax Bill
$4,238
$3,933
How Does the Eugene Property Tax Calculator Work?
Use this Eugene property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Eugene's median effective tax rate of 0.95% — based on actual property records in Lane County — to generate your estimate.
Enter your property's estimated assessed value — the figure used to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Eugene's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Eugene: rates range from the lowest median tax bill of $3,097.00 in 97402 to the highest median tax bill of $6,231.00 in 97403, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Eugene.
About Eugene Property Taxes
About Property Taxes in Eugene, Lane, Oregon
Eugene’s median effective property tax rate of 0.95% is lower than the Oregon state median of 0.87% and lower than the national median of 1.02%. This rate reflects the Lane County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Eugene. Homeowners in the 97408 ZIP code carry a median effective rate of 1.06%, while those in 97404 pay 0.86%. This spread — 0.20 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Lane County. Understanding which part of Eugene you live in can make a meaningful difference to your annual tax bill.
Eugene homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the December 31, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Eugene, Lane County, Oregon
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Eugene's effective property tax rate to other cities in Oregon and the median property tax rates in Oregon and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Eugene Tax Rate
0.95%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Lane County Tax Rate
0.86%
Median Effective Oregon Tax Rate
0.87%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Eugene, Lane County, Oregon
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 97401 | 0.84% | 0.95% | 1.05% | 1.15% | 1.28% |
| 97402 | 0.66% | 0.79% | 0.88% | 0.96% | 1.06% |
| 97403 | 0.77% | 0.88% | 1.01% | 1.14% | 1.27% |
| 97404 | 0.63% | 0.69% | 0.86% | 1.01% | 1.11% |
| 97405 | 0.72% | 0.87% | 1.00% | 1.14% | 1.26% |
| 97408 | 0.69% | 0.88% | 1.06% | 1.17% | 1.28% |
Source: Ownwell
Property Tax Assessment Values Across Eugene, Lane County, Oregon
When examining property taxes in Eugene, Oregon, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Lane County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Lane County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of October.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Eugene.
For example, the median home price in Eugene is $446,152, with tax bills ranging significantly across the county. 97403 has the highest median home price at $585,982.
Property Tax Assessment Values Across Eugene, Lane County, Oregon
Source: Ownwell
$177,945
$381,964
$585,982
Median Eugene Market Value
$446,152
Median Lane County Market Value
$397,296
Median Oregon Market Value
$450,850
Median United States Market Value
$235,294
Property Tax Assessment Values Across Eugene, Lane County, Oregon
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 97401 | $312,437 | $419,862 | $503,324 | $625,963 | $795,947 |
| 97402 | $76,977 | $261,239 | $359,645 | $434,990 | $540,129 |
| 97403 | $28,329 | $394,538 | $585,982 | $749,362 | $936,356 |
| 97404 | $311,340 | $363,365 | $429,080 | $502,902 | $587,566 |
| 97405 | $309,100 | $399,662 | $505,579 | $640,184 | $813,126 |
| 97408 | $74,173 | $360,100 | $523,612 | $724,186 | $918,038 |
Source: Ownwell
Property Tax Bills Across Eugene, Lane County, Oregon
Property tax bills in Eugene are based on the assessed value of a home, which is then multiplied by the local tax rate. For a home with a median value of $446,152, the bill can vary widely depending on location, exemptions, and local levies. In Eugene, the property tax bill is not the same for every homeowner because different neighborhoods and tax districts can produce different results.
The typical property tax bill in Eugene is higher than the national median property tax bill of $2,400, reflecting the area’s local tax structure. Homeowners in the city face a median tax bill of $3,097 in the lowest-tax ZIP code and $6,231 in the highest-tax ZIP code, showing how much bills can change across the city. For many homeowners, this means property taxes can be a significant part of housing costs and can affect long-term affordability.
Median Eugene Tax Bill
$4,179
Median Lane County Tax Bill
$3,293
Median Oregon Tax Bill
$3,806
Median United States Tax Bill
$2,400
Property Tax Bills Across Eugene, Lane County, Oregon
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 97401 | $3,013 | $4,056 | $5,194 | $6,793 | $9,181 |
| 97402 | $894 | $2,335 | $3,097 | $3,921 | $4,748 |
| 97403 | $2,655 | $4,364 | $6,231 | $8,044 | $10,207 |
| 97404 | $2,182 | $2,697 | $3,526 | $4,832 | $5,965 |
| 97405 | $2,548 | $3,765 | $5,020 | $6,700 | $9,039 |
| 97408 | $1,471 | $3,318 | $5,543 | $8,114 | $10,808 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | December 31 |
Links | |
|---|---|
| Lane Tax Assessor | |
| Website | lcmaps.lanecounty.org |