Bear Lake, Warren County, Pennsylvania Property Taxes
Property Taxes in Bear Lake, Pennsylvania
Median Bear Lake, Pennsylvania effective property tax rate: 3.35%, significantly higher than the national median of 1.02%, and higher than the Pennsylvania state median of 2.75%.
Median Bear Lake, Pennsylvania home value: $35,402
Median annual Bear Lake, Pennsylvania tax bill: $1,150, $1,250 lower than the national median property tax bill of $2,400.
How are property taxes in Warren calculated?
Property taxes in Bear Lake, Pennsylvania are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Bear Lake's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Bear Lake, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Bear Lake, Warren County, Pennsylvania Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
3.35%
Estimate Property Tax Bill
$1,186
$1,101
How Does the Bear Lake Property Tax Calculator Work?
Use this Bear Lake property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Bear Lake's median effective tax rate of 3.35% — based on actual property records in Warren County — to generate your estimate.
Enter your property's estimated assessed value — the figure used to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Bear Lake's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Bear Lake's median effective tax rate is higher than Pennsylvania's 2.75% median rate and higher than Warren County's rate. The median property tax bill is $1,150, which is lower than the state median bill by $1,250.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Bear Lake.
About Bear Lake Property Taxes
About Property Taxes in Bear Lake, Warren, Pennsylvania
Bear Lake's median effective property tax rate of 3.35% is higher than the Pennsylvania state median of 2.75% and higher than the national median of 1.02%. This rate reflects the Warren County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Bear Lake. Homeowners in the 16402 ZIP code carry a median effective rate of 3.35%, while those in 16402 pay 3.35%. This spread reflects how school district boundaries and local assessment districts are drawn across Warren County. Understanding which part of Bear Lake you live in can make a meaningful difference to your annual tax bill.
Bear Lake homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before August 1, 2026.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Bear Lake, Warren County, Pennsylvania
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Bear Lake's effective property tax rate to other cities in Pennsylvania and the median property tax rates in Pennsylvania and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Bear Lake Tax Rate
3.35%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Warren County Tax Rate
4.13%
Median Effective Pennsylvania Tax Rate
2.75%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Bear Lake, Warren County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 16402 | 2.15% | 2.73% | 3.35% | 4.28% | 4.47% |
Source: Ownwell
Property Tax Assessment Values Across Bear Lake, Warren County, Pennsylvania
When examining property taxes in Bear Lake, Pennsylvania, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Warren County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Warren County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Bear Lake.
For example, the median home price in Bear Lake is $35,402, with tax bills ranging significantly across the county. 16402 has the highest median home price at $35,402.
Property Tax Assessment Values Across Bear Lake, Warren County, Pennsylvania
Source: Ownwell
$14,730
$31,527
$48,324
Median Bear Lake Market Value
$35,402
Median Warren County Market Value
$33,924
Median Pennsylvania Market Value
$118,310
Median United States Market Value
$235,294
Property Tax Assessment Values Across Bear Lake, Warren County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 16402 | $13,052 | $23,512 | $35,402 | $49,760 | $70,128 |
Source: Ownwell
Property Tax Bills Across Bear Lake, Warren County, Pennsylvania
Property tax bills in Bear Lake are calculated by applying the local property tax rate to a home’s assessed value, which is based on the market value of the property. For homeowners, this means the tax bill can change when the assessed value changes, even if the tax rate stays the same. In Warren County, the median home price is $35,402, which helps explain why tax bills can vary widely from one property to another.
The typical property tax bill in the area is $1,150, and that figure sits below the national median property tax bill of $2,400. Bills in Bear Lake can also range from $657 at the 25th percentile to $1,669 at the 75th percentile, with the 90th percentile reaching $2,269. For homeowners, this means property taxes can have a meaningful impact on annual housing costs, especially when a home’s assessed value is higher than expected.
Median Bear Lake Tax Bill
$1,150
Median Warren County Tax Bill
$1,302
Median Pennsylvania Tax Bill
$3,050
Median United States Tax Bill
$2,400
Property Tax Bills Across Bear Lake, Warren County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 16402 | $373 | $657 | $1,150 | $1,669 | $2,269 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | September 1 |
Links | |
|---|---|
| Warren Tax Assessor | |
| Website | gis.vgsi.com |