Property Taxes in Pennsylvania

Name: Property Tax Bills Across Pennsylvania
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Pennsylvania property tax rate: 2.81%, significantly higher than the national median of 1.02%. Median Pennsylvania home value: $114,400. Median annual Pennsylvania tax bill: $3,063, $663 higher than the national median property tax bill of $2,400. How are property taxes in Pennsylvania calculated? Property taxes in Pennsylvania are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption. Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you are in Pennsylvania, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Pennsylvania Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

2.81%

Estimate Property Tax Bill

$3,215

$2,983

$1,102

Average Tax Savings

Ownwell’s Pennsylvania Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Pennsylvania with just two data points. By entering your property's estimated assessed value, our calculator applies Pennsylvania's median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Pennsylvania. For those interested in more localized information, please scroll down to explore county and city-level trends!

Property Tax Rates Across Pennsylvania

Local government entities set tax rates, which can vary widely within a state. Annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare a Pennsylvania county’s effective property tax rate to other counties in Pennsylvania or the U.S. median property tax rate. For instance, Westmoreland County has the highest effective property tax rate in Pennsylvania, at 12.81%, while Monroe County has the lowest, at 0.59%.

Property Tax Rates Across Pennsylvania

Source: Ownwell

0.25%

6.53%

12.81%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Pennsylvania Tax Rate

2.81%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Pennsylvania

County	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Adams	1.33%	1.69%	1.78%	2.05%	2.15%
Allegheny	1.12%	2.25%	2.59%	3.06%	3.60%
Armstrong	2.41%	2.80%	2.94%	3.21%	3.55%
Beaver	5.30%	5.38%	6.15%	6.36%	7.05%
Bedford	1.19%	1.33%	1.45%	1.57%	1.61%
Berks	3.76%	4.08%	4.37%	4.47%	4.59%
Blair	1.24%	1.37%	1.57%	1.57%	1.63%
Bradford	2.05%	2.82%	3.22%	3.62%	4.07%
Bucks	1.56%	1.59%	1.91%	2.01%	2.20%
Cambria	9.06%	9.33%	10.13%	12.20%	13.23%
Cameron	3.77%	3.89%	4.04%	4.12%	4.54%
Carbon	2.89%	3.13%	3.64%	3.88%	4.82%
Centre	2.90%	3.04%	3.13%	3.59%	3.72%
Chester	2.73%	3.07%	3.50%	4.06%	4.88%
Clarion	7.56%	7.66%	8.04%	9.03%	9.20%
Clearfield	0.25%	0.25%	0.25%	0.25%	0.25%
Clinton	1.97%	1.98%	2.04%	2.26%	2.88%
Columbia	3.20%	3.37%	3.65%	4.11%	4.13%
Crawford	2.78%	4.33%	5.74%	6.03%	6.27%
Cumberland	1.34%	1.46%	1.84%	1.94%	2.11%
Dauphin	2.66%	2.69%	2.88%	3.47%	4.84%
Delaware	1.82%	2.22%	2.80%	3.73%	4.19%
Elk	2.80%	2.90%	3.06%	3.63%	3.76%
Erie	2.08%	2.53%	2.59%	3.76%	3.76%
Fayette	0.71%	0.75%	0.87%	1.68%	2.65%
Forest	8.41%	8.43%	8.80%	9.14%	9.21%
Fulton	4.20%	4.20%	4.59%	4.76%	4.87%
Greene	3.05%	3.40%	3.80%	4.28%	4.50%
Huntingdon	0.67%	5.16%	5.91%	6.12%	6.51%
Indiana	1.44%	1.74%	2.03%	2.30%	2.63%
Juniata	9.49%	9.59%	9.79%	9.84%	10.34%
Lancaster	1.82%	1.95%	2.13%	2.39%	3.73%
Lawrence	2.41%	2.59%	2.91%	3.56%	4.11%
Lebanon	1.94%	2.03%	2.19%	2.28%	2.99%
Lehigh	2.03%	2.30%	2.78%	3.21%	3.38%
Lycoming	2.24%	2.42%	2.61%	3.03%	4.00%
McKean	2.63%	3.19%	3.45%	3.79%	3.94%
Mifflin	2.71%	2.78%	2.92%	3.17%	3.31%
Monroe	0.38%	0.51%	0.59%	0.73%	2.49%
Montgomery	3.14%	3.63%	3.94%	4.56%	6.05%
Montour	1.64%	1.70%	1.78%	2.44%	2.44%
Northampton	3.61%	3.66%	3.95%	4.35%	4.42%
Perry	1.20%	1.20%	1.60%	1.80%	1.80%
Philadelphia	0.50%	0.79%	1.20%	1.40%	1.40%
Pike	2.69%	2.70%	3.72%	3.88%	3.98%
Potter	5.26%	6.33%	6.53%	6.96%	8.36%
Schuylkill	2.96%	3.08%	3.41%	4.06%	4.53%
Snyder	2.36%	2.38%	2.51%	3.10%	4.48%
Somerset	1.90%	2.24%	2.69%	3.00%	3.23%
Sullivan	1.11%	1.15%	1.19%	1.28%	1.28%
Susquehanna	2.95%	3.07%	3.31%	3.55%	3.73%
Tioga	2.33%	2.65%	2.81%	2.99%	3.29%
Union	1.09%	1.56%	2.00%	2.07%	2.28%
Warren	2.92%	3.45%	3.99%	4.29%	4.54%
Washington	1.59%	1.64%	1.79%	1.92%	2.27%
Wayne	1.95%	2.17%	2.19%	2.30%	2.37%
Westmoreland	10.80%	11.67%	12.81%	13.99%	14.82%
Wyoming	5.16%	5.59%	5.74%	5.76%	6.12%
York	2.68%	2.94%	3.29%	3.47%	3.73%
Butler	N/A	N/A	N/A	N/A	N/A
Franklin	N/A	N/A	N/A	N/A	N/A
Jefferson	N/A	N/A	N/A	N/A	N/A
Lackawanna	N/A	N/A	N/A	N/A	N/A
Luzerne	N/A	N/A	N/A	N/A	N/A
Mercer	N/A	N/A	N/A	N/A	N/A
Northumberland	N/A	N/A	N/A	N/A	N/A
Venango	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Pennsylvania

Understanding the distinction between "market value" and "assessed value" is crucial when examining property taxes in Pennsylvania. The market value is what a willing buyer would pay to a willing seller in an open and competitive market. Location, property condition, and economic market trends often influence it. Each Pennsylvania county assessor estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices: In Pennsylvania, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the end of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Pennsylvania. For example, Bucks County has the highest median home price at $300,000.

Property Tax Assessment Values Across Pennsylvania

Source: Ownwell

$6,350

$153,175

$300,000

Median Pennsylvania Market Value

$114,400

Median United States Market Value

$235,294

Property Tax Assessment Values Across Pennsylvania

County	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Adams	$123,600	$159,000	$207,500	$284,900	$398,200
Allegheny	$35,000	$64,100	$108,200	$172,400	$279,000
Armstrong	$31,370	$53,860	$84,270	$129,380	$196,200
Beaver	$21,300	$31,500	$44,800	$62,700	$91,300
Bedford	$22,400	$54,300	$101,200	$155,100	$242,000
Berks	$35,000	$66,800	$97,000	$140,400	$196,200
Blair	$44,200	$72,100	$113,500	$162,900	$228,100
Bradford	$22,900	$40,301	$61,590	$91,800	$141,303
Bucks	$165,957	$212,766	$300,000	$421,277	$584,468
Cambria	$4,180	$7,200	$12,040	$20,250	$29,620
Cameron	$7,190	$14,100	$27,300	$40,675	$56,305
Carbon	$26,500	$51,600	$80,600	$119,800	$163,570
Centre	$28,010	$59,740	$97,340	$150,000	$212,792
Chester	$83,190	$118,390	$166,835	$232,980	$316,000
Clarion	$2,860	$7,310	$13,522	$21,570	$30,533
Clearfield	$24,495	$51,010	$86,111	$136,869	$203,131
Clinton	$12,480	$27,000	$57,200	$95,500	$145,620
Columbia	$27,928	$40,533	$60,804	$91,516	$127,511
Crawford	$8,100	$15,301	$26,552	$41,850	$59,770
Cumberland	$101,100	$139,300	$182,700	$250,900	$346,400
Dauphin	$37,100	$63,200	$99,700	$146,200	$222,400
Delaware	$70,700	$115,410	$197,870	$322,000	$482,579
Elk	$4,500	$15,100	$39,300	$57,800	$81,400
Erie	$35,000	$67,275	$98,900	$145,100	$208,950
Fayette	$16,130	$31,340	$51,500	$84,100	$130,110
Forest	$2,670	$3,970	$6,350	$10,590	$17,080
Fulton	$1,340	$4,385	$13,800	$28,675	$49,220
Greene	$8,000	$18,862	$35,632	$66,272	$110,582
Huntingdon	$5,000	$8,400	$15,500	$27,450	$42,000
Indiana	$23,200	$56,600	$98,600	$151,600	$221,390
Juniata	$5,180	$9,640	$17,920	$26,550	$36,372
Lancaster	$79,900	$132,600	$177,300	$237,000	$314,200
Lawrence	$19,700	$38,800	$65,300	$104,900	$159,200
Lebanon	$62,730	$113,346	$159,855	$225,871	$316,632
Lehigh	$76,700	$114,200	$166,200	$243,000	$324,100
Lycoming	$36,811	$62,870	$87,660	$123,225	$166,840
McKean	$7,460	$12,980	$23,400	$50,090	$92,568
Mifflin	$27,300	$43,600	$67,100	$98,600	$142,800
Monroe	$63,170	$95,000	$134,550	$185,880	$249,910
Montgomery	$79,730	$107,820	$143,105	$196,300	$283,677
Montour	$48,150	$76,800	$108,200	$160,200	$235,600
Northampton	$63,200	$83,600	$115,200	$158,600	$214,400
Perry	$45,200	$87,700	$142,500	$208,800	$313,600
Philadelphia	$69,800	$115,000	$182,300	$268,100	$411,000
Pike	$58,720	$80,652	$106,483	$139,437	$176,573
Potter	$3,659	$7,040	$13,240	$23,342	$37,028
Schuylkill	$17,460	$28,790	$47,370	$87,520	$132,546
Snyder	$7,050	$11,420	$20,600	$29,520	$39,041
Somerset	$18,626	$32,300	$50,500	$79,700	$119,390
Sullivan	$38,791	$68,502	$127,680	$225,120	$358,848
Susquehanna	$9,020	$20,200	$40,400	$63,200	$94,580
Tioga	$21,110	$42,560	$70,440	$107,470	$155,036
Union	$7,000	$21,375	$93,150	$254,525	$427,160
Warren	$9,137	$20,155	$33,691	$49,570	$70,500
Washington	$38,900	$73,700	$129,900	$214,200	$331,800
Wayne	$20,400	$112,075	$179,900	$259,100	$374,800
Westmoreland	$5,620	$9,780	$16,850	$27,340	$40,770
Wyoming	$17,000	$32,400	$49,130	$71,082	$99,413
York	$51,960	$93,590	$130,990	$177,672	$246,010
Butler	N/A	N/A	N/A	N/A	N/A
Franklin	N/A	N/A	N/A	N/A	N/A
Jefferson	N/A	N/A	N/A	N/A	N/A
Lackawanna	N/A	N/A	N/A	N/A	N/A
Luzerne	N/A	N/A	N/A	N/A	N/A
Mercer	N/A	N/A	N/A	N/A	N/A
Northumberland	N/A	N/A	N/A	N/A	N/A
Venango	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Pennsylvania

In Pennsylvania, property tax bills are calculated based on the assessed value of a home, which is determined by county assessors. Factors such as property size, location, and improvements can influence this assessed value. The median property tax bill in Pennsylvania is notably higher than the national median, with the 75th percentile reaching $4,991. Chester County stands out with the highest median tax bill at $6,037, while Clearfield County has the lowest at $214. For homeowners, these taxes can significantly impact finances. Ownwell offers expert property tax appeal services, helping homeowners potentially reduce their tax bills by ensuring their property is fairly assessed, leading to substantial savings.

Property Tax Bills Across Pennsylvania

Source: Ownwell

$214

$3,126

$6,037

Median Pennsylvania Tax Bill

$3,063

Median United States Tax Bill

$2,400

Property Tax Bills Across Pennsylvania

County	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Adams	$2,226	$2,978	$3,745	$4,840	$6,183
Allegheny	$691	$1,326	$2,758	$4,656	$7,567
Armstrong	$880	$1,559	$2,533	$3,877	$5,817
Beaver	$1,248	$1,936	$2,704	$3,716	$5,349
Bedford	$322	$776	$1,429	$2,146	$3,047
Berks	$1,513	$2,874	$4,153	$5,894	$8,164
Blair	$672	$1,075	$1,685	$2,395	$3,251
Bradford	$655	$1,231	$1,935	$2,799	$3,991
Bucks	$3,243	$4,228	$5,548	$7,409	$10,050
Cambria	$433	$783	$1,315	$2,131	$3,137
Cameron	$282	$554	$1,107	$1,684	$2,313
Carbon	$1,181	$1,901	$2,835	$4,140	$5,736
Centre	$1,007	$2,018	$3,173	$4,814	$6,786
Chester	$3,119	$4,347	$6,037	$8,242	$10,777
Clarion	$234	$588	$1,119	$1,793	$2,602
Clearfield	$61	$126	$214	$339	$505
Clinton	$267	$584	$1,228	$2,158	$3,210
Columbia	$1,047	$1,544	$2,229	$3,262	$4,508
Crawford	$408	$784	$1,304	$2,059	$3,013
Cumberland	$1,747	$2,411	$3,176	$4,279	$5,787
Dauphin	$1,511	$2,227	$3,037	$4,323	$6,359
Delaware	$2,387	$4,058	$5,691	$7,798	$10,761
Elk	$138	$456	$1,325	$1,947	$2,720
Erie	$1,128	$2,047	$2,898	$3,894	$5,394
Fayette	$145	$303	$548	$1,000	$1,702
Forest	$233	$351	$559	$941	$1,526
Fulton	$141	$281	$734	$1,475	$2,310
Greene	$301	$705	$1,387	$2,487	$4,041
Huntingdon	$136	$370	$782	$1,468	$2,333
Indiana	$541	$1,179	$2,051	$3,149	$4,457
Juniata	$527	$963	$1,779	$2,642	$3,638
Lancaster	$2,240	$3,026	$3,883	$5,092	$6,696
Lawrence	$729	$1,314	$2,023	$2,973	$4,377
Lebanon	$1,598	$2,568	$3,511	$4,832	$6,691
Lehigh	$2,348	$3,312	$4,452	$5,909	$7,638
Lycoming	$991	$1,869	$2,556	$3,356	$4,437
McKean	$255	$442	$784	$1,580	$2,737
Mifflin	$820	$1,345	$1,976	$2,865	$4,135
Monroe	$390	$559	$814	$1,224	$2,288
Montgomery	$3,303	$4,398	$5,764	$7,998	$11,260
Montour	$981	$1,589	$2,126	$2,936	$4,288
Northampton	$2,775	$3,527	$4,642	$6,244	$8,412
Perry	$601	$1,277	$2,100	$3,148	$4,715
Philadelphia	$518	$1,040	$1,943	$3,057	$4,667
Pike	$1,905	$2,651	$3,676	$4,831	$6,106
Potter	$321	$565	$970	$1,542	$2,217
Schuylkill	$726	$1,066	$1,680	$2,896	$4,338
Snyder	$201	$343	$582	$836	$1,098
Somerset	$460	$808	$1,299	$2,157	$3,362
Sullivan	$479	$837	$1,552	$2,748	$4,516
Susquehanna	$306	$667	$1,338	$2,093	$3,118
Tioga	$575	$1,178	$1,960	$2,911	$4,066
Union	$140	$461	$1,656	$3,697	$6,092
Warren	$341	$710	$1,260	$1,892	$2,730
Washington	$527	$1,308	$2,319	$3,783	$5,799
Wayne	$575	$2,591	$4,013	$5,736	$8,289
Westmoreland	$756	$1,287	$2,150	$3,453	$5,134
Wyoming	$1,140	$1,944	$2,930	$4,154	$5,736
York	$2,191	$3,159	$4,203	$5,574	$7,613
Butler	N/A	N/A	N/A	N/A	N/A
Franklin	N/A	N/A	N/A	N/A	N/A
Jefferson	N/A	N/A	N/A	N/A	N/A
Lackawanna	N/A	N/A	N/A	N/A	N/A
Luzerne	N/A	N/A	N/A	N/A	N/A
Mercer	N/A	N/A	N/A	N/A	N/A
Northumberland	N/A	N/A	N/A	N/A	N/A
Venango	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Want to lower your Pennsylvania property taxes?

Looking to reduce your Pennsylvania property taxes? Ownwell is the leading property tax appeal company in Pennsylvania. Ownwell specializes in helping Pennsylvania property owners lower their taxes and works with county tax assessors all across the state every year. Through our tax monitoring service, we will collect everything from you to maximize your tax reductions. We navigate the complexities of Pennsylvania property tax appeals and all available Pennsylvania property tax exemptions, so you don’t have to. Whether you're a homeowner, a real estate investor, or an asset manager employee, our local Pennsylvania team at Ownwell has the expertise to assess your current property tax situation and identify strategic opportunities to reduce property taxes. By handling the appeal process from start to finish, we not only simplify the procedure but also enhance your chances of securing a favorable outcome. Let Ownwell be your partner in lowering your Pennsylvania property tax expenses through our proven strategies and professional advocacy.

Property Tax Appeals in Pennsylvania

In Pennsylvania, homeowners who believe their property tax assessments are inaccurate have the right to protest. The process begins by filing an appeal with the local Board of Assessment Appeals, which is responsible for reviewing and deciding on these matters. Homeowners must typically submit a written appeal form, providing evidence that supports their claim that the assessed value of their property is incorrect. This evidence can include recent sales data of comparable properties, independent appraisals, or any other relevant documentation that demonstrates the property's market value is lower than the assessed value.

Once the appeal is filed, a hearing is scheduled, where homeowners can present their case before the board. It's crucial to be well-prepared for this hearing, as it is the opportunity to make a compelling argument for a reduced assessment. The board will review the evidence and make a decision, which can result in either a reduction, no change, or, in some cases, an increase in the property's assessed value.

Navigating the property tax appeal process can be complex and time-consuming, which is where Ownwell can offer significant assistance. Our team of experts can guide homeowners through each step, from gathering the necessary documentation to representing them at the hearing. With a deep understanding of local property tax laws and procedures, Ownwell ensures that homeowners have the best chance of achieving a favorable outcome. By leveraging our expertise, homeowners can potentially reduce their property tax bills, easing their financial burden and ensuring they are not overpaying on their taxes.

Exemptions in Pennsylvania

Pennsylvania offers several property tax exemption programs designed to provide relief to homeowners. The Homestead Exclusion is a primary exemption available to residents, reducing the assessed value of a primary residence, which in turn lowers the property tax bill. To qualify, homeowners must apply through their local county assessment office, providing proof of residency and ownership. Another key program is the Property Tax/Rent Rebate Program, which benefits seniors, widows, widowers, and disabled individuals meeting specific income requirements. Eligible participants can receive a rebate on property taxes or rent paid the previous year. Applications are submitted annually to the Pennsylvania Department of Revenue.

Veterans with disabilities may also qualify for the Disabled Veterans Real Estate Tax Exemption, which provides full exemption from property taxes on their primary residence. Eligibility is determined by the Pennsylvania Department of Military and Veterans Affairs, and requires proof of disability and honorable discharge.

Ownwell can assist homeowners in navigating these programs by ensuring they meet eligibility criteria and submitting accurate applications. Our expertise in property tax laws and exemption programs allows us to guide homeowners through the process, maximizing their potential savings. By leveraging Ownwell's services, homeowners can confidently apply for exemptions and reduce their property tax burden effectively.

Available Exemptions