Charlestown, Washington County, Rhode Island Property Taxes

Name: Property Tax Bills Across Charlestown, Washington County, Rhode Island
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Charlestown, RI effective property tax rate: 0.57%, significantly lower than the national median of 1.02%, but lower than the Rhode Island state median of 1.48%.
Median Charlestown, RI home value: $547,400
Median annual Charlestown, RI tax bill: $3,146, $746 higher than the national median property tax bill of $2,400.

How are property taxes in Washington County calculated?

Property taxes in Charlestown, RI are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Charlestown’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Charlestown, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Charlestown, Washington County, Rhode Island Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.57%

Estimate Property Tax Bill

$3,120

$2,895

Ownwell’s Charlestown Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Charlestown with just two data points. By entering your property's estimated assessed value, our calculator applies Charlestown’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Washington County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Charlestown, Washington County, Rhode Island

Local government entities set tax rates, which can vary widely within a state. The reason for this variation is that annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

In Charlestown in Washington County, the effective property tax rate stands at 0.57%. This is significantly lower than the national median property tax rate of 1.02%. The median property tax rate in Rhode Island can be compared to the national median rate to understand how Charlestown fares against broader trends. While Rhode Island's overall property tax rates may differ, Charlestown's rate remains consistent, offering a favorable comparison to the national landscape.

Below, you can compare Charlestown’s effective property tax rate to other cities in Rhode Island and the median property tax rates in Rhode Island and the U.S.

Property Tax Rates Across Charlestown, Washington County, Rhode Island

Source: Ownwell

0.57%

1.03%

1.48%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Charlestown Tax Rate

0.57%

Median Effective Washington County Tax Rate

1.10%

Median Effective Rhode Island Tax Rate

1.48%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Charlestown, Washington County, Rhode Island

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
02813	0.57%	0.57%	0.57%	0.57%	0.57%

Source: Ownwell

Property Tax Assessment Values Across Charlestown, Washington County, Rhode Island

When examining property taxes in Charlestown, Rhode Island, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Washington County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Washington County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Charlestown. For example, the median home price in Charlestown is $547,400, with tax bills ranging significantly across the county. Zip code 02813 has the highest median home price at $547,400.

Property Tax Assessment Values Across Charlestown, Washington County, Rhode Island

Source: Ownwell

$136,250

$657,225

$1,178,200

Median Charlestown Market Value

$547,400

Median Washington County Market Value

$428,800

Median Rhode Island Market Value

$326,800

Median United States Market Value

$235,294

Property Tax Assessment Values Across Charlestown, Washington County, Rhode Island

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
02813	$297,600	$405,525	$547,400	$844,125	$1,460,570

Source: Ownwell

Property Tax Bills Across Charlestown, Washington County, Rhode Island

In Charlestown, Washington County, RI, property tax bills are determined by multiplying the assessed value of a home by the local tax rate. The assessed value is a percentage of the home's market value, which can fluctuate based on local real estate trends. Homeowners in Charlestown face a median tax bill of $3,146, which is significantly higher than the national median of $2,400. Factors influencing this bill include the property's assessed value and the local tax rate set by the municipality. Homeowners at the 25th percentile pay around $2,328, while those at the 75th percentile pay approximately $4,867, and at the 90th percentile, the tax bill can reach $8,447. These variations highlight the importance of ensuring accurate property assessments. Ownwell assists homeowners in Charlestown by reviewing property assessments and identifying potential savings. By appealing over-assessed property values, Ownwell can help reduce tax burdens, ensuring homeowners pay only their fair share. This service can lead to significant savings and alleviate financial pressure.

Property Tax Bills Across Charlestown, Washington County, Rhode Island

Source: Ownwell

$1,506

$4,392

$7,278

Median Charlestown Tax Bill

$3,146

Median Washington County Tax Bill

$4,838

Median Rhode Island Tax Bill

$4,920

Median United States Tax Bill

$2,400

Property Tax Bills Across Charlestown, Washington County, Rhode Island

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
02813	$1,708	$2,328	$3,146	$4,867	$8,447

Source: Ownwell