Property Taxes in Ruby, South Carolina
Median Ruby, South Carolina effective property tax rate: 0.46%, significantly lower than the national median of 1.02%, and lower than the South Carolina state median of 0.66%.
Median Ruby, South Carolina home value: $5,000
Median annual Ruby, South Carolina tax bill: $23, $2,377 lower than the national median property tax bill of $2,400.
How are property taxes in Chesterfield calculated?
Property taxes in Ruby, South Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Ruby's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Ruby, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Ruby Property Tax Calculator Work?
Use this Ruby property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Ruby's median effective tax rate of 0.46% — based on actual property records in Chesterfield County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Ruby's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Ruby: rates range from 0.46% to 0.46%, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Ruby.
About Ruby Property Taxes
About Property Taxes in Ruby, Chesterfield, South Carolina
Ruby’s median effective property tax rate of 0.46% is lower than the South Carolina state median of 0.66% and lower than the national median of 1.02%. This rate reflects the Chesterfield County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Ruby. Homeowners in the 29741 ZIP code carry a median effective rate of 0.46%, while those in the lowest ZIP also pay 0.46%. This spread reflects how school district boundaries and local assessment districts are drawn across Chesterfield County. Understanding which part of Ruby you live in can make a meaningful difference to your annual tax bill.
Ruby homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the January 15, 2027 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Ruby, Chesterfield County, South Carolina
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Ruby's effective property tax rate to other cities in South Carolina and the median property tax rates in South Carolina and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Ruby Tax Rate
0.46%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Chesterfield County Tax Rate
0.52%
Median Effective South Carolina Tax Rate
0.66%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Ruby, Chesterfield County, South Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 29741 | 0.17% | 0.41% | 0.46% | 0.46% | 0.46% |
Source: Ownwell
Property Tax Assessment Values Across Ruby, Chesterfield County, South Carolina
When examining property taxes in Ruby, South Carolina, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Chesterfield County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Chesterfield County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Ruby.
For example, the median home price in Ruby is $5,000, with tax bills ranging significantly across the county. 29741 has the highest median home price at $5,000.00.
Property Tax Assessment Values Across Ruby, Chesterfield County, South Carolina
Source: Ownwell
$5,000
$6,250
$7,500
Median Ruby Market Value
$5,000
Median Chesterfield County Market Value
$6,000
Median South Carolina Market Value
$188,850
Median United States Market Value
$274,101
Property Tax Assessment Values Across Ruby, Chesterfield County, South Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 29741 | $3,500 | $5,000 | $5,000 | $10,000 | $36,500 |
Source: Ownwell
Property Tax Bills Across Ruby, Chesterfield County, South Carolina
How are property tax bills calculated in Chesterfield?
Property tax bills in Chesterfield are based on the assessed value of a home and the local tax rate set by the county and other taxing authorities. The assessed value is compared with the market value, and that figure is used to determine how much tax a homeowner owes. A higher assessed value generally leads to a higher tax bill, while a lower assessed value can reduce it.
Several factors can affect the final bill, including the home’s value, any exemptions that apply, and changes in local tax rates. For homeowners, this means the amount due can change from year to year even if nothing about the property itself has changed.
With a median home price of $5,000, Chesterfield property tax bills are relatively low compared with the national median property tax bill of $2,400. The 25th percentile tax bill is $20, the 75th percentile is $39, and the 90th percentile is $79.
Median Ruby Tax Bill
$23
Median Chesterfield County Tax Bill
$37
Median South Carolina Tax Bill
$1,227
Median United States Tax Bill
$3,209
Property Tax Bills Across Ruby, Chesterfield County, South Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 29741 | $11 | $20 | $23 | $39 | $79 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | August 13 |
Links | |
|---|---|
| Chesterfield Tax Assessor | |
| Website | citizenportal.springbrooksoftware.com |