Property Taxes in Coward, South Carolina
Median Coward, South Carolina effective property tax rate: 0.29%, significantly lower than the national median of 1.02%, and lower than the South Carolina state median of 0.66%.
Median Coward, South Carolina home value: $106,556
Median annual Coward, South Carolina tax bill: $379, $2,021 lower than the national median property tax bill of $2,400.
How are property taxes in Florence calculated?
Property taxes in Coward, South Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Coward's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Coward, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Coward Property Tax Calculator Work?
Use this Coward property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Coward's median effective tax rate of 0.29% — based on actual property records in Florence County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Coward's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Coward: rates range from 0.29% in 29530 to 0.29% in 29530, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Coward.
About Coward Property Taxes
About Property Taxes in Coward, Florence, South Carolina
Coward’s median effective property tax rate of 0.29% is lower than the South Carolina state median of 0.66% and lower than the national median of 1.02%. This rate reflects the Florence County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Coward. Homeowners in the 29530 ZIP code carry a median effective rate of 0.29%, while those in the same ZIP code pay 0.29%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Florence County. Understanding which part of Coward you live in can make a meaningful difference to your annual tax bill.
Coward homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the January 15, 2027 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Coward, Florence County, South Carolina
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Coward's effective property tax rate to other cities in South Carolina and the median property tax rates in South Carolina and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Coward Tax Rate
0.29%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Florence County Tax Rate
0.41%
Median Effective South Carolina Tax Rate
0.66%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Coward, Florence County, South Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 29530 | 0.13% | 0.23% | 0.29% | 1.64% | 2.00% |
Source: Ownwell
Property Tax Assessment Values Across Coward, Florence County, South Carolina
When examining property taxes in Coward, South Carolina, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Florence County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Florence County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Coward.
For example, the median home price in Coward is $106,556, with tax bills ranging significantly across the county. 29530 has the highest median home price at $106,556.
Property Tax Assessment Values Across Coward, Florence County, South Carolina
Source: Ownwell
$70,804
$131,139
$191,473
Median Coward Market Value
$106,556
Median Florence County Market Value
$117,803
Median South Carolina Market Value
$188,850
Median United States Market Value
$274,101
Property Tax Assessment Values Across Coward, Florence County, South Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 29530 | $17,524 | $48,994 | $106,556 | $171,259 | $243,211 |
Source: Ownwell
Property Tax Bills Across Coward, Florence County, South Carolina
Property tax bills in Coward are based on the assessed value of a home and the local tax rate set for Florence County. When a property is valued for tax purposes, that assessed amount is multiplied by the applicable rate to determine the bill, so homes with higher market values generally face higher taxes. Factors such as location, property characteristics, and local taxing jurisdictions can all influence the final amount.
For homeowners in Coward, this means tax bills can vary widely even among similar homes. The typical home value in the area is $106,556, and the property tax bill often reflects that lower market base. The 25th percentile tax bill is $196, while the 75th percentile is $749 and the 90th percentile reaches $1,702. In ZIP code 29530, the median tax bill is $379, which is well below the national median property tax bill of $2,400.
Median Coward Tax Bill
$379
Median Florence County Tax Bill
$583
Median South Carolina Tax Bill
$1,227
Median United States Tax Bill
$3,209
Property Tax Bills Across Coward, Florence County, South Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 29530 | $88 | $196 | $379 | $749 | $1,702 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | September 1 |
Links | |
|---|---|
| Florence Tax Assessor | |
| Website | www.qpublic.net |