Property Taxes in Lockhart, South Carolina
Median Lockhart, South Carolina effective property tax rate: 2.03%, significantly higher than the national median of 1.02%, and higher than the South Carolina state median of 0.66%.
Median Lockhart, South Carolina home value: $19,200
Median annual Lockhart, South Carolina tax bill: $268, lower than the national median property tax bill of $2,400.
How are property taxes in Union calculated?
Property taxes in Lockhart, South Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Lockhart's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Lockhart, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Lockhart Property Tax Calculator Work?
Use this Lockhart property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Lockhart's median effective tax rate of 2.03% — based on actual property records in Union County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Lockhart's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Lockhart: rates range from 2.03% in 29364 to 2.03% in 29364, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Lockhart.
About Lockhart Property Taxes
About Property Taxes in Lockhart, Union, South Carolina
Lockhart’s median effective property tax rate of 2.03% is lower than the South Carolina state median of 0.66% and higher than the national median of 1.02%. This rate reflects the Union County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Lockhart. Homeowners in the 29364 ZIP code carry a median effective rate of 2.03%, while those in the lowest ZIP also pay 2.03%. This spread shows how school district boundaries and local assessment districts are drawn across Union County. Understanding which part of Lockhart you live in can make a meaningful difference to your annual tax bill.
Lockhart homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the January 15, 2027 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Lockhart, Union County, South Carolina
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Lockhart's effective property tax rate to other cities in South Carolina and the median property tax rates in South Carolina and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Lockhart Tax Rate
2.03%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Union County Tax Rate
0.76%
Median Effective South Carolina Tax Rate
0.66%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Lockhart, Union County, South Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 29364 | 0.71% | 0.72% | 2.03% | 2.04% | 2.04% |
Source: Ownwell
Property Tax Assessment Values Across Lockhart, Union County, South Carolina
When examining property taxes in Lockhart, South Carolina, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Union County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Union County, assessment notices are sent in September each year. They'll typically reach your mailbox by the middle of September.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Lockhart is $19,200, with tax bills ranging significantly across the county. Zip code 29364 has the highest median home price at $19,200.
Property Tax Assessment Values Across Lockhart, Union County, South Carolina
Source: Ownwell
$19,200
$41,575
$63,950
Median Lockhart Market Value
$19,200
Median Union County Market Value
$44,900
Median South Carolina Market Value
$188,850
Median United States Market Value
$274,101
Property Tax Assessment Values Across Lockhart, Union County, South Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 29364 | $6,200 | $13,300 | $19,200 | $24,200 | $32,000 |
Source: Ownwell
Property Tax Bills Across Lockhart, Union County, South Carolina
Property tax bills in Lockhart are based on the assessed value of a home and the local tax rate set for Union County and other taxing authorities. When a property’s market value changes, the assessed value can also change, which affects the final bill. For homeowners, this means the amount owed is tied to both the home’s value and the tax rate applied to it.
In Lockhart, the median home price is $19,200, and the median property tax bill is $268.00. That figure is well below the national median property tax bill of $2,400, showing how much lower property taxes can be in this area. Bills can still vary widely, though, with the 25th percentile at $137 and the 75th percentile at $424. The 90th percentile reaches $549, which means some homeowners pay much more than the typical bill. For many homeowners, even a small change in assessed value can make a noticeable difference in annual property taxes.
Median Lockhart Tax Bill
$268
Median Union County Tax Bill
$348
Median South Carolina Tax Bill
$1,227
Median United States Tax Bill
$3,209
Property Tax Bills Across Lockhart, Union County, South Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 29364 | $77 | $137 | $268 | $424 | $549 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | September 1 |
Links | |
|---|---|
| Union Tax Assessor | |
| Website | qpublic.net |