Darden, Decatur County, Tennessee Property Taxes
Property Taxes in Darden, Tennessee
Median Darden, Tennessee effective property tax rate: 0.64%, significantly lower than the national median of 1.02%, and lower than the Tennessee state median of 0.54%.
Median Darden, Tennessee home value: $76,500
Median annual Darden, Tennessee tax bill: $486, lower than the national median property tax bill of $2,400.
How are property taxes in Decatur calculated?
Property taxes in Darden, Tennessee are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Darden's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Darden, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Darden, Decatur County, Tennessee Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.64%
Estimate Property Tax Bill
$490
$454
How Does the Darden Property Tax Calculator Work?
Use this Darden property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Darden's median effective tax rate of 0.64% — based on actual property records in Decatur County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Darden's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Darden: rates range from 0.64% in 38328 to 0.64% in 38328, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Darden.
About Darden Property Taxes
About Property Taxes in Darden, Decatur, Tennessee
Darden’s median effective property tax rate of 0.64% is lower than the Tennessee state median of 0.54% and lower than the national median of 1.02%. This rate reflects the Decatur County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Darden. Homeowners in ZIP code 38328 carry a median effective rate of 0.64%, while those in the same ZIP code also pay 0.64%. This reflects how school district boundaries and local assessment districts are drawn across Decatur County.
Darden homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the May 31, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Darden, Decatur County, Tennessee
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Darden's effective property tax rate to other cities in Tennessee and the median property tax rates in Tennessee and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Darden Tax Rate
0.64%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Decatur County Tax Rate
0.64%
Median Effective Tennessee Tax Rate
0.54%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Darden, Decatur County, Tennessee
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 38328 | 0.53% | 0.64% | 0.64% | 0.65% | 0.65% |
Source: Ownwell
Property Tax Assessment Values Across Darden, Decatur County, Tennessee
When examining property taxes in Darden, Tennessee, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Decatur County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Decatur County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Darden.
For example, the median home price in Darden is $76,500, with tax bills ranging significantly across the county. 38328 has the highest median home price at $76,500.
Property Tax Assessment Values Across Darden, Decatur County, Tennessee
Source: Ownwell
$70,800
$107,525
$144,250
Median Darden Market Value
$76,500
Median Decatur County Market Value
$82,200
Median Tennessee Market Value
$213,900
Median United States Market Value
$235,294
Property Tax Assessment Values Across Darden, Decatur County, Tennessee
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 38328 | $27,480 | $44,350 | $76,500 | $129,700 | $232,640 |
Source: Ownwell
Property Tax Bills Across Darden, Decatur County, Tennessee
Property tax bills in Darden are based on the assessed value of a home, not its market price. Local taxing authorities apply the property tax rate to that assessed value to determine the annual bill, and the amount can vary depending on exemptions, local budgets, and other taxing districts. For homeowners, this means a higher assessed value can lead to a larger tax bill, even if the home has not been sold.
In Darden, the median home price is $76,500, which helps explain why tax bills can remain relatively modest compared with many parts of the country. The 25th percentile tax bill is $286, the 75th percentile is $820, and the 90th percentile is $1,187. The median tax bill in ZIP code 38328 is $486, which is well below the national median property tax bill of $2,400 and the national median property tax rate of 1.02%.
Median Darden Tax Bill
$486
Median Decatur County Tax Bill
$561
Median Tennessee Tax Bill
$1,126
Median United States Tax Bill
$2,400
Property Tax Bills Across Darden, Decatur County, Tennessee
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 38328 | $177 | $286 | $486 | $820 | $1,187 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 31 |
Links | |
|---|---|
| Decatur Tax Assessor | |
| Website | assessment.cot.tn.gov |