Morgan County, Tennessee Property Taxes

Name: Property Tax Bills Across Morgan County, Tennessee
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Morgan County effective property tax rate: 0.68%, significantly lower than the national median of 1.02%.
Median Morgan County home value: $87,650
Median annual Morgan County tax bill: $603, $1,797 lower than the national median property tax bill of $2,400.

How are property taxes in Morgan County calculated?

Property taxes in Morgan County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in a city within Morgan County or another part of the county, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Morgan County, Tennessee Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.68%

Estimate Property Tax Bill

$596

$553

Ownwell’s Morgan County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Morgan County with just two data points. By entering your property's estimated assessed value, our calculator applies Morgan County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Morgan County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Morgan County, Tennessee

Local government entities set tax rates, which can vary widely within a state. Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Morgan County's effective property tax rate to other counties in Tennessee or the U.S. median property tax rate. Morgan County has a median property tax rate of 0.68%, which is significantly lower than the national median property tax rate of 1.02%. This means that property owners in Morgan County may benefit from lower property tax bills compared to many other regions across the country. The consistency in tax rates across cities within Morgan County, such as Oakdale and Rugby, reflects a stable tax environment. Understanding these rates can help property owners anticipate their tax liabilities and potentially save money through appeals or exemptions.

Property Tax Rates Across Morgan County, Tennessee

Source: Ownwell

0.68%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Morgan County Tax Rate

0.68%

Median Effective Tennessee Tax Rate

0.64%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Morgan County, Tennessee

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Deer Lodge	0.68%	0.68%	0.68%	0.68%	0.68%
Harriman	0.68%	0.68%	0.68%	0.68%	0.68%
Lancing	0.68%	0.68%	0.68%	0.68%	0.68%
Oakdale	0.68%	0.68%	0.68%	0.68%	1.20%
Oliver Springs	0.68%	0.68%	0.68%	0.68%	0.68%
Petros	0.68%	0.68%	0.68%	0.68%	0.68%
Robbins	0.68%	0.68%	0.68%	0.68%	0.68%
Rockwood	0.68%	0.68%	0.68%	0.68%	0.68%
Rugby	0.68%	0.68%	0.68%	0.68%	0.68%
Sunbright	0.68%	0.68%	0.68%	0.68%	0.68%
Wartburg	0.68%	0.68%	0.68%	0.68%	0.68%
Coalfield	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Morgan County, Tennessee

When examining property taxes in Morgan County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Morgan County Assessor estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: Assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Morgan County. For example, the median tax bill in Morgan County is $876.50, with tax bills ranging significantly across the county. Rugby has the highest median home price at $193,750.

Property Tax Assessment Values Across Morgan County, Tennessee

Source: Ownwell

$43,300

$118,525

$193,750

Median Morgan County Market Value

$87,650

Median Tennessee Market Value

$173,500

Median United States Market Value

$235,294

Property Tax Assessment Values Across Morgan County, Tennessee

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Deer Lodge	$23,300	$43,650	$82,800	$150,750	$240,440
Harriman	$25,520	$51,750	$93,700	$153,450	$224,700
Lancing	$20,840	$44,200	$83,700	$143,325	$226,220
Oakdale	$22,800	$46,700	$85,500	$137,500	$210,500
Oliver Springs	$18,800	$43,725	$82,350	$135,575	$200,800
Petros	$12,760	$25,950	$43,300	$71,750	$153,220
Robbins	$27,000	$51,600	$81,000	$139,850	$224,300
Rockwood	$21,920	$39,600	$72,350	$133,600	$197,960
Rugby	$88,680	$134,500	$193,750	$217,650	$286,360
Sunbright	$19,100	$45,850	$88,750	$149,925	$233,930
Wartburg	$22,620	$58,175	$96,450	$143,500	$205,200
Coalfield	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Morgan County, Tennessee

In Morgan County, TN, property tax bills are calculated based on the assessed value of a home, which is a percentage of the market value. The local tax rate is then applied to this assessed value to determine the tax bill. Factors influencing the tax bill include the assessed value of the property and the specific tax rate set by local authorities. Homeowners in Morgan County experience varying tax bills, with the 25th percentile at $319 and the 75th percentile reaching $992. The 90th percentile tax bill is notably higher at $1,502. Comparatively, the national median property tax bill is $2,400, highlighting Morgan County's relatively lower tax burden. The city of Rugby has the highest median tax bill in the county at $1,317, while Petros boasts the lowest at $293. These differences can significantly impact homeowners, influencing their financial planning and decisions regarding property ownership in the area. Understanding these factors is crucial for homeowners to manage their expenses effectively.

Property Tax Bills Across Morgan County, Tennessee

Source: Ownwell

$293

$805

$1,317

Median Morgan County Tax Bill

$603

Median Tennessee Tax Bill

$1,206

Median United States Tax Bill

$2,400

Property Tax Bills Across Morgan County, Tennessee

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Deer Lodge	$150	$295	$561	$1,026	$1,654
Harriman	$172	$350	$638	$1,045	$1,536
Lancing	$140	$298	$565	$968	$1,535
Oakdale	$158	$346	$631	$1,008	$1,481
Oliver Springs	$135	$302	$564	$933	$1,389
Petros	$86	$175	$293	$486	$1,085
Robbins	$181	$340	$545	$924	$1,573
Rockwood	$148	$270	$490	$908	$1,345
Rugby	$603	$914	$1,317	$1,480	$1,963
Sunbright	$130	$311	$604	$1,027	$1,587
Wartburg	$152	$400	$658	$984	$1,405
Coalfield	N/A	N/A	N/A	N/A	N/A

Source: Ownwell