Loudon, Polk County, Tennessee Property Taxes

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Property Taxes in Loudon, Tennessee

Median Loudon, Tennessee effective property tax rate: 0.42%, significantly lower than the national median of 1.02%, and lower than the Tennessee state median of 0.54%.
Median Loudon, Tennessee home value: $25,200
Median annual Loudon, Tennessee tax bill: $106, $2,294 lower than the national median property tax bill of $2,400.

How are property taxes in Polk calculated?

Property taxes in Loudon, Tennessee are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Loudon’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Loudon, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Loudon, Polk County, Tennessee Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.42%

Estimate Property Tax Bill

$106

$98

How Does the Loudon Property Tax Calculator Work?

Use this Loudon property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Loudon's median effective tax rate of 0.42% — based on actual property records in Polk County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Loudon's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Loudon: rates range by local school district levies and assessment districts, which can affect your final tax amount.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Loudon.

About Loudon Property Taxes

About Property Taxes in Loudon, Polk, Tennessee

Loudon’s median effective property tax rate of 0.42% is lower than the Tennessee state median of 0.54% and lower than the national median of 1.02%. This rate reflects the Polk County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Loudon. Homeowners in the highest ZIP code carry a median effective rate of 0.42%, while those in the lowest pay 0.42%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Polk County. Understanding which part of Loudon you live in can make a meaningful difference to your annual tax bill.

Loudon homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 31, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Loudon, Polk County, Tennessee

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Loudon’s effective property tax rate to other cities in Tennessee and the median property tax rates in Tennessee and the U.S.

Property Tax Rates Across Loudon, Polk County, Tennessee

Source: Ownwell

0.42%

0.50%

0.57%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Loudon Tax Rate

0.42%

Median Effective Polk County Tax Rate

0.42%

Median Effective Tennessee Tax Rate

0.54%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Loudon, Polk County, Tennessee

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
37774	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Loudon, Polk County, Tennessee

When examining property taxes in Loudon, Tennessee, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Polk County tax assessor estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Polk County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Loudon.

For example, the median home price in Loudon is $25,200, with tax bills ranging significantly across the county. The median tax bill is $106, compared with the national median property tax rate of 1.02% and national median property tax bill of $2,400.

Property Tax Assessment Values Across Loudon, Polk County, Tennessee

Source: Ownwell

$16,800

$61,200

$105,600

Median Loudon Market Value

$25,200

Median Polk County Market Value

$75,700

Median Tennessee Market Value

$213,900

Median United States Market Value

$235,294

Property Tax Assessment Values Across Loudon, Polk County, Tennessee

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
37774	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Loudon, Polk County, Tennessee

How are property tax bills calculated in Loudon, Tennessee?

Property tax bills in Loudon are based on the assessed value of a home and the local tax rate set by the county and other taxing authorities. The assessed value is used to determine how much tax a homeowner owes, so changes in market value can affect the bill over time. In Loudon, the median home price is $25,200, and the typical property tax bill is $106, which is far below the national median property tax bill of $2,400 and the national median property tax rate of 1.02%.

What factors are considered when calculating the bill? Local assessments, tax rates, and any exemptions or special adjustments all play a role. Because property taxes are tied to the home’s assessed value, homeowners with higher-valued properties generally pay more.

How does this affect homeowners? A lower bill can make ownership more affordable, but even modest increases in assessed value or tax rates can raise annual costs.

Property Tax Bills Across Loudon, Polk County, Tennessee

Source: Ownwell

$96

$297

$497

Median Loudon Tax Bill

$106

Median Polk County Tax Bill

$345

Median Tennessee Tax Bill

$1,126

Median United States Tax Bill

$2,400

Property Tax Bills Across Loudon, Polk County, Tennessee

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
37774	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Don't miss the deadline to appeal!

Dates
Appeal Deadline	May 31

Links
Polk Tax Assessor
Website	assessment.cot.tn.gov

Frequently Asked Property Tax Questions in Loudon, Tennessee

How are property taxes calculated in Loudon, Tennessee?

Property taxes in Loudon, Tennessee are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Loudon, Tennessee?

To appeal your property taxes in Loudon, Tennessee, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Loudon, Tennessee?

Common property tax exemptions in Loudon, Tennessee include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Loudon, Tennessee?

Property tax deadlines in Loudon, Tennessee vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Loudon, Tennessee?

Ownwell provides professional property tax appeal services in Loudon, Tennessee. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.