Shelbyville, Rutherford County, Tennessee Property Taxes

Name: Property Tax Bills Across Shelbyville, Rutherford County, Tennessee
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Shelbyville, TN effective property tax rate: 0.47%, significantly lower than the national median of 1.02%, but lower than the Tennessee state median of 0.64%. Median Shelbyville, TN home value: $375,800. Median annual Shelbyville, TN tax bill: $2,028, $372 lower than the national median property tax bill of $2,400.

How are property taxes in Rutherford calculated?

Property taxes in Shelbyville, TN are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption. Understanding Shelbyville’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Shelbyville, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Shelbyville, Rutherford County, Tennessee Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.47%

Estimate Property Tax Bill

$1,766

$1,639

Ownwell’s Shelbyville Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Shelbyville with just two data points.

By entering your property's estimated assessed value, our calculator applies Shelbyville’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations.

This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Rutherford County.

For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Shelbyville, Rutherford County, Tennessee

Local government entities set tax rates, which can vary widely within a state. Annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Shelbyville’s effective property tax rate to other cities in Tennessee and the median property tax rates in Tennessee and the U.S. Shelbyville, located in Rutherford County, offers a property tax rate that is notably lower than the national median property tax rate of 1.02%. This can result in significant savings for homeowners compared to other regions. Understanding these differences can help property owners make informed decisions about purchasing or appealing property taxes. Comparing property tax rates in Shelbyville to other areas in Tennessee can provide valuable insights into potential savings and financial planning.

Property Tax Rates Across Shelbyville, Rutherford County, Tennessee

Source: Ownwell

0.47%

0.59%

0.71%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Shelbyville Tax Rate

0.47%

Median Effective Rutherford County Tax Rate

0.60%

Median Effective Tennessee Tax Rate

0.64%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Shelbyville, Rutherford County, Tennessee

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
37160	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Shelbyville, Rutherford County, Tennessee

When examining property taxes in Shelbyville, TN, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Rutherford County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Rutherford County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Shelbyville. For example, the median home price in Shelbyville is $375,800, with tax bills ranging significantly across the county.

Property Tax Assessment Values Across Shelbyville, Rutherford County, Tennessee

Source: Ownwell

$266,200

$375,650

$485,100

Median Shelbyville Market Value

$375,800

Median Rutherford County Market Value

$316,800

Median Tennessee Market Value

$173,500

Median United States Market Value

$235,294

Property Tax Assessment Values Across Shelbyville, Rutherford County, Tennessee

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
37160	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Shelbyville, Rutherford County, Tennessee

In Shelbyville, located in Rutherford County, TN, property tax bills are calculated based on the assessed value of a property. The local tax authorities determine this assessed value, which is then multiplied by the local tax rate to calculate the annual property tax bill. With a median home price of $375,800, homeowners in Shelbyville can expect varying tax bills depending on their property's assessed value and tax rate. For instance, while some homeowners might receive a bill as low as $1,506, others could see amounts reaching up to $3,149. These figures highlight the disparity in tax burdens among homeowners. Compared to the national median property tax rate of 1.02% and a median bill of $2,400, Shelbyville's tax bills can be relatively moderate. Ownwell assists homeowners by reviewing their property assessments and identifying potential savings opportunities. By appealing incorrect assessments or securing exemptions, Ownwell can help homeowners reduce their tax obligations, ensuring they only pay their fair share.

Property Tax Bills Across Shelbyville, Rutherford County, Tennessee

Source: Ownwell

$1,340

$2,124

$2,907

Median Shelbyville Tax Bill

$2,028

Median Rutherford County Tax Bill

$1,892

Median Tennessee Tax Bill

$1,206

Median United States Tax Bill

$2,400

Property Tax Bills Across Shelbyville, Rutherford County, Tennessee

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
37160	N/A	N/A	N/A	N/A	N/A

Source: Ownwell