Property Taxes in Phenix, Virginia
Median Phenix, Virginia effective property tax rate: 0.62%, significantly lower than the national median of 1.02%, and lower than the Virginia state median of 0.90%.
Median Phenix, Virginia home value: $77,522
Median annual Phenix, Virginia tax bill: $468, $1,932 lower than the national median property tax bill of $2,400.
How are property taxes in Charlotte calculated?
Property taxes in Phenix, Virginia are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Phenix's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Phenix, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Phenix Property Tax Calculator Work?
Use this Phenix property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Phenix's median effective tax rate of 0.62% — based on actual property records in Charlotte County — to generate your estimate.
Enter your property's estimated assessed value — the figure used to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Phenix's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Phenix: rates are 0.62% in 23959, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Phenix.
About Phenix Property Taxes
About Property Taxes in Phenix, Charlotte, Virginia
Phenix’s median effective property tax rate of 0.62% is lower than the Virginia state median of 0.90% and lower than the national median of 1.02%. This rate reflects the Charlotte County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Phenix. Homeowners in the 23959 ZIP code carry a median effective rate of 0.62%, while those in the lowest ZIP also pay 0.62%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Charlotte County. Understanding which part of Phenix you live in can make a meaningful difference to your annual tax bill.
Phenix homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the June 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Phenix, Charlotte County, Virginia
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Phenix's effective property tax rate to other cities in Virginia and the median property tax rates in Virginia and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Phenix Tax Rate
0.62%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Charlotte County Tax Rate
0.62%
Median Effective Virginia Tax Rate
0.90%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Phenix, Charlotte County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 23959 | 0.62% | 0.62% | 0.62% | 0.62% | 0.62% |
Source: Ownwell
Property Tax Assessment Values Across Phenix, Charlotte County, Virginia
When examining property taxes in Phenix, Virginia, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Charlotte County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Charlotte County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Phenix.
For example, the median home price in Phenix is $77,522, with tax bills ranging significantly across the county. 23959 has the highest median home price at $77,522.
Property Tax Assessment Values Across Phenix, Charlotte County, Virginia
Source: Ownwell
$60,251
$72,677
$85,103
Median Phenix Market Value
$77,522
Median Charlotte County Market Value
$72,045
Median Virginia Market Value
$323,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Phenix, Charlotte County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 23959 | $17,174 | $43,842 | $77,522 | $121,546 | $177,379 |
Source: Ownwell
Property Tax Bills Across Phenix, Charlotte County, Virginia
Phenix property tax bills are based on the assessed value of a home and the local tax rate set for Charlotte County. When a property is assessed, the county estimates its market value, and that figure is used to calculate the tax bill. For a home with a median home price of $77,522, the amount owed can vary depending on the final assessed value and any local tax rules that apply.
Property taxes affect homeowners by adding an annual cost that can change with shifts in market value or assessment decisions. In Phenix, the 25th percentile tax bill is $263, while the 75th percentile is $746 and the 90th percentile is $1,088. The median tax bill is $468 in ZIP code 23959, which is also the highest and lowest median tax bill reported in the area. These bills help fund local services, but they can also create a meaningful expense for homeowners.
Median Phenix Tax Bill
$468
Median Charlotte County Tax Bill
$441
Median Virginia Tax Bill
$2,852
Median United States Tax Bill
$3,209
Property Tax Bills Across Phenix, Charlotte County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 23959 | $103 | $263 | $468 | $746 | $1,088 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 1 |
Links | |
|---|---|
| Charlotte Tax Assessor | |
| Website | www.charlottecountypropertycards.com |