Property Taxes in Gloucester, Virginia
Median Gloucester, Virginia effective property tax rate: 0.58%, significantly lower than the national median of 1.02%, and lower than the Virginia state median of 0.90%.
Median Gloucester, Virginia home value: $284,370
Median annual Gloucester, Virginia tax bill: $1,655, lower than the national median property tax bill of $2,400.
How are property taxes in Gloucester calculated?
Property taxes in Gloucester, Virginia are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Gloucester's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Gloucester, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Gloucester Property Tax Calculator Work?
Use this Gloucester property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Gloucester's median effective tax rate of 0.58% — based on actual property records in Gloucester County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Gloucester's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Gloucester: rates are 0.58% in 23061, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Gloucester.
About Gloucester Property Taxes
About Property Taxes in Gloucester, Gloucester, Virginia
Gloucester’s median effective property tax rate of 0.58% is lower than the Virginia state median of 0.90% and lower than the national median of 1.02%. This rate reflects the Gloucester County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Gloucester. Homeowners in the 23061 ZIP code carry a median effective rate of 0.58%, while those in the same ZIP code also pay 0.58%. This reflects how school district boundaries and local assessment districts are drawn across Gloucester County. Understanding which part of Gloucester you live in can make a meaningful difference to your annual tax bill.
Gloucester homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before June 1, 2026.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Gloucester, Gloucester County, Virginia
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Gloucester's effective property tax rate to other cities in Virginia and the median property tax rates in Virginia and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Gloucester Tax Rate
0.58%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Gloucester County Tax Rate
0.58%
Median Effective Virginia Tax Rate
0.90%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Gloucester, Gloucester County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 23061 | 0.58% | 0.58% | 0.58% | 0.58% | 0.59% |
Source: Ownwell
Property Tax Assessment Values Across Gloucester, Gloucester County, Virginia
When examining property taxes in Gloucester, Virginia, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Gloucester County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Gloucester County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of December.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Gloucester.
For example, the median home price in Gloucester is $284,370, with tax bills ranging significantly across the county. 23061 has the highest median home price at $284,370.
Property Tax Assessment Values Across Gloucester, Gloucester County, Virginia
Source: Ownwell
$244,980
$289,870
$334,760
Median Gloucester Market Value
$284,370
Median Gloucester County Market Value
$282,260
Median Virginia Market Value
$323,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Gloucester, Gloucester County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 23061 | $141,702 | $216,545 | $284,370 | $376,378 | $490,369 |
Source: Ownwell
Property Tax Bills Across Gloucester, Gloucester County, Virginia
Property tax bills in Gloucester are based on the assessed value of a home and the local tax rate set by the county and other taxing authorities. When a home’s market value changes, the assessed value can change too, which can raise or lower the bill. For a home with a median value of $284,370, the tax bill reflects how that value is taxed locally.
Homeowners in Gloucester typically see bills that vary by property and location. The 25th percentile tax bill is $1,246, while the 75th percentile is $2,193. The 90th percentile reaches $2,863, showing how higher-valued homes or different tax rates can lead to larger bills. The median tax bill is $1,655 in ZIP code 23061.
These bills matter because they affect monthly housing costs and long-term affordability. Compared with the national median property tax rate of 1.02% and the national median property tax bill of $2,400, Gloucester homeowners may see different outcomes depending on assessed value and local rates.
Median Gloucester Tax Bill
$1,655
Median Gloucester County Tax Bill
$1,648
Median Virginia Tax Bill
$2,852
Median United States Tax Bill
$3,209
Property Tax Bills Across Gloucester, Gloucester County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 23061 | $773 | $1,246 | $1,655 | $2,193 | $2,863 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 27 |
Links | |
|---|---|
| Gloucester Tax Assessor | |
| Website | gis.vgsi.com |