Property Taxes in Urbanna, Virginia
Median Urbanna, Virginia effective property tax rate: 0.61%, significantly lower than the national median of 1.02%, and lower than the Virginia state median of 0.90%.
Median Urbanna, Virginia home value: $253,500
Median annual Urbanna, Virginia tax bill: $1,550, $850 lower and lower than the national median property tax bill of $2,400.
How are property taxes in Middlesex calculated?
Property taxes in Urbanna, Virginia are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Urbanna's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Urbanna, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Urbanna Property Tax Calculator Work?
Use this Urbanna property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Urbanna's median effective tax rate of 0.61% — based on actual property records in Middlesex County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment process uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Urbanna's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Urbanna: rates range from 0.61% in 23175 to 0.61% in 23175, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Urbanna.
About Urbanna Property Taxes
About Property Taxes in Urbanna, Middlesex, Virginia
Urbanna’s median effective property tax rate of 0.61% is lower than the Virginia state median of 0.90% and lower than the national median of 1.02%. This rate reflects the Middlesex County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Urbanna. Homeowners in the 23175 ZIP code carry a median effective rate of 0.61%, while those in the same ZIP code also pay 0.61%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Middlesex County. Understanding which part of Urbanna you live in can make a meaningful difference to your annual tax bill.
Urbanna homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the June 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Urbanna, Middlesex County, Virginia
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Urbanna's effective property tax rate to other cities in Virginia and the median property tax rates in Virginia and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Urbanna Tax Rate
0.61%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Middlesex County Tax Rate
0.61%
Median Effective Virginia Tax Rate
0.90%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Urbanna, Middlesex County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 23175 | 0.61% | 0.61% | 0.61% | 0.61% | 0.61% |
Source: Ownwell
Property Tax Assessment Values Across Urbanna, Middlesex County, Virginia
When examining property taxes in Urbanna, Virginia, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Middlesex County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in the spring each year and typically reach your mailbox by the middle of the month. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Urbanna is $253,500, with tax bills ranging significantly across the county. Zip code 23175 has the highest median home price at $253,500.
Property Tax Assessment Values Across Urbanna, Middlesex County, Virginia
Source: Ownwell
$163,000
$240,375
$317,750
Median Urbanna Market Value
$253,500
Median Middlesex County Market Value
$257,250
Median Virginia Market Value
$323,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Urbanna, Middlesex County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 23175 | $72,630 | $159,700 | $253,500 | $385,600 | $587,210 |
Source: Ownwell
Property Tax Bills Across Urbanna, Middlesex County, Virginia
Property tax bills in Urbanna are calculated by applying the local tax rate to a home’s assessed market value. The assessed value is based on what the property is worth, not what the owner originally paid, and it can change when market conditions shift. For homeowners in Middlesex County, this means a higher assessed value generally leads to a higher tax bill, while a lower assessed value can reduce what is owed.
Several factors influence the final bill, including the home’s market value, local tax rates, and any exemptions that may apply. With a median home price of $253,500, property taxes can vary widely from one household to another. In Urbanna, the 25th percentile tax bill is $975, the 75th percentile is $2,372, and the 90th percentile is $3,668. The median tax bill is $1,550, which is below the national median property tax bill of $2,400 and below the national median property tax rate of 1.02%.
Median Urbanna Tax Bill
$1,550
Median Middlesex County Tax Bill
$1,577
Median Virginia Tax Bill
$2,852
Median United States Tax Bill
$3,209
Property Tax Bills Across Urbanna, Middlesex County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 23175 | $444 | $975 | $1,550 | $2,372 | $3,668 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 1 |
Links | |
|---|---|
| Middlesex Tax Assessor | |
| Website | gis.vgsi.com |