Property Taxes in Woodford, Virginia
Median Woodford, Virginia effective property tax rate: 0.73%, significantly lower than the national median of 1.02%, and lower than the Virginia state median of 0.90%.
Median Woodford, Virginia home value: $223,400
Median annual Woodford, Virginia tax bill: $1,647, $753 lower than the national median property tax bill of $2,400.
How are property taxes in Spotsylvania calculated?
Property taxes in Woodford, Virginia are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Woodford's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Woodford, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Woodford Property Tax Calculator Work?
Use this Woodford property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Woodford's median effective tax rate of 0.73% — based on actual property records in Spotsylvania County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Woodford's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Woodford: rates range from 0.73% in 22580 to 0.73% in 22580, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Woodford.
About Woodford Property Taxes
About Property Taxes in Woodford, Spotsylvania, Virginia
Woodford’s median effective property tax rate of 0.73% is lower than the Virginia state median of 0.90% and lower than the national median of 1.02%. This rate reflects the Spotsylvania County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Woodford. Homeowners in ZIP code 22580 carry a median effective rate of 0.73%, while those in 22580 pay 0.73%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Spotsylvania County. Understanding which part of Woodford you live in can make a meaningful difference to your annual tax bill.
Woodford homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the June 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Woodford, Spotsylvania County, Virginia
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Woodford's effective property tax rate to other cities in Virginia and the median property tax rates in Virginia and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Woodford Tax Rate
0.73%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Spotsylvania County Tax Rate
0.73%
Median Effective Virginia Tax Rate
0.90%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Woodford, Spotsylvania County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 22580 | 0.73% | 0.73% | 0.73% | 0.73% | 0.73% |
Source: Ownwell
Property Tax Assessment Values Across Woodford, Spotsylvania County, Virginia
When examining property taxes in Woodford, Virginia, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Spotsylvania County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Spotsylvania County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Woodford is $223,400, with a median tax bill of $1,647. The highest median home price is in 22580 at $223,400.
Property Tax Assessment Values Across Woodford, Spotsylvania County, Virginia
Source: Ownwell
$158,200
$529,600
$901,000
Median Woodford Market Value
$223,400
Median Spotsylvania County Market Value
$345,900
Median Virginia Market Value
$323,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Woodford, Spotsylvania County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 22580 | $106,300 | $148,750 | $223,400 | $358,350 | $525,180 |
Source: Ownwell
Property Tax Bills Across Woodford, Spotsylvania County, Virginia
Property tax bills in Woodford are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. For homeowners, that means the amount owed can change when a home’s value changes or when local tax rates are adjusted.
In Woodford, the median home price is $223,400, and the median property tax bill is $1,647. That is below the national median property tax bill of $2,400, which can make the area relatively more affordable for many homeowners. Still, tax bills can vary widely, with bills at the 25th percentile at $1,092 and at the 75th percentile at $2,624.
Factors such as location, home value, and local taxing authorities all play a role in the final bill. For homeowners, understanding how the assessment is determined is important because even small changes in value can affect annual property taxes.
Median Woodford Tax Bill
$1,647
Median Spotsylvania County Tax Bill
$2,533
Median Virginia Tax Bill
$2,852
Median United States Tax Bill
$3,209
Property Tax Bills Across Woodford, Spotsylvania County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 22580 | $578 | $1,092 | $1,647 | $2,624 | $3,763 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 30 |
Links | |
|---|---|
| Spotsylvania Tax Assessor | |
| Website | apps.spotsylvaniacountyva.gov |