Property Taxes in Colonial Beach, Virginia
Median Colonial Beach, Virginia effective property tax rate: 0.68%, significantly lower than the national median of 1.02%, and lower than the Virginia state median of 0.90%.
Median Colonial Beach, Virginia home value: $110,800
Median annual Colonial Beach, Virginia tax bill: $571, $1,829 lower than the national median property tax bill of $2,400.
How are property taxes in Westmoreland calculated?
Property taxes in Colonial Beach, Virginia are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Colonial Beach's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Colonial Beach, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Colonial Beach Property Tax Calculator Work?
Use this Colonial Beach property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Colonial Beach's median effective tax rate of 0.68% — based on actual property records in Westmoreland County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment office uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Colonial Beach's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Colonial Beach: rates range from 0.68% in 22443 to 0.68% in 22443, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Colonial Beach.
About Colonial Beach Property Taxes
About Property Taxes in Colonial Beach, Westmoreland, Virginia
Colonial Beach’s median effective property tax rate of 0.68% is lower than the Virginia state median of 0.90% and lower than the national median of 1.02%. This rate reflects the Westmoreland County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Colonial Beach. Homeowners in the 22443 ZIP code carry a median effective rate of 0.68%, while those in the same ZIP code pay 0.68%. This spread reflects how school district boundaries and local assessment districts are drawn across Westmoreland County. Understanding which part of Colonial Beach you live in can make a meaningful difference to your annual tax bill.
Colonial Beach homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the June 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Colonial Beach, Westmoreland County, Virginia
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Colonial Beach's effective property tax rate to other cities in Virginia and the median property tax rates in Virginia and the U.S.
Property Tax Rates Across Colonial Beach, Westmoreland County, Virginia
Source: Ownwell
0.68%
0.68%
0.68%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Colonial Beach Tax Rate
0.68%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Westmoreland County Tax Rate
0.68%
Median Effective Virginia Tax Rate
0.90%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Colonial Beach, Westmoreland County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 22443 | 0.42% | 0.42% | 0.68% | 0.68% | 0.68% |
Source: Ownwell
Property Tax Assessment Values Across Colonial Beach, Westmoreland County, Virginia
When examining property taxes in Colonial Beach, Virginia, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Westmoreland County assessment process estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Westmoreland County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of March.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median home price in Colonial Beach is $110,800, with tax bills ranging from $70 at the 25th percentile to $1,741 at the 90th percentile. Colonial Beach’s median tax bill is $571, compared with the national median property tax bill of $2,400 and the national median property tax rate of 1.02%.
Property Tax Assessment Values Across Colonial Beach, Westmoreland County, Virginia
Source: Ownwell
$21,700
$123,850
$226,000
Median Colonial Beach Market Value
$110,800
Median Westmoreland County Market Value
$60,000
Median Virginia Market Value
$323,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Colonial Beach, Westmoreland County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 22443 | $4,200 | $12,500 | $110,800 | $217,700 | $314,500 |
Source: Ownwell
Property Tax Bills Across Colonial Beach, Westmoreland County, Virginia
Property tax bills in Colonial Beach are calculated from the assessed value of a home and the local tax rate set by Westmoreland County. When a property’s market value changes, the assessed value can change too, which affects the final bill homeowners receive. The median home price in Colonial Beach is $110,800, and the median property tax bill is $571, which is well below the national median property tax bill of $2,400 and the national median property tax rate of 1.02%.
Several factors influence what a homeowner pays, including the home’s assessed value, the tax rate, and any local exemptions that may apply. Bills can vary widely across the city, with the 25th percentile at $70 and the 75th percentile at $1,191. For some homeowners, a higher assessment can mean a noticeably larger bill, while others may pay less if their property is valued lower or qualifies for relief.
Property Tax Bills Across Colonial Beach, Westmoreland County, Virginia
Source: Ownwell
$145
$841
$1,537
Median Colonial Beach Tax Bill
$571
Median Westmoreland County Tax Bill
$370
Median Virginia Tax Bill
$2,852
Median United States Tax Bill
$3,209
Property Tax Bills Across Colonial Beach, Westmoreland County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 22443 | $18 | $70 | $571 | $1,191 | $1,741 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 1 |
Links | |
|---|---|
| Westmoreland Tax Assessor | |
| Website | www.westmoreland-county.org |