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Gig Harbor, Kitsap County, Washington Property Taxes

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Property Taxes in Gig Harbor, Washington

  • Median Gig Harbor, Washington effective property tax rate: 0.85%, significantly lower than the national median of 1.02%, and lower than the Washington state median of 0.92%.

  • Median Gig Harbor, Washington home value: $560,435

  • Median annual Gig Harbor, Washington tax bill: $4,746, $2,346 higher than the national median property tax bill of $2,400.

How are property taxes in Kitsap calculated?

Property taxes in Gig Harbor, Washington are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Gig Harbor's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Gig Harbor, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Gig Harbor, Kitsap County, Washington Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.85%

Estimate Property Tax Bill

$4,764

$4,421

SAVE WITH OWNWELL

$774

Average Annual Tax Savings

How Does the Gig Harbor Property Tax Calculator Work?

Use this Gig Harbor property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Gig Harbor's median effective tax rate of 0.85% — based on actual property records in Kitsap County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local assessment district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Gig Harbor's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Gig Harbor: rates range from 0.85% in 98329 to 0.85% in 98329, primarily due to differences in school district levies and local assessment districts. Gig Harbor's median tax rate is lower than the 0.92% Washington median, and the median tax bill of $4,746 is higher than the national median property tax bill of $2,400.

If your estimate is higher than expected, Ownwell can appeal your Gig Harbor assessment — you only pay if we save you money.

About Gig Harbor Property Taxes

About Property Taxes in Gig Harbor, Kitsap, Washington

Gig Harbor’s median effective property tax rate of 0.85% is lower than the Washington state median of 0.92% and lower than the national median of 1.02%. This rate reflects the Kitsap County base levy, along with local levies that help determine each home’s assessed tax burden.

Property tax rates are not uniform across Gig Harbor. Homeowners in ZIP code 98329 carry the city’s median effective rate of 0.85%, and the same ZIP also reflects the city’s median tax bill of $4,746. That means location within the city can still shape what you owe, even when the rate is consistent in the available data.

Gig Harbor homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the August 22, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Gig Harbor, Kitsap County, Washington

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Gig Harbor's effective property tax rate to other cities in Washington and the median property tax rates in Washington and the U.S.

Property Tax Rates Across Gig Harbor, Kitsap County, Washington

Source: Ownwell

0.75%

0.83%

0.92%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Gig Harbor Tax Rate

0.85%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Kitsap County Tax Rate

0.85%

Median Effective Washington Tax Rate

0.92%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Gig Harbor, Kitsap County, Washington

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
983290.84%0.84%0.85%0.85%0.85%

Source: Ownwell

Property Tax Assessment Values Across Gig Harbor, Kitsap County, Washington

When examining property taxes in Gig Harbor, Washington, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Kitsap County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Kitsap County, assessment notices are sent in June each year. They'll typically reach your mailbox by the middle of June.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Gig Harbor.

For example, the median home price in Gig Harbor is $560,435, with tax bills ranging significantly across the county. 98329 has the highest median home price at $560,435.

Property Tax Assessment Values Across Gig Harbor, Kitsap County, Washington

Source: Ownwell

$351,690

$707,270

$1,062,850

Median Gig Harbor Market Value

$560,435

Median Kitsap County Market Value

$472,995

Median Washington Market Value

$501,600

Median United States Market Value

$235,294

Property Tax Assessment Values Across Gig Harbor, Kitsap County, Washington

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
98329$444,868$500,585$560,435$678,202$841,028

Source: Ownwell

Property Tax Bills Across Gig Harbor, Kitsap County, Washington

Property tax bills in Gig Harbor are based on the assessed value of a home and the local tax rate set for Kitsap County. When a property’s market value rises, the assessed value can increase too, which can push the tax bill higher. For homeowners, that means a larger annual expense that can affect monthly budgets and long-term housing costs. The median home price in Gig Harbor is $560,435, and the median property tax bill is $4,746, which is above the national median property tax bill of $2,400 and the national median property tax rate of 1.02%.

What factors are considered? Home value, location, and local tax rates all play a role in determining the final bill. Bills in the area range from $4,254 at the 25th percentile to $5,715 at the 75th percentile, with the 90th percentile reaching $7,055.

Ownwell can help homeowners lower their property tax bills by reviewing assessed values, identifying potential savings, and filing appeals when a property is overassessed.

Property Tax Bills Across Gig Harbor, Kitsap County, Washington

Source: Ownwell

$2,949

$5,506

$8,063

Median Gig Harbor Tax Bill

$4,746

Median Kitsap County Tax Bill

$4,023

Median Washington Tax Bill

$4,512

Median United States Tax Bill

$2,400

Property Tax Bills Across Gig Harbor, Kitsap County, Washington

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
98329$3,795$4,254$4,746$5,715$7,055

Source: Ownwell

Don't miss the deadline to appeal!

Frequently Asked Property Tax Questions in Gig Harbor, Washington

How are property taxes calculated in Gig Harbor, Washington?
Property taxes in Gig Harbor, Washington are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.
How do I appeal my property taxes in Gig Harbor, Washington?
To appeal your property taxes in Gig Harbor, Washington, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.
What property tax exemptions are available in Gig Harbor, Washington?
Common property tax exemptions in Gig Harbor, Washington include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.
When are property taxes due in Gig Harbor, Washington?
Property tax deadlines in Gig Harbor, Washington vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.
How can Ownwell help reduce my property taxes in Gig Harbor, Washington?
Ownwell provides professional property tax appeal services in Gig Harbor, Washington. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.