Property Taxes in Elk, Washington
Median Elk, Washington effective property tax rate: 0.89%, significantly lower than the national median of 1.02%, and lower than the Washington state median of 0.92%.
Median Elk, Washington home value: $308,250
Median annual Elk, Washington tax bill: $2,599, $199 higher than the national median property tax bill of $2,400.
How are property taxes in Pend Oreille calculated?
Property taxes in Elk, Washington are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Elk's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Elk, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Elk Property Tax Calculator Work?
Use this Elk property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Elk's median effective tax rate of 0.89% — based on actual property records in Pend Oreille County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Elk's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Elk: rates range from $2,599 in 99009 to $2,599 in 99009, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Elk.
About Elk Property Taxes
About Property Taxes in Elk, Pend Oreille, Washington
Elk's median effective property tax rate of 0.89% is lower than the Washington state median of 0.92% and lower than the national median of 1.02%. This rate reflects the Pend Oreille County base levy combined with local school district levies and other local charges that can affect what homeowners pay.
Property tax rates are not uniform across Elk. Homeowners in the 99009 ZIP code carry a median effective rate of 0.89%, while those in the same ZIP also pay 0.89%. This reflects how assessment and taxing boundaries are drawn across Pend Oreille County. Understanding where your property sits can still affect your annual tax bill.
Elk homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the July 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Elk, Pend Oreille County, Washington
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Elk's effective property tax rate to other cities in Washington and the median property tax rates in Washington and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Elk Tax Rate
0.89%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Pend Oreille County Tax Rate
0.86%
Median Effective Washington Tax Rate
0.92%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Elk, Pend Oreille County, Washington
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 99009 | 0.65% | 0.88% | 0.89% | 0.89% | 0.90% |
Source: Ownwell
Property Tax Assessment Values Across Elk, Pend Oreille County, Washington
When examining property taxes in Elk, Washington, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Pend Oreille County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Pend Oreille County, assessment notices are sent in June each year. They'll typically reach your mailbox by the middle of June.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Elk.
For example, the median home price in Elk is $308,250, with tax bills ranging significantly across the county. 99009 has the highest median home price at $308,250.
Property Tax Assessment Values Across Elk, Pend Oreille County, Washington
Source: Ownwell
$104,337
$206,294
$308,250
Median Elk Market Value
$308,250
Median Pend Oreille County Market Value
$200,446
Median Washington Market Value
$501,600
Median United States Market Value
$274,101
Property Tax Assessment Values Across Elk, Pend Oreille County, Washington
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 99009 | $131,553 | $197,610 | $308,250 | $407,865 | $526,532 |
Source: Ownwell
Property Tax Bills Across Elk, Pend Oreille County, Washington
Property tax bills in Elk are based on the assessed value of a home and the local tax rate set by taxing authorities in Pend Oreille County. When a property’s market value changes, the assessed value can change too, which can affect the final bill. Local budgets for schools, roads, public safety, and other services also play a role in determining how much homeowners owe.
For a home with a median value of $308,250, the median property tax bill in the area is $2,599, which is above the national median property tax bill of $2,400. Bills can vary widely: the 25th percentile is $1,580, while the 75th percentile is $3,473, and the 90th percentile reaches $4,611. That means homeowners with similar homes may still see very different tax bills depending on assessment and local rates.
Median Elk Tax Bill
$2,599
Median Pend Oreille County Tax Bill
$1,581
Median Washington Tax Bill
$4,512
Median United States Tax Bill
$3,209
Property Tax Bills Across Elk, Pend Oreille County, Washington
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 99009 | $916 | $1,580 | $2,599 | $3,473 | $4,611 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | July 1 |
Links | |
|---|---|
| Pend Oreille Tax Assessor | |
| Website | taweb.pendoreille.org |