Property Taxes in Gifford, Washington
Median Gifford, Washington effective property tax rate: 0.63%, significantly lower than the national median of 1.02%, and lower than the Washington state median of 0.92%.
Median Gifford, Washington home value: $175,764
Median annual Gifford, Washington tax bill: $1,014, lower than the national median property tax bill of $2,400.
How are property taxes in Stevens County calculated?
Property taxes in Gifford, Washington are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Gifford's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Gifford, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Gifford Property Tax Calculator Work?
Use this Gifford property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Gifford's median effective tax rate of 0.63% — based on actual property records in Stevens County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Gifford's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Gifford: rates range from 0.63% in 99131 to 0.63% in 99131, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Gifford.
About Gifford Property Taxes
About Property Taxes in Gifford, Stevens, Washington
Gifford’s median effective property tax rate of 0.63% is lower than the Washington state median of 0.92% and lower than the national median of 1.02%. This rate reflects the Stevens County base levy combined with local school district levies and local improvement districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Gifford. Homeowners in the 99131 ZIP code carry a median effective rate of 0.63%, and homeowners in the same ZIP code also have a median tax bill of $1,014. This reflects how school district boundaries and local assessment districts are drawn across Stevens County.
Gifford homeowners who believe their assessed value is too high can file a formal appeal with the Stevens County Tax Assessor before the July 1, 2026 deadline each year.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Gifford, Stevens County, Washington
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Gifford's effective property tax rate to other cities in Washington and the median property tax rates in Washington and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Gifford Tax Rate
0.63%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Stevens County Tax Rate
0.74%
Median Effective Washington Tax Rate
0.92%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Gifford, Stevens County, Washington
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 99131 | 0.37% | 0.62% | 0.63% | 0.64% | 0.68% |
Source: Ownwell
Property Tax Assessment Values Across Gifford, Stevens County, Washington
When examining property taxes in Gifford, Washington, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Stevens County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Stevens County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Gifford.
For example, the median home price in Gifford is $175,764, with tax bills ranging significantly across the county. 99131 has the highest median home price at $175,764.
Property Tax Assessment Values Across Gifford, Stevens County, Washington
Source: Ownwell
$93,678
$255,495
$417,312
Median Gifford Market Value
$175,764
Median Stevens County Market Value
$211,472
Median Washington Market Value
$501,600
Median United States Market Value
$274,101
Property Tax Assessment Values Across Gifford, Stevens County, Washington
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 99131 | $43,470 | $92,567 | $175,764 | $311,224 | $481,377 |
Source: Ownwell
Property Tax Bills Across Gifford, Stevens County, Washington
Property tax bills in Gifford are calculated from the assessed value of a home and the local tax rate set by taxing authorities in Stevens County. The assessed value is compared with the tax rate to determine the amount owed, so changes in market value, local levies, and exemptions can all affect the final bill. With a median home price of $175,764, homeowners in the city can see very different tax bills depending on how their property is assessed.
The typical property tax bill in the area is $1,014.00 in ZIP code 99131, which is below the national median property tax bill of $2,400 and below the national median property tax rate of 1.02%. Bills can still vary widely, with the 25th percentile at $501 and the 75th percentile at $1,905, while the 90th percentile reaches $2,735. For homeowners, this means property taxes can have a meaningful impact on annual housing costs, especially when assessed values rise faster than expected.
Median Gifford Tax Bill
$1,014
Median Stevens County Tax Bill
$1,474
Median Washington Tax Bill
$4,512
Median United States Tax Bill
$3,209
Property Tax Bills Across Gifford, Stevens County, Washington
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 99131 | $249 | $501 | $1,014 | $1,905 | $2,735 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | July 1 |
Links | |
|---|---|
| Stevens Tax Assessor | |
| Website | www.stevenscountywa.gov |