Deming, Whatcom County, Washington Property Taxes
Property Taxes in Deming, Washington
Median Deming, Washington effective property tax rate: 0.65%, significantly lower than the national median of 1.02%, and lower than the Washington state median of 0.92%.
Median Deming, Washington home value: $118,734
Median annual Deming, Washington tax bill: $729, lower than the national median property tax bill of $2,400.
How are property taxes in Whatcom calculated?
Property taxes in Deming, Washington are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Deming's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Deming, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Deming, Whatcom County, Washington Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.65%
Estimate Property Tax Bill
$772
$716
$774
Average Annual Tax Savings
How Does the Deming Property Tax Calculator Work?
Use this Deming property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Deming's median effective tax rate of 0.65% — based on actual property records in Whatcom County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessor uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Deming's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Deming: rates range from 0.65% in 98244 to 0.65% in 98244, primarily due to differences in school district levies and local assessment districts.
If your estimate is higher than expected, Ownwell can appeal your Deming assessment — you only pay if we save you money.
About Deming Property Taxes
About Property Taxes in Deming, Whatcom, Washington
Deming’s median effective property tax rate of 0.65% is lower than the Washington state median of 0.92% and lower than the national median of 1.02%. This rate reflects the Whatcom County base levy combined with local school district levies and Local improvement districts (LIDs) that vary by subdivision throughout the city.
Property tax rates are not uniform across Deming. Homeowners in the 98244 ZIP code carry a median effective rate of 0.65%, while those in the same ZIP code pay 0.65%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Whatcom County. Understanding which part of Deming you live in can make a meaningful difference to your annual tax bill.
Deming homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the October 27, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Deming, Whatcom County, Washington
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Deming's effective property tax rate to other cities in Washington and the median property tax rates in Washington and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Deming Tax Rate
0.65%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Whatcom County Tax Rate
0.77%
Median Effective Washington Tax Rate
0.92%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Deming, Whatcom County, Washington
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 98244 | 0.42% | 0.55% | 0.65% | 0.74% | 0.82% |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Assessment Values Across Deming, Whatcom County, Washington
When examining property taxes in Deming, Washington, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Whatcom County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Whatcom County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of September.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Deming.
For example, the median home price in Deming is $118,734, with tax bills ranging significantly across the county. 98244 has the highest median home price at $118,734.
Property Tax Assessment Values Across Deming, Whatcom County, Washington
Source: Ownwell
$101,250
$359,643
$618,036
Median Deming Market Value
$118,734
Median Whatcom County Market Value
$511,606
Median Washington Market Value
$501,600
Median United States Market Value
$235,294
Property Tax Assessment Values Across Deming, Whatcom County, Washington
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 98244 | $32,423 | $38,000 | $118,734 | $466,226 | $641,536 |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Bills Across Deming, Whatcom County, Washington
Property tax bills in Deming are based on the assessed value of a home and the local tax rate. When a property’s assessed value rises, the tax bill can increase even if the homeowner’s income does not. For homeowners in Whatcom County, that means the amount owed can vary widely from one property to another, depending on market value and local assessment practices.
In Deming, the median home price is $118,734, while tax bills range from $227 at the 25th percentile to $3,023 at the 75th percentile and $4,212 at the 90th percentile. The median tax bill is $729 in ZIP code 98244, which is far below the national median property tax bill of $2,400. That gap shows how much local assessments and rates can affect homeowners.
Ownwell helps homeowners lower property tax bills by reviewing assessments, identifying savings opportunities, and filing appeals when a home is overassessed.
Median Deming Tax Bill
$729
Median Whatcom County Tax Bill
$3,775
Median Washington Tax Bill
$4,512
Median United States Tax Bill
$2,400
Property Tax Bills Across Deming, Whatcom County, Washington
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 98244 | $156 | $227 | $729 | $3,023 | $4,212 |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | October 27 |
| Tax Bill | |
| Issued | February 10 |
| Due Date #1 | April 30 |
| Due Date #2 | October 31 |
Links | |
|---|---|
| Whatcom Tax Assessor | |
| Website | property.spatialest.com |