Martinsburg, Berkeley County, West Virginia Property Taxes
Property Taxes in Martinsburg, West Virginia
Median Martinsburg, West Virginia effective property tax rate: 0.74%, significantly lower than the national median of 1.02%, and slightly higher than the West Virginia state median of 0.71%.
Median Martinsburg, West Virginia home value: $194,700
Median annual Martinsburg, West Virginia tax bill: $1,557, $843 lower than the national median property tax bill of $2,400.
How are property taxes in Berkeley calculated?
Property taxes in Martinsburg, West Virginia are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Martinsburg's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Martinsburg, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Martinsburg, Berkeley County, West Virginia Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.74%
Estimate Property Tax Bill
$1,441
$1,337
How Does the Martinsburg Property Tax Calculator Work?
Use this Martinsburg property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Martinsburg's median effective tax rate of 0.74% — based on actual property records in Berkeley County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Martinsburg's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Martinsburg: rates range from $1,421.00 in 25404 to $1,954.00 in 25403, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Martinsburg.
About Martinsburg Property Taxes
About Property Taxes in Martinsburg, Berkeley, West Virginia
Martinsburg's median effective property tax rate of 0.74% is lower than the West Virginia state median of 0.71% and lower than the national median of 1.02%. This rate reflects the Berkeley County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Martinsburg. Homeowners in the 25401 ZIP code carry a median effective rate of 0.94%, while those in 25403 pay 0.74%. This spread — 0.20 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Berkeley County. Understanding which part of Martinsburg you live in can make a meaningful difference to your annual tax bill.
Martinsburg homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 4, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Martinsburg, Berkeley County, West Virginia
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Martinsburg's effective property tax rate to other cities in West Virginia and the median property tax rates in West Virginia and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Martinsburg Tax Rate
0.74%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Berkeley County Tax Rate
0.74%
Median Effective West Virginia Tax Rate
0.71%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Martinsburg, Berkeley County, West Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 25401 | 0.70% | 0.77% | 0.94% | 1.47% | 1.88% |
| 25403 | 0.64% | 0.74% | 0.74% | 0.74% | 0.94% |
| 25404 | 0.61% | 0.74% | 0.74% | 0.94% | 1.47% |
| 25405 | 0.61% | 0.74% | 0.74% | 0.74% | 1.47% |
Source: Ownwell
Property Tax Assessment Values Across Martinsburg, Berkeley County, West Virginia
When examining property taxes in Martinsburg, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Berkeley County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Berkeley County, assessment notices are sent in January each year. They'll typically reach your mailbox by the middle of January.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For Martinsburg homeowners, the median home price is $194,700, with tax bills ranging significantly across the county. Zip code 25403 has the highest median home price at $255,600.
Property Tax Assessment Values Across Martinsburg, Berkeley County, West Virginia
Source: Ownwell
$136,600
$217,050
$297,500
Median Martinsburg Market Value
$194,700
Median Berkeley County Market Value
$197,700
Median West Virginia Market Value
$85,200
Median United States Market Value
$235,294
Property Tax Assessment Values Across Martinsburg, Berkeley County, West Virginia
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 25401 | $64,700 | $94,200 | $136,600 | $191,100 | $254,180 |
| 25403 | $54,700 | $194,300 | $255,600 | $347,600 | $430,900 |
| 25404 | $51,810 | $126,900 | $182,350 | $230,300 | $318,690 |
| 25405 | $39,900 | $161,100 | $202,400 | $262,900 | $316,340 |
Source: Ownwell
Property Tax Bills Across Martinsburg, Berkeley County, West Virginia
Property tax bills in Martinsburg are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. The assessed value is influenced by factors such as location, size, condition, and comparable sales in Berkeley County. For homeowners, this means that two similar homes can still have different tax bills if their assessed values differ.
With a median home price of $194,700, property taxes can vary widely across the city. The median tax bill is $1,954 in ZIP code 25403 and $1,421 in ZIP code 25404, showing how location can affect what homeowners pay. Across Martinsburg, tax bills commonly fall between $1,130 and $2,199, with higher bills reaching $2,928 at the 90th percentile.
Because property taxes are tied to assessed value, any increase in that value can raise a homeowner’s annual bill.
Property Tax Bills Across Martinsburg, Berkeley County, West Virginia
Source: Ownwell
$1,185
$1,679
$2,172
Median Martinsburg Tax Bill
$1,557
Median Berkeley County Tax Bill
$1,530
Median West Virginia Tax Bill
$629
Median United States Tax Bill
$2,400
Property Tax Bills Across Martinsburg, Berkeley County, West Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 25401 | $575 | $971 | $1,430 | $1,966 | $2,602 |
| 25403 | $547 | $1,427 | $1,954 | $2,704 | $3,468 |
| 25404 | $487 | $1,036 | $1,421 | $2,010 | $2,788 |
| 25405 | $571 | $1,167 | $1,532 | $2,039 | $2,510 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 20 |
Links | |
|---|---|
| Berkeley Tax Assessor | |
| Website | mapwv.gov |